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SAN DIEGO (KGTV) - The federal watchdog agency that aims to protect consumers from unfair, deceptive, or abusive practices is suing a San Diego-based company.On Tuesday, the Consumer Financial Protection Bureau (CFPB) sued Encore Capital Group and its subsidiaries, claiming they violated the terms of a 2015 legal agreement.The CFPB claims, “Since September 2015, Encore and its subsidiaries violated the consent order by suing consumers without possessing required documentation, using law firms and an internal legal department to engage in collection efforts without providing required disclosures, and failing to provide consumers with required loan documentation after consumers requested it.”The lawsuit says after the effective date of the consent order, “Encore filed more than 100 lawsuits to collect consumer debts after the applicable statutes of limitations had expired."The lawsuit also claims Encore failed to disclose that consumers might incur international-transaction fees.In response to the lawsuit, the company's Executive Vice President, General Counsel, and Chief Administrative Officer Greg Call said Encore is built on a foundation of treating their consumers fairly and respectfully."We are disappointed that the CFPB has chosen to file this lawsuit on outdated issues, but we will continue to engage with the CFPB and work to ensure that we maintain policies and practices that fully comply with all applicable legal requirements. We believe that there will be no material operational impact as a result of the suit," said Call. "We fully corrected the issues underlying the allegations in this lawsuit years ago and are unaware of any unresolved consumer impact."DEBT COLLECTION LAWSUITSPart of the complaint talked about debt-collection lawsuits.In July Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. That involves any debt collection company."If you look not just in the county of San Diego, throughout the state of California, and in fact the dockets throughout the nation, we have a massive epidemic right now," said attorney Abbas Kazerounian during a July interview.Kazerounian said if someone's been sued or contacted by a debt collection company, they need to know their rights."The amount of debt is irrelevant," he said. "It's the method of collection that's controlled by these statutes."RESOURCES:Coping with debthttps://www.consumer.ftc.gov/articles/0150-coping-debtHelp available for renters, homeowners struggling to pay for housing during pandemichttps://www.10news.com/rebound/coronavirus-money-help/help-available-for-renters-homeowners-struggling-to-pay-for-housing-during-pandemic 2724

SAN DIEGO (KGTV) - The city updated the Sherman Heights community and surrounding neighborhoods Wednesday evening, about the transitional homeless storage facility that's set to open.  The facility is scheduled to open at the corner of the Commerical and 20th Streets on June 13.  It's been a controversial project from the beginning. The storage facility will hold 500 units for homeless people to store their things while they look for work and get back on their feet.  RELATED:  514

SAN DIEGO (KGTV) - The family of a man who died after sky-diving in Otay Ranch created a Gofundme page for his two sons left behind.Jonas Wingen said his brother, Joe, died Sunday after suffering a medical emergency while sky diving."Deployed his chute, everything was fine... While he was descending something happened, he had a heart attack I'm not sure," said Wingen.Joe's two sons, Jo Jo and Riley, now moving to Lake Elsinore to live with their mom, while grieving the loss of their father."Jo Jo, it's hitting him hard, he's 14... Riley's handling it well," Wingen said. He said the family created a Gofundme to help ease some of the hardship and support the boys' future."Jo Jo is going to get braces... We're going to put some of it in a college fund for when they hit 18," he said.Riley created a memorial video showing how much they idolized their dad, remembering jam sessions and adventures. Wingen said Joe liked to ride dirtbikes, go surfing and play instruments."You know he worked hard and he played hard. That was Joe, and he loved his two boys," he said. "The last thing he said to me was, 'I'm going sky diving tomorrow wish me luck, woo!'"Wingen said Joe's last text he sent captured his essence: "fears lead to an average life."Wingen said their family is planning a celebration of life for August 5, which would have been Joe's birthday. He said they're planning a paddle out and haven't chosen the location yet.To donate to the Gofundme for Joe's family, click here. 1497

SAN DIEGO (KGTV) — The MCAS Miramar Air Show soars into town in September, bringing a spectacle of military and aerial might to San Diego.This year the show will honor the contributions and sacrifices of our nation's first responders, giving locals a moment to "reflect alongside our local police, fire, and emergency medical heroes and honor them for what they do every single day."The show will celebrate of armed forces with daily performances and demonstrations, exhibits, and static displays for guests to enjoy for free.WHENAir Show 2019 takes place Sept. 27 - 29 at MCAS Miramar. Tickets for seating to enjoy the festivities range from to 0. Entrance to the show is free.TRANSPORTATIONGeneral admission guests can enter MCAS Miramar via the North, East/Main, or West gates. Drivers will then be directed to parking areas. Grandstand and box seat ticket holders may use the same gates as well. Handicapped parking must be accessed through the West or North gates. Bus parking must use the West gate, as well. Bicyclists can enter through any gate, but must park thier bike near the flight live entry gate #2.Preferred parking pass holders can access parking from Harris Plant Rd. off Kearny Villa Rd. Chalet ticket holders must access parking through the South gate.This year, MCAS Miramar has set up a rideshare and taxi drop-off and pick-up location at the southeast corner of Elrod Ave. and Mitscher Way.WHAT YOU CAN/CANNOT BRINGThe airshow prohibits:Federally banned substances such as illicit narcotics — including marijuana and marijuana products or accessories;Weapons of any kind (regardless of permit), including but not limited to firearms, knives (including pocket knives and multi-tools), replica or toy weapons, pepper spray, mace, stun guns, and martial arts weapons;Outside alcoholic beverages;Pets, other than service animals;Glass containers;Bicycles, roller skates, roller blades, (kick and electric) scooters, skateboards, or hover boards;Personal drones (quad or hex copters) and they are not allowed to operate on federal property or airspace; orLasers or laser pointersTents or awnings, or tailgating will also be banned from the event. If guests are bringing anything, they must adhere to the following rules:Keys, makeup, feminine products, comb, phone, wallet, credit cards, etc. in pockets if not placed in clear bag;Binoculars and/or cameras;One large clear bag per person;Either a one-gallon Ziploc style bag, or commercially purchased clear bag – plus a small clutch for personal items. The larger clear bag must be made of clear PVC vinyl and easily searchable;Clear seat cushions and seat pads without pockets, zippers, compartments, or covers; orAn exception will be made for medically necessary coolers or ice chests after proper inspection.WHAT TO SEEFans routinely head over to the Air Show to check out the U.S. Navy Blue Angels demonstration squandron. The stars of the show have been flying since the 1940s and their maneuvers in F/A-18 Hornets are always a thrill. And don't forget about the squadron's traveling companion, a C-130 named "Fat Albert."The U.S. Army Golden Knights take to the skies but not inside aircraft. This parachute team fly to Earth at 120 mph, passing a baton and flying the American flag from 12,000 feet. And of course, they land right on target. The U.S. Navy Leap Frogs also soar through the air at death-defying speeds for fans.The Marine Air-Ground Task Force Demonstration is always a draw, demonstrating the coordinated use of air support, armor, artillery, and infrantry forces, simulating an all-out effort by the Marines.And, of course, there's the Aftershock Jet Firetruck — a 1940 For Fire Truck packed with twin Rolls-Royce Bristol Viper Jet Engines that total more than 24,000 horsepower.Plus, tons more of awesome demonstrations and events, and static displays on based to see throughout the show. A daily schedule of events can be found here. 3942

SAN DIEGO (KGTV) - The former head of the Poway Unified School District appeared in court Monday for a preliminary hearing on five felony charges.Officials charged John Collins with misappropriating and misuse of public money.The complaint accuses Collins of misappropriation of public money dealing with vacation time and sick leave. Poway Unified fired Collins in 2017 after a scathing audit had alleged he received more than 0,000 in overpayments and unauthorized payments.The audit also claims there were an additional ,000 in other transactions that violated district policy and some questionable purchases for airline tickets, dinners and hotel fees.Collins attorney did not respond to 10News request for a comment, but in the past, Collins denied engaging in conduct that was dishonest.If convicted on all charges, Collins could face more than seven years behind bars. 894