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SACRAMENTO, Calif. (AP) — The California Assembly voted Thursday to cap the interest lenders may charge on loans that can carry rates spiraling into the triple digits.Backed by civil rights groups, religious organizations and some trade associations, the proposed law would cap annual rates at around 38% for loans between ,500 and ,000.The bill comes as legislators across the country seek to reign in a storefront lending industry critics accuse of preying on low-income consumers in need of cash and trapping them under mounds of debt for years.But even as the bill advanced, some California lawmakers expressed concern that it will limit choices for consumers with bad credit or little access to banks and other financial products. And the lending industry, which wields significant influence in legislatures as well as in Washington, has launched an advertising campaign in California attacking the bill as it heads to the state Senate, where observers expect a tougher fight.Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade.The state already caps interest rates on consumer loans under ,500 but not for amounts over that threshold. In 2009, 8,468 loans for amounts between ,500 and ,000 came with interest rates over 100%, according to data from state regulators. Lenders now issue more than 350,000 loans each year with interest rates in the triple digits. A legislative analysis said at least one out of three borrowers is unable to pay their loans.But proposals to cap interest rates in recent years have faltered at California's Legislature. Several lawmakers still expressed concern about the latest proposal, suggesting it could drive lenders out of the market, pushing consumers with low incomes toward unregulated lenders or cutting off their easy access to capital."Without these alternative financial service providers, those folks would have nowhere else to go," said Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles.Assembly Speaker Anthony Rendon dismissed arguments the bill would ultimately harm low-income residents."Those are merely talking points of an industry that has repeatedly lied to members of this chamber," he said.Casting the bill as a moral issue, the Democrat said the legislation can be considered as important as any other lawmakers will vote on this year in the country's most populous state.The bill ended up passing with bipartisan support as one Republican legislator cited religious prohibitions on usury."I'm a free-market capitalist and I'm unashamed of it but we need to stand up and protect people who are being preyed upon," said Assemblyman Jordan Cunningham of San Luis Obispo.The support of the financial industry this year, too, may also signal that the sector foresees a reckoning in the state or at least further political uncertainty if lawmakers do not approve limits for loans between ,500 and ,000.The California Supreme Court cast a legal question mark last year over the lending industry's practices, deciding in one class action lawsuit that some interest rates can be so high as to be deemed unconscionable under financial laws.Democratic Assemblywoman Monique Limon of Santa Barbara, the bill's author, also suggested that an interest rate cap could end up on the ballot if the Legislature does not act.If passed, California would join 38 states and the District of Columbia in capping interest rates for these types of loans, according to a legislative analysis. The level proposed in California would be on the higher end.Observers expect a bigger political fight when the bill heads to the state Senate, however.Opponents of the bill have launched an advertising campaign aimed at stopping it.The trade group Online Lenders Alliance has bought ads on Sacramento television stations, according to Federal Communication Commission filings.A group calling itself Don't Lock Me Out California has also bought online ads attacking the bill. 4018

SACRAMENTO, Calif. (AP) — California wildlife officials say residents cannot keep an invasive beagle-sized rodent as a pet.The Sacramento Bee reports that the California Fish and Game Commission are taking preventive action to avoid the South American nutria from spreading.The commission says they will discuss adding nutria to a legal list of prohibited pets in December.Officials say California could see about 250,000 rodents in five years.Scientists say they captured hundreds in multiple counties already as part of a million plan to eradicate the rodent.Experts say their burrowing is damaging to waterways and flood protection infrastructure.Nutrias have also been reported in Oregon, Louisiana and Maryland. 727

RIP Hugh Keays-Byrne ?? It’s amazing you were able to play an evil warlord so well cause you were such a kind, beautiful soul. You will be deeply missed my friend. pic.twitter.com/kXDhNs5jEU— Charlize Theron (@CharlizeAfrica) December 2, 2020 250

Richard Pinedo, a California computer whiz caught by the special counsel's office selling fake online identities to Russians, will be sentenced by a federal judge in Washington on Wednesday, making him the third defendant to learn his sentence in Robert Mueller's probe.Pinedo is one of the more unusual and relatively unknown defendants caught in Mueller court actions so far.In memos sent to a federal judge before his sentencing, Pinedo's defense team and prosecutors capture just how far-reaching the high-profile special counsel investigation into the 2016 election has been.Pinedo ran a website that sold dummy bank accounts to eBay users having trouble with the online transaction service PayPal. His service allowed people online to breeze through PayPal's financial verification steps.He pleaded guilty to one count of identity fraud during a confidential court hearing in D.C. federal court on February 12. His case was made public four days later, when the Justice Department announced its indictment of 13 Russians and three companies for running an online election propaganda effort.Since his guilty plea was unsealed, Pinedo says he's faced online harassment and safety risks because of the national attention.Pinedo asked Judge Dabney Friedrich of the U.S. District Court in D.C. to spare him from serving time in prison. Prosecutors haven't asked the judge for any particular sentence — though they did stop short of asking for his imprisonment in a recent court filing.Prosecutors told the judge that Pinedo gave them "significant assistance" and that his admissions and testimony "saved the government significant time and resources in the investigation."The prosecutors describe Pinedo's crime as "identity fraud on a large scale, committed remotely through the ease of the internet, with real-life damage inflicted on scores of innocent victims," according to their memo to the judge. Since they wrote to the judge in late September, Friedrich has asked for clarification on the number of victims.Court staff calculated a recommended sentence of 12 to 18 months in prison for Pinedo, but given the prosecutors' leniency in their argument before his sentencing, it's unlikely he'd serve that much time, if any.Previously, two other defendants in the Mueller investigation, the Dutch lawyer Alex Van Der Zwaan and former Trump campaign adviser George Papadopoulos, received 30-day and 14-day prison sentences, respectively. Both had lied to investigators.Several other defendants who've pleaded guilty to charges from Mueller, including former national security adviser Michael Flynn, former Trump campaign chairman Paul Manafort and his deputy Rick Gates, have not yet been sentenced. 2711

SACRAMENTO, Calif. — A peaceful protest in a sleepy suburb that’s home to the head of the California National Guard was among four demonstrations monitored by National Guard spy planes, according to the Los Angeles Times.The four planes took to the skies over cities in June to monitor protests following the killing of George Floyd. Three watched demonstrations in Minneapolis, Phoenix and Washington, D.C. But the target of the fourth was the affluent Sacramento, California suburb of El Dorado Hills.Authorities have not explained how and why that neighborhood was chosen when other cities that had seen property destruction and street clashes — like Los Angeles, Oakland and Long Beach — were not. El Dorado Hills only saw peaceful protest during the summer unrest.The Times says that state records show that the El Dorado County Sheriff's Office requested the use of the plane, and the National Guard also sent a Lakota helicopter to the area.The Times reports that Maj. Gen. David S. Baldwin, the head of the California National Guard, lives in El Dorado Hills. Baldwin told the Times that the agency's decision to send a plane had "nothing to do" with the fact that he lived in the area.“The use of the RC-26 to meet the sheriff’s request for aerial support to provide situational awareness for law enforcement is concerning and should not have happened,” a spokesperson for California Gov. Gavin Newsom said. “It was an operational decision made without the approval — let alone awareness — of the governor. After the incident, operational policies and protocols were reaffirmed and strengthened to ensure RC-26 aircraft are not used for these incidents again.” 1677