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That feeling of watching a loved one open a handpicked gift won’t exist for many this holiday season. And between the shipping delays and the call to stay at home this holiday season, the ways people can gift -- especially last minute -- are limited.AAA predicts that 34 million fewer Americans are travelling this holiday season compared to last year.“People are realizing or have realized over the last month that they had to change how they approach the holiday season,” Darrin Duber-Smith, a consumer behavior expert and professor at Metropolitan State University of Denver, said.Part of that is thanks to e-commerce. The IBM U.S. retail index shoes the pandemic has accelerated the move toward online shopping by five years.The National Retail Federation predicts that 60 percent of holiday shopping with be done online this year, up from 56 percent in 2019.“Our buying patterns have shifted almost entirely online over the last 9 months,” Duber-Smith said. “So many more goods and services are now available online. So many more than even a year ago, so I think consumers have a lot more choices that they can send.”However, the flower bouquets and gift cards can seem impersonal.“I really think all bets are off during the pandemic, but there’s going to be lasting effects in consumer attitude and behavior going forward,” he said. “Getting a gift basket that may or may not have a holiday greeting on it is becoming the norm.”“It’s an hour of work to send someone a gift,” Edward Lando, co-founder of Goody Technologies, said. “If you think about it, you need someone’s address. You need to pick out a gift. You need to make sure if you can add a note. You need to make sure it can get there on time, all that stuff.”Lando played a role in creating a solution to the problem by creating Goody, a gifting app that lets you send someone a gift in seconds. All you need is a phone number -- no address.“It’s not a normal form of buying something online, and it's not only e-commerce. It’s like a messaging experience,” Lando said.The app gives the gift recipient the whole experience of opening a gift virtually -- and the ability to swap out a gift for one of similar value if the recipient doesn’t like it. It also speaks to the need for the gratification the gift giver gets.“There's a huge psychological component to gift giving,” Duber-Smith said.“When you send a gift to someone and they open it, you get a little notification that says, ‘Melissa opened your gift,'” Lando explained. “And then you get another one that says she accepted your gift and added a note.”Gifting trends are also shifting to more experiences. “Those are the things that are more personal than gift cards because you understand what the consumer likes,” Duber-Smith said.And it’s something you can give this holiday season that doesn’t require shipping. “2021 could be the year for experiences as sort of everyone gets out,” he said.As you shop for your last minute gifts this week, consider how you’re shopping. “I think what it did is it exposed how important e-commerce is to everyone,” Duber-Smith said. 3101

SunTrust says a former employee may have tried to print information on about 1.5 million customers and share it with a "criminal third party."Chairman and CEO William Rogers Jr. made the announcement Friday as the regional bank released its quarterly earnings.Rogers said the bank believes the information included names and account balances, but not Social Security numbers, account numbers or passwords. He also said the bank has not identified "significant fraudulent activity" on the accounts.Rogers said this was discovered "in conjunction with law enforcement." He did not identify or elaborate on the criminal third party.SunTrust is the 12th-largest US commercial bank by assets, according to the Federal Reserve. The stock was down 3% in premarket trading after the announcement.  802

TALLAHASSEE, Fla. (AP) — Billionaire Mike Bloomberg is helping Florida felons pay their debts so they can vote in the presidential election. The former Democratic presidential candidate is taking action days after Florida Gov. Ron DeSantis won a court victory to keep felons who served their time from voting until they’ve also paid off fines, restitution and court fees. Bloomberg is part of an effort that has raised more than million dollars to help these felons vote in the presidential election. That’s in addition to 0 million he has pledged to help Joe Biden win Florida.“The right to vote is fundamental to our democracy and no American should be denied that right. Working together with the Florida Rights Restoration Coalition, we are determined to end disenfranchisement and the discrimination that has always driven it,” Bloomberg said in a written statement.A federal appellate court ruled on Sept. 11 that in addition to serving their sentences, Florida felons must pay all fines, restitution and legal fees before they can regain their right to vote. Under Amendment 4, which Florida voters passed overwhelmingly in 2018, felons who have completed their sentences would have voting rights restored. Republican lawmakers then moved to define what it means to complete a sentence.In addition to prison time served, lawmakers directed that all legal financial obligations, including unpaid fines and restitution, would also have to be settled before a felon could be eligible to vote.The Florida Rights Restitution Coalition had raised about million before Bloomberg made calls to raise almost million more, according to Bloomberg staffers.The case could have broad implications for the November elections. Florida has 29 electoral college votes that are crucial to President Donald Trump’s hopes of staying in the White House. 1861

That said, it is disheartening that those representing Mr. James would release the deputy’s name without waiting for the outcome of the investigation. Releasing it without cause, and on speculative accusations alone, can destroy a law enforcement officer’s reputation and threaten their safety. It is the role of the Office of Professional Standards to fully investigate each claim, surrounding circumstances, witness statements, and other evidence to determine the merit of any accusation. Noting the need for a thorough investigation and the often incorrectness of premature rushing to judgement [sic] that is all too common in our society today, it is disappointing that anyone associated with our legal process would intentionally work to malign the character of another person. If those claims are founded and violations of agency policy are revealed, we will take immediate and appropriate administrative action. 931

Taylor Swift has the trophy of country music royalty back in her hands, well not literally.Swift got top honors with Song of the Year for “Better Man” which she pinned for Little Big Town.It is her first CMA Awards nomination since 2014. The talk of the town Wednesday for many Taylor Swift fans was whether she would make an appearance at the show.She did stop by and remember her country music roots last year to present Entertainer of the Year to Garth Brooks during the 50th anniversary of the CMA Awards.  Photos: From the red carpet of the CMA AwardsLittle Big Town, who is also nominated for three other awards tonight (Single of the Year, Album of the Year and Vocal Duo of the Year) accepted the award at Bridgestone Arena.“Hey we didn’t write this.” Karen Fairchild said. “We’re really grateful that Phillip checked his email one night and that song was in his email, cause he doesn’t always check his email.”The Little Big Town singer would go on to say Swift couldn’t be there but they wanted to thank her.SEE ALSO:?Brothers Osborne score early CMA Awards win for ‘It Ain't My Fault'“So we want to say thanks to Taylor Swift,” Fairchild said. “She couldn’t be here tonight but wherever you are, thank you for this beautiful song, and for loving songs, and loving Nashville.”Little Big Town would later share backstage that Swift tweeted out her congratulations and could not attend because she was rehearsing for "Saturday Night Live" in New York City.  1483