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A centuries-old question surrounding Stonehenge has been solved, linking the tall megaliths to a geographic area where they may have come from.The original source of the massive sarsen stones has long been debated, at least four centuries according to the study. The smaller “bluestones” near the center of the circular monument have been traced to an area in Wales, about 200 km away, in an earlier study.Geologists used geochemical data from the sarsens and compared it to the geochemical signature of different regions.“From this, we identify West Woods, Wiltshire, 25 km (roughly 15.5 miles) north of Stonehenge, as the most probable source area for the majority of sarsens at the monument,” researchers stated in their study.The sarsens were erected during the mid-third millennium BCE, and weigh roughly 20 metric tons. Only 52 of the original about 80 sarsen stones remain. 888

A Florida man accused of groping a passenger on Southwest Airlines told an FBI agent after his arrest that the "President of the United States says it's OK to grab women by their private parts," according to a criminal complaint.Bruce Michael Alexander, 49, a Tampa resident, was in federal custody after being charged federally on Sunday with abusive sexual contact on a female passenger during a flight from Houston to Albuquerque, New Mexico, the complaint said.It's unclear if Alexander has an attorney.The charge carries a maximum penalty of two years in prison and a 0,000 fine.The woman was identified in court documents as "C.W." She told investigators she fell asleep after boarding Flight 5421 and 15 to 20 minutes into the flight, she "felt a movement on the right side of her sweater," the complaint said. 828

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A Florida man was allegedly attacked while trying to do the right thing during Hurricane Irma.The alleged victim was letting Tarvice Lamar Payne stay at his home in Port St. Lucie during the storm when his guest attacked him, according to Port St. Lucie police.Payne, 33, of Royal Palm Beach, accused the alleged victim of stealing his drugs, so he punched him and then threatened him with an ax, a police report states. The alleged victim managed to escape and call the police, but not before Payne took the ax and struck a car in the driveway, police said.Arriving officers managed to track Payne down as he was leaving the area.They charged him with aggravated assault, battery, and criminal mischief. 742

A California police officer shot during the Las Vegas mass shooting outside Mandalay Bay hotel and casino is at home with his family for the first time in months.Friends and family welcomed Ontario police officer Michael Garcia home yesterday. Both he and his fiance were wounded during the Oct. 1, 2017 shooting. At one point she jumped on top of him to shield him from gunfire after he'd been shot in the head.Thanks to her bravery and months of medical assistance, Michael Garcia survived. He's now trying to move forward with his life and regain some semblance of normalcy."It's everything, it's been a long road, so I'm just grateful for everything," said Garcia.Garcia can't work at the moment due to his extensive rehabilitation but that hasn't kept him from being upbeat. Other's have taken notice of his positivity and have decided to help out. That is why when Garcia arrived home he was shocked to find out he was the recipient of a brand new car. All courtesy of a California dealership.When it finally sunk in Garcia joked that the car really wouldn't be his after all. 1090