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An entire youth football team in Illinois kneeled in protest during the national anthem before their game last weekend.Video of the players from the age 8-and-under Cahokia Quarterback Club football team kneeling during the anthem has gone viral and was met with some backlash online, according to St. Louis's KTVI-TV.Orlando Gooden, the team's coach, told KTVI the protest was the kids' idea and came about when one of them asked him about the protests and riots that have shaken St. Louis in the past week since police officer Jason Stockley was found not guilty in the shooting death of Anthony Lamar Smith. 623
An internet phenomenon is missing. He's a dog — a chihuahua named Chickpea.Chickpea is a tiny Chihuahua with a giant place in Ann-Eve Dingell's heart.“He is unrelentingly this little blithe spirit who's just kind-hearted and thinks the world loves him as much as he loves the world."But she is a wreck because a few days ago. Chickpea disappeared from her yard in Winterhaven, Arizona. She says he wouldn't run away. She's worried someone took him.That's because Chickpea is an internet sensation. He has 32 thousand followers on Facebook."It's crazy because I'll be walking through an airport or a mall in another city and somebody will recognize him," Dingell said.Chickpea's large circle of friends have been trying to find him, and Dingell is imagining the moment Chickpea comes home.“Absolute insane joy. I can imagine nothing better, ever, ever in life. These guys are my life. I've had no greater joy than just taking in these little things and the thought of losing one of them this way is killing me."If you know where to find Chickpea email Ann-Eve Dingell at ae@ann-eve.com or call the KGUN9 newsroom at 520-290-7700. There is a reward. 1201
As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353
An Alabama state official is citing the Bible to defend GOP Senate candidate Roy Moore against sexual assault allegations on a 14-year-old girl decades ago.Alabama State Auditor Jim Zeigler, a Republican, dismissed the charges brought forth in a Washington Post article about Moore Thursday, telling The Washington Examiner that the relationship would be akin to that of Joseph and Mary."Take the Bible: Zachariah and Elizabeth for instance," Zeigler said. "Zachariah was extremely old to marry Elizabeth and they became the parents of John the Baptist. Also take Joseph and Mary. Mary was a teenager and Joseph was an adult carpenter. They became parents of Jesus. There's just nothing immoral or illegal here. Maybe just a little bit unusual." 753
An ailing and emaciated orca named Scarlet could get food and antibiotics soon -- if biologists can find her before it's too late.Scarlet is among a group of endangered, rapidly dwindling Southern Resident killer whales that frequent the Pacific Northwest.US biologists are racing to find the underweight 3-year-old animal to administer antibiotics either through food or by injection, but she could be dead or in Canada.Scarlet, also known as J50, was last seen in Canadian waters Saturday, on the west side of Vancouver Island. The 3-year-old orca's condition is so poor, she may not survive and is running out of time, scientists said. She is underweight and lethargic with periods of inactivity, and does not appear to be feeding.The National Oceanic and Atmospheric Administration said its effort will involve shooting antibiotics in the orca to aid with recovery and using a local tribe to feed them fish that has medicine, a rare practice that has not been tried in the wild before. 997