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Governor Whitmer of Michigan has done a terrible job. She locked down her state for everyone, except her husband’s boating activities. The Federal Government provided tremendous help to the Great People of Michigan. My Justice Department and Federal Law Enforcement announced...— Donald J. Trump (@realDonaldTrump) October 9, 2020 344

HERRIMAN, Utah – If you were to take a step into the workshop of Heidi Swapp, a mix of sawdust and noise would greet you almost instantly.“This is where all the magic happens,” said Swapp.Her oldest son works alongside her, providing some support and even some comic relief when needed.“Ok, go back to work,” she said to her son with a smile.The workshop is where Swapp comes to create.“I do love it. I love the possibilities,” she said.Swapp has always been crafty, whether in the workshop or at her home.“Photos and stories are super important to me and it brings me joy,” she said.However, for a few years, she couldn’t bring herself to create anything.“When Cory passed away, I just couldn’t scrapbook anymore,” she said.Cory is her second oldest son.“Cory called me and told me that he loved me and told me goodbye,” she said with tears in her eyes.Just months after his 16th birthday, Cory died by suicide.“I was completely shocked,” Swapp said. “I didn’t even know that was tumbling around in his mind.”She said Cory was seeing a therapist at the time of his death.“We had met for about an hour and it was a very tender and wonderful conversation,” she said.About 45 minutes later, Cory was gone.“The hard thing about suicide is you’re left with questions and it’s not one question, it’s 10,000 questions,” Swapp said. “It’s questions that you will never have answers for.”Through a podcast called “Light the Fight,” Swapp started talking about the things most families struggle to talk about – mental illness.Alongside her for each weekly episode is Cory’s therapist.“Both of us had been in that room and both of us had been trying to help him,” she said.Now, they help others.“I believe 100% that if we can shine light and if we can talk about stuff, then we’re in the fight and we can go to work,” she said.It was what motivated Swapp to go back to work and to create once again.In a way, Cory is there too. Swapp still wears his favorite Vans shoes when she works.“Telling his story, talking and laughing and remembering him is a huge part of healing,” she said. “If everything is just kept in the dark then we have nothing to work with.” 2157

Hello! And welcome to Movie...Pass?MoviePass, the ticket subscription company, is buying Moviefone, the 29-year old movie directory service.A lot has changed since Moviefone first started. It's hard to imagine now, but people used to call a number for movie times. Moviefone became so popular that its famous "Welcome to Moviefone" greeting was parodied in a famous "Seinfeld" episode.Moviefone still has a website and app, but it retired the 777-FILM phone service in 2014. (Seinfeld's Kramer must be pleased. "Why don't you just tell me the name of the movie you've selected?")AOL, now part of Verizon, bought Moviefone in 1999 for 8 million. But MoviePass isn't spending nearly as much to get Moviefone. MoviePass majority owner Helios and Matheson Analytics will pay Verizon only about million for Moviefone -- million in cash and a mix of HMNY stock and warrants worth about million, according to a Securities and Exchange filing Thursday.So why does MoviePass want Moviefone? MoviePass CEO Mitch Lowe told CNNMoney it wanted access to Moviefone's film and TV show content."Our subscribers want to connect with Hollywood and hear more about what's going on in the film industry," Lowe said. "They'd like to have MoviePass recommend movies to them and Moviefone is iconic."Lowe, a co-founder of Netflix and former president of DVD rental kiosk service Redbox, added that he hopes the acquisition will be a "great funnel to attract new members" to MoviePass, which currently has more than 2 million subscribers.Ted Farnsworth, CEO of Helios and Matheson Analytics, added that the marriage of MoviePass and Moviefone will hopefully lead to more advertising revenue."MoviePass is growing at warp speed. Put it and Moviefone together and it gives us more advertising opportunities," Farnsworth said in an interview with CNNMoney. "This is a great strategic move for us."MoviePass arguably needs more ad sales to convince skeptical investors that its business model of buying tickets from theaters and then offering them to subscribers at a discount through monthly and annual subscription plans is viable for the long haul. MoviePass lets people see a movie a day for .95 a month -- it recently cut its price from .95.Shares of Helio and Matheson Analytics have plunged nearly 55% this year. Investors are worried that MoviePass won't be profitable anytime soon.Part of the problem? We live in an era of so-called peak TV. Netflix, other streaming services and big cable TV networks are churning out more and more quality shows that eat into the time people have to go to movies.Investors also worry that the big chains that MoviePass currently buys tickets from -- AMC, Regal and Cinemark -- may eventually look to cut out MoviePass and launch their own subscription services or other lower-priced deals.Regal, which is now owned by UK-based Cineworld, has experimented with charging more for tickets during peak movie times and less at times when attendance tends to be lighter. Think of it as Uber-style surge pricing, but for movies.And Cinemark unveiled Movie Club, a monthly plan that lets people buy a movie ticket a month for a discounted price of .99, last year.That deal obviously isn't as good as the one a day plan offered by MoviePass. But Cinemark will also allow Movie Club members to roll over unused tickets every month, bring friends at the lower price and offers bargains on concession stand items.Lowe isn't too concerned about competition though. He said he's convinced that MoviePass will continue to work closely with the big chains -- even if Wall Street is nervous."We have to prove we are a driving force in getting more people into theaters. We have to try and put our money where our mouth is," he said. 3759

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

GREENFIELD, Ind. -- An early morning traffic stop on I-70 on Monday ended with a huge drug bust for Indiana State Police. A trooper pulled over a 2017 Ford Expedition for a traffic violation near Greenfield, Indiana around 11 a.m. after he witnessed the driver weaving in and out of the traffic lanes. During the stop, the trooper found more than 78 pounds of marijuana stowed in the back of the SUV. The street value of the pot is estimated to be around 0,000. The driver, Christian Elie, 51, of Colorado and his passenger, Austin Johnson, 42, of Indianapolis, are both facing multiple drug charges. The arrests and charges remain under investigation by Indiana State Police. 717