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The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626
The Lockport City School District thinks it could soon be a national model for school security. Superintendent Michelle Bradley said the district is installing 300 new security cameras loaded with a new high tech software. The software recognizes people who pose a threat, like terminated employees, sex offenders, suspended students, or someone carrying a gun. Then, it alerts police or school leaders. “It will add another layer of security to what we already have,” Bradley said. It will be the first security system of its kind in any public school in the United States. It will be installed in all 10 buildings owned by Lockport School District. Tony Olivo with Corporate Screening & Investigative Group, LLC is working with Canadian owned SN Technologies to get th\e high-tech system into more buildings in western New York.“We’ve actually been looking to deplore this type of technology in hospitals, health care organizations, as well as places like malls,” Olivo said. The new system is just part of the changes Lockport Public Schools have made to security recently. The school also just installed new doors and a sign-in system, which cost close to million dollars.The projects are being funded by the Smart School Bond Act of 2014 — a referendum allowing the state to give schools money for safety following the Sandy Hook shooting in 2012. More than 200 school across New York are on the waiting list for approval for funds from the act. The recognition system will be installed in Lockport schools over the summer. Leaders say this is just another layer of proactive security to protect their most precious values. 1709

The investigation regarding the photo taken by firefighters at 611 South Green Street is complete. The investigation reveals that firefighters did enter the location to initiate fire suppression operations. However, due to concerns about structural integrity, the firefighters were ordered out to assume a defensive posture. During this transition from offensive operations to defensive operations, a suggestion was made to take a photo, with the retiring battalion chief, in front of the building.Detroit Firefighters risk their lives everyday entering burning buildings and performing dangerous technical rescues. Saving lives and saving property is our mission, and the men and women of DFD execute this mission without hesitation. I hold them in high esteem; we should all hold them in high esteem for their sacrifices. This momentary lapse in judgment brought great embarrassment to our department and our great city. For this poor judgment, all involved will be held accountable. Because this is a personnel matter, I cannot discuss details of the discipline. However, supervisors and above will receive a greater degree of disciplinary accountability. I am satisfied that everyone involved has shown the appropriate level of regret for this inappropriate behavior.The Detroit Fire Department will continue to provide excellent, rapid service to the citizens of Detroit. 1384
The KCS Board has voted to rename Stonewall Jackson Middle School to another name (to be determined). The new name will be decided on or before Oct. 15, 2020. The vote was 5-0.— Kanawha County (@KCBOE) July 6, 2020 222
The House Judiciary and Oversight committees have released a transcript?of former FBI Director James Comey's closed-door interview with the committees on Friday.Lawmakers and Comey said that the interview was tense and that Republicans were frustrated by instructions from a Justice Department attorney telling Comey not to answer certain questions about the Russia investigation. Comey and House Democrats said the interview was a waste of time consumed with questions about Hillary Clinton's emails.The transcript was released as part of a compromise struck by Comey and House Judiciary Chairman Bob Goodlatte, R-Virginia, who had initially subpoenaed Comey to appear behind closed doors.Comey fought the subpoena in court, saying he would only testify if the proceedings were held in public. But he later backed down, agreeing to appear behind closed doors on the conditions that the transcript would be released as soon as possible and he would be free to speak about the interview afterward.Comey was interviewed as part of the Republican-led investigation into FBI's investigations into Clinton and Donald Trump and Russia in 2016. Republicans are preparing a report detailing their findings before Democrats take control of the House in January. 1265
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