喀什无痛人流手术都包括哪些费用(喀什怀孕4个月人流多少钱) (今日更新中)

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Springtime is one of the busiest times to buy and sell a used car, but if you’re looking to buy, you’ll want to check a few things you probably never thought about. Here is advice Consumer Reports has when buying a used car:When buying a car, most customers check out the vehicle history report, which is what you should do. But, one thing the report won’t tell you is if that car was used as a ride sharing vehicle for Uber or Lyft.Without this information, you’ll want to check the mileage. A telltale sign a car was used for ride sharing is a newer car that has a lot of miles. Next, check the rear seat for excess wear and tear.You’ll also want to look for residue from stickers. Uber and Lyft drivers have to display their stickers on the front or rear windshields.If there are signs that the car was use for ride sharing, you’ll want to reach out to the manufacturer, not the dealer, to ask how many miles remain covered on the warranty. Whenever purchasing a used car, remember have it inspected by an independent mechanic. 1053

Snapchat can't catch a break.Shares of the social media company plunged Wednesday after it changed its app again — only months after a previous redesign that ticked off users.Snap stock was down 7% in midday trading, putting it more than 15% below the price when it went public last year.Last year, Snapchat changed the app to differentiate between a user's personal friends and media superstars that a user follows. Many fans revolted. So did Wall Street.The latest changes appear to backtrack. On the same Discover page, some users now see a test that shows Stories from their friends as well as posts from celebrities and other "influencers" that they subscribe to."We are always listening to our community and will continue to test updates that we hope will give Snapchatters the best possible experience on our platform," a Snapchat spokesperson told CNNMoney in response to a question about the changes.Celebrities aren't pleased with Snap lately, either.Kylie Jenner bashed Snapchat in February. Her tweet criticizing the redesign — she called it "so sad" — caused the stock to tank. Jenner later took a literal baby step back toward Snapchat, posting videos of her infant daughter, Stormi, to the platform.)Related: The Kylie Jenner curse? Snapchat faces its defining momentAnd just last month, Rihanna attacked the company after an ad on Snapchat made light of a 2009 incident in which Rihanna's former boyfriend Chris Brown was arrested. He later pleaded guilty to beating her during an argument.The constant rejiggering of Snapchat has clearly annoyed lots of users, though, not just famous people. It's making investors nervous, too. And it couldn't happen at a worse time for the company.It's still not clear that Snapchat will ever be able to be profitable enough to live up to the hype before it went public. Snapchat rallied after its last "earnings" report, but investors still worry about slow user growth.In many respects, Snapchat's challenges are similar to those of Twitter — a company that never can seem to satisfy Wall Street. Twitter stock fell Wednesday even though the company reported revenue and profit that topped forecasts.Concerns about privacy for social media users have reached new heights since the Facebook/Cambridge Analytica data scandal.Of course, Facebook also owns Snapchat's fiercest rival, Instagram. Many investors worry that Snapchat won't ever top Instagram's user count, especially if Instagram keeps rolling out features similar to Snapchat's.Facebook will report its latest earnings, including Instagram user numbers, after the market closes Wednesday.— CNNMoney's Kaya Yurieff contributed to this story. The-CNN-Wire 2676

Star Wars fans have turned May 4 into a "May the Force" holiday, by binge watching the popular movie series, and getting dressed up like Chewbacca or Princess Leia. Shops are taking advantage of this unofficial holiday by offering deals, many of which are only available this weekend only. Here is a sampling of deals for Star Wars fans, provided by Offers.com (while supplies last). Denny's: Denny's is offering collector cups for .99. The cups are availble in four themes: Chewbacca, Han Solo, Lando Calrissian and Qi'ra. Cups can be purchased here. LEGO: LEGO is offering a free Star Wars Mini BB-8 set with the purchase of in LEGO Star Wars merchandise. The deal is available Friday through Sunday on the LEGO website. Kohl's: Younger Star Wars fans will enjoy this backpack and lunch bag set, which is half off of its regular .99 price. Other items, including Star Wars products, will be 20 percent off with a special offer code thorough Sunday on its website. Barnes and Noble: A large selection of Star Wars toys and games start at .99. Kay Jewelers: Kay's is offering a large selection of Star Wars jewelry, some of which is up to half off on its website.  1278

Since the COVID-19 pandemic started, hate-related incidents directed towards Asian-Americans and Pacific Islanders have risen drastically.According to Stop Asian-American and Pacific Islander Hate, an advocacy group working to raise awareness about the issue, 2,538 have been documented since March.The group, based in the San Francisco Bay Area, says incidents are self-reported, as well as taken from news reports across the country.“Surveys have shown that over three-quarters of Asian Americans are aware and fear racial bias at the moment,” said Russell Jeung, a professor of Asian-American Studies at San Francisco State University, who tracks the incidents for Stop AAPI Hate.Jeung says his research has found the President Donald Trump’s use of the term “China virus” is having a direct impact on the harassment, as 30 percent of the incidents reported say the language used has mirrored the president’s.“We’re seeing vulnerable populations being targeted,” said Jeung. “Women are harassed 2.4 times more than men. Youth make up 14 percent of our cases so that means there’s a lot of school bullying going on, a lot of online cyber-bullying."“We’ve seen incidents of spitting, vandalism, hostility towards Asian-owned businesses during this time,” said Jay Cheng, a member of the San Francisco Chamber of Commerce.Two months ago four Asian-owned businesses were vandalized and robbed in the city’s Outer Balboa neighborhood, one of San Francisco’s most diverse areas. Windows were smashed and derogatory language was written on several storefronts.“San Francisco is, in many ways, the capital of Asian-America, so this is the last place you would expect to see that type of racism,” said Cheng.Jeung says in Asian-American and Pacific Islander communities across the country, the harassment causes apprehension and pain knowing once an illness hits, these communities get blamed.“It’s not unexpected. I was ready, but I find the hate palpable and horrific,” said Jeung. “It’s just really sad to me that people are so angry, so fearful, and that they’re scapegoating other people for the pandemic rather than blaming it as a natural virus.”Jeung says the way forward is recognizing that words matter. He says a group similar to Stop AAPI Hate based in Australia has reported cases of Anti-Asian and Pacific Islander harassment that mirrors President’s Trump use of the term “China virus."“This November, there is going to be a very clear statement about whether or not this language, this type of attitude, is acceptable or not,” said Cheng. 2556

来源：资阳报