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to wipe out debts of front-line workers. “It was literally thousands of dollars that I went into debt,” said nurse and mother of two, Vanessa Matos.Matos had a surgery nearly 10 years ago. “It was a surgery that had many, many complications,” said Matos. She was in and out of the hospital several times over the next five years, and even with insurance, “they had to send me to a different hospital in Boston because of the complications I was having, and it was part of their network, but none of it was covered,” she said. For years, she’s been working to pay off the thousands of dollars in medical debt, some of it from the very hospital she worked at. “I can say I feel shame, like, ‘Oh my God, I work so hard and do so much to make sure my bills are paid on time,’ but the medical debt is the one I thought about,” Matos said.With student loans, mortgage payments, and young children, her medical debt became a constant burden. “Getting those letters and those calls, it’s humiliating and it’s very stressful,” she said. The pandemic only making the stress worse as Matos found herself on the frontlines: at high risk for infection and another hospital bill. “To be carrying that burden, especially when you’re treating COVID patients, like, ‘What if I catch it?’ I know how much one trip to the ER costs,” she said. Matos received a letter just a few weeks ago. A message of relief from a nonprofit called RIP Medical Debt. Her remaining medical debt was paid in full. “It was very overwhelming, and I was really, really grateful thinking, ‘Wow this is really a blessing for sure,’” she said.Craig Antico, CEO of the organization, said the company is able to buy medical debt from hospitals at a fraction of the cost of the debt, all through donations. “We’re able to buy about 0 for every one-dollar donation, so it’s pretty impactful,” he said. The company created a 1882

Travelers using the Cross Border Xpress to enter the U.S. will have a chance to pass through the welcome area, with the center’s theme being “All Dreams are Welcome.” 166

This summer, Caltrans chose a plan to connect the two freeways with a flyover ramp in hopes of alleviating the stress during commutes. 134

There will be future meetings for the community to give input on concerns and suggestions, but Alger also said the proposed project is in the very early stages. If the project goes as planned, construction is expected in late 2021 to early 2022. 246

To add an air of legitimacy, often the criminals use “spoofing” technology to make the calls look like they’re coming from the Washington, D.C., area, he says. Often the callers want to be paid with iTunes cards, money orders or prepaid debit cards. 249