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SAN DIEGO (KGTV) - Investors are watching carefully to see if interest rates keep dropping, or if they may eventually dip below zero in the United States.Recently, former Chairman of the Federal Reserve Alan Greenspan said it's a possibility, as rates have remained historically low for the past few years.In San Diego, the results of a negative interest rate would be good news for some and bad news for others."Low rates are a double-edged sword," says Dennis Brewster of SagePoint Financial. "If you're a borrower, if you're looking to buy a house today, mortgage rates have never been lower. But if you're a saver and you have money in the bank or in a CD, your rates are pretty poor."Brewster says the interest rate tends to drop when growth in the US is slow, both for the population and the Gross Domestic Product. He says that's what's happening now, as the baby boomer generation is getting older and later generations have fewer children. Brewster says slower population growth leads to slower economic growth because there are fewer people in the workforce, which means company production is down, and so is spending. He says that is happening despite record low unemployment.As for negative interest, Brewster says the average San Diego shouldn't worry since it's unlikely to happen."I wouldn't change your long term plans," he says. "The economy can move forward through high or low rates." 1411

SAN DIEGO (KGTV) -- Many Black female voters in San Diego voters are celebrating Joe Biden’s decision to choose California Sen. Kamala Harris as his running mate.“This is a historic moment. I’m excited that I’m alive to see this happen,” said Ellen Nash, the chair of the San Diego chapter of the Black American Political Association of California.“All along that was the right choice,” Nash told ABC 10News. “I’m honored that she’s there to represent Black women and the Black vote. For Joe Biden to honor us by selecting her as his VP is the greatest historic moment.”Many Black voters wrote to Biden, urging him to choose Harris.Nash said having Harris as the first Black and Asian American woman to appear on a major party’s presidential ticket gives women of color a voice.“It was just a moment of relaxation and celebration,” said Nash. “She is prepared, skilled, and credentialed.”But does this choice possible boost Biden’s chances of winning this election? Dr. Kyra Greene, the executive director at the Center on Policy Initiatives, said Harris would bring new life to this race while appealing to a wide range of voters.“She’s young enough to attract young folks but old enough to show experience and to be taken seriously,” said Greene. “I think it will help with women who were disappointed not to see other women advance further in this race, and I also think it will help with Black voters.”“I think Senator Harris speaks to people who are interested in change because she herself has gone through an evolution on these issues,” she said.Greene said the decision not only makes history but will reenergize some of the most politically engaged San Diegans. 1678

SAN DIEGO (KGTV) -- Like so many businesses throughout San Diego County, businesses along the border in San Ysidro are also preparing to scale back operations because of the state's COVID-19 purple tier.Businesses in the border region have already seen a significant decline in business because of international travel restrictions currently in place. Since March, the border has been closed to all tourist travel, only open for essential needs, like going to work or getting medical care. Tuetano Taqueria is one of the businesses affected. Just blocks from the border, its owners are doing everything it can to stay open. The trendy taco shop is run by Fernando Covarrubias and his wife, Chef Priscilla Curiel. During the initial stay-at-home order, the couple had to lay off their employees and run the business themselves. The taqueria was recently honored, making the Michelin Guide, famous for it's tacos served with the option of bone marrow on the side. Now, the owners are getting ready to scale back to takeout orders because of the purple tier restrictions. According to the San Ysidro Chamber of Commerce, from March to July, roughly 100 businesses closed permanently. Jason Wells, the chamber's executive director, said the border travel restrictions are devastating the region. Wells said all businesses in the area are hurting, but retail has taken the biggest hit. According to Wells, about 95% of customers in the area are from Mexico.Wells explained that most of the businesses along the border make their biggest profits during the holidays, and the state's purple tier isn't helping. If the border travel restrictions continue, Wells thinks more businesses will not survive. Covarrubias and his wife are hoping people will follow the health guidelines so COVID-19 case rates go down and business can get back to full operation. Despite their struggles, the couple is working on opening a second business in National City, called Mujer Divina, a coffee shop that will also serve burritos. Purple tier restrictions take effect Saturday at midnight. Border travel restrictions are in place until Nov. 21, but could be extended. 2153

SAN DIEGO (KGTV) — It's a weekend packed with Oktoberfests across San Diego County as October and the fall season kicks into fear.El Cajon, La Mesa, Carlsbad, and Julian all celebrate Oktoberfest this weekend, with fun fall festivals featuring delicious brews, games, folk music and dancing, and German cuisine.If you're looking for some early scares, Balboa Park's Haunted Trail is open for the season. Head to the park if you dare for a hike like none other.SAN DIEGO HALLOWEEN:Frightful fun: San Diego Halloween, fall events for familiesExperience Halloween chills at these San Diego attractionsSpirited shindigs: Halloween parties for San Diego's 21+ crowdPacific Beach and Mira Mesa also welcome the community out this weekend for their own street fairs, with live music, arts and crafts, and more fun in the sun.THURSDAYOktoberfest in El CajonWhere: German American Societies of San Diego; Cost: - (Thursday - Sunday) Enjoy live German "Oom-Pah" music, traditional foods like bratwurst and ox-on-the-spit, German beers, folk games and dancing, and a kids' zone at El Cajon's massive Oktoberfest party.Haunted Trail at Balboa ParkWhere: Marston Point; Cost: - (Thursday - Sunday) Prepare for a scare as you walk down the mile-long trail. The theme for 2019 is “Stranger Things” and features the swampy fog of the upside down. Pregnant women and young children are banned from entry.FRIDAYFall Home Garden ShowWhere: Del Mar Fairgrounds; Cost: Free - (Friday - Sunday) Get all you need to spruce up your home and garden for fall at the Del Mar Fairgrounds this weekend for the annual Fall Home Garden Show. Guests can put together their own succulents, get tips from design and gardening experts, check out seasonal foliage, and more.La Mesa OktoberfestWhere: La Mesa Village; Cost: Free to attend(Friday - Sunday) La Mesa Village claims their Oktoberfest is the largest this side of the Mississippi. Head over for three-days of traditional sing-a-longs, original glücklich games like stein races and keg bowling, contests and crafts, and traditional German dishes and food.SATURDAYPacific BeachfestWhere: PB Boardwalk, from Felspar St. to Thomas St.; Cost: FreeHit the Pacific Beach boardwalk for a festival on the sand, with multiple stages of live music, arts and crafts village, kids zone, beer garden, fish taco contest, and more to check out. The day kicks off with a 5K and volleyball tournament and runs through to a beautiful beach sunset.Mira Mesa Street FairWhere: Camino Ruiz, from Mira Mesa Blvd. to New Salem St.; Cost: FreeEnjoy live music across two stages, international foods, kids activities and inflatables, and more at the Mira Mesa Street Fair this weekend. The US Marines will be on hand to give visitors a look at their explosive ordinance disposal robot and visitors can take a peek into a solar telescope. Carlsbad Oktoberfest and Family Fall FestivalWhere: Holiday Park; Cost: Free - Not only can you enjoy Oktoberfest in Carlsbad, but help support the local Rotary Club. The event hosts costume contests, arts and crafts, games and rides, live music, and delicious authentic German meals and brews.SUNDAYKSON's CountryFestWhere: Del Mar Fairgrounds; Cost: - Grab your favorite pair of boots and head down to Del Mar to see country music stars Billy Currington, Blanco Brown, Jon Langston and Dillon Carmichael perform. Line dancing will surely be in the mix along with fun games and delicious foods and drink.Rendezvous in PowayWhere: Old Poway Park; Cost: Varies(Saturday - Sunday) Living history groups help bring the 1800's alive in Poway, where the annual Rendezvous in Poway gives visitors the chance to pan for gold, experience western reenactments, peruse handcrafted arts, and learn more about the west's early history.Oktoberfest in JulianWhere: Julian Town Hall; Cost: Free to attend(Saturday - Sunday) Julian hosts a fun-filled Oktoberfest and fall celebration with live traditional folk and polka music, craft booths, raffles for prizes, and delicious German cuisine and Julian treats. 4062

SAN DIEGO (KGTV) - In light of the governor's directive on limiting large gatherings out of coronavirus concerns, the San Diego Half Marathon announced on Thursday that this Sunday's event will be "virtual" only. While many runners support the decision to cancel the San Diego Half Marathon, they're upset that it doesn't appear there will be any refunds.Organizers sent 10News a statement that reads in part, "By their very nature, the cost of events like ours are front loaded and [non-recoupable], which is why we do not have a refund or deferral policy. This policy is clearly stated in our registration process and is agreed to by runners when they sign up for the event."RELATED: What's been canceled, postponed in San Diego, nationally due to coronavirusMajor changes are also happening to other local events. This weekend’s 5K Leprechaun run in Pacific Beach is canceled. The upcoming Pearl Jam concert at Viejas Arena is now postponed. WonderCon Anaheim is also being postponed.Fears continue to loom over July’s Comic-Com convention but organizers report that it’s still scheduled to take place. “Rip” Rippetoe is the President of the San Diego Convention Center. He tells 10News, “I think it's too soon to speculate on any events that would happen in May, June or July.”“Events of a certain size have been canceled and we're seeing that's to prevent the spread of illness,” says Skylar Crowley with the Better Business Bureau in San Diego. She says consumers need to be reading the fine print on all tickets sale transactions, adding, “If there are cancellations and the tickets were purchased through an original seller- an official site- they should automatically issue a refund to that consumer.”RELATED: Disneyland, California Adventure to close through March due to coronavirusHowever, Crowley says that if the event is postponed and the consumer can't go, he or she might have to submit a formal request through the purchasing platform. A spokesperson for StubHub writes to 10News, "Our policy is to provide a full refund with fees if an event is canceled. In addition, given the current environment, if an event is canceled, customers can opt to receive a StubHub coupon valued at 120 percent of the original purchase." “We do advise that consumers ensure that they are submitting payment with a credit card so in the event that something is indisputable, they can take that to the credit card company and see about getting a refund that way,” adds Crowley.RELATED: San Diego County announces five new coronavirus cases, bans large gatheringsShe says that if consumers are struggling to get access to any refunds that they’re entitled to, they can file a formal complaint with the Better Business Bureau or the Federal Trade Commission. 2763

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