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Dr. Anthony Fauci again broke with President Donald Trump on several key aspects to the administration's response to the coronavirus pandemic during a conversation at Georgetown University on Tuesday.Notably, Fauci said that while schools' goal should be to reopen in the fall, the decision should be left up to local districts in areas where the virus is surging."We should try as best as possible to keep kids in school," Fauci said. "...however, that's going to vary depending on where you are in the country."Fauci said in areas where the virus isn't prevalent; schools should feel comfortable reopening to students. But in areas where cases are spiking — Fauci identified Arizona, California, Florida and Texas as states where the pandemic is the worst — the decision should be left to local officials.He added that districts should "make a decision based on the judgment that the safety of the children and safety of the teachers is paramount."President Donald Trump has called for all schools to reopen in the fall, and threaten to withhold federal funding in districts that choose not to open to students.In addition, Fauci also broke with Trump on testing. While Trump has said as recently as Saturday that spiking case numbers in America are the result of a high volume of tests, Fauci pointed out that other troubling specifics are on the rise."There's no doubt it's both (the number of tests and the uncontrollable spread of the virus that are causing case numbers to rise)," Fauci said.He added that the percentage of positive tests to the total number of tests taken is on the rise in many parts of the country. He also pointed out the hospitalizations are also up throughout the country and added that deaths may rise in the coming days.However, Fauci added that he does not believe the average amount of deaths will rise to the level of where they were in the spring, adding that the average age of a COVID-19 patient is skewing younger than it was earlier in the pandemic.Finally, Fauci was asked who Americans should trust during the pandemic."Trust respected medical authorities...who have a track record of telling the truth," Fauci said. He included himself among the group of "respected medical authorities."The discussion was hosted both by Georgetown's Institute of Politics and Public Service and the Global Health Initiative.Fauci's comments come as the White House continues to sideline him from official briefings with the Coronavirus Task Force, of which he is a member. It also comes days after reports emerged that White House officials were "concerned" about Fauci's recommendations during the pandemic, including advice from earlier this year in which he urged Americans not to wear masks.Initially, Fauci did recommend that Americans avoid wearing masks in an effort to keep from emptying an already-depleted stockpile of personal protective equipment. He has since made an about-face and has urged all Americans to wear masks. He's also admitted that the mixed messaging has been detrimental in slowing the spread of the virus."We have to admit it, that that mixed message in the beginning, even though it was well-meant to allow masks to be available for health workers, that was detrimental in getting the message across," Fauci told NPR earlier this month. "No doubt about it."Meanwhile, other White House officials — like Surgeon General Jerome Adams — also initially recommended against the use of masks. President Donald Trump has also spread disinformation about the virus, and retweeted claims that "everyone is lying" about the disease — including the CDC.On Monday, Trump claimed that despite Fauci's lack of public appearances, the two still have a "good" relationship. 3723

EL CAJON, Calif. (KGTV) - The City of El Cajon is working to revitalize its main street, with the Magnolia Theater at the centerpiece of the effort.The theater used to be the El Cajon Performing Arts Center. In 2009, during the latest recession, the city shut it down to save money.Over the last few years, the city spent more than million to renovate the building and turn it into "The Magnolia."The building got new air conditioning and heating, new carpet, new seating and more modern amenities."We've rebranded it," says City Manager Graham Mitchell. "We have a new name, a new management company and a new way of doing things. There's a new philosophy of how we operate the facility."RELATED: East County Performing Arts Center to Re-Open as "The Magnolia"As part of the renovation, city leaders entered into an agreement with Live Nation to handle booking for the newly refurbished venue. Live Nation will provide up to 70 acts per year. The city will pay them a flat fee and then keep 100 percent of the proceeds from the shows.The venue reopened in October of 2019, and Mitchell says he's already seeing the impact it's having on the downtown area."My office is right across the plaza from the Magnolia, and pre-show, watching people spill into El Cajon, people that have not ever been here or haven't been here for a while, you can see the enthusiasm that this venue is building," he says.Business owners in the area agree.RELATED: Construction problems delay renovation of East County concert venueLupe Marrujo's family owns two restaurants on Main Street, the Downtown Cafe and Por Favor. She says business picks up on the nights when The Magnolia has a show."Before the show and after the show," she says. "They come to either the bar or the restaurant."Mitchell says the city expects an extra 100,000 people to visit downtown each year because of the events. They hope those people will come back, even when there isn't a show."There's a lot of revival, a lot of renewal, and this project exemplifies the things that are happening in the city," says Mitchell. "We hope to continue to work off the momentum the Magnolia has created and you're going to see some great things the next few years in El Cajon." 2229

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

During the holidays, we often have lots of gifts to send to family and friends and instead of paying a hefty amount to ship them overnight, there’s a new and less costly way to send presents. It’s called Roadie and it’s an app.Once you’ve downloaded the app, you simply start a new gig. Type in where you need your items shipped. It doesn’t matter if it’s the next town over or two states away. You’ll then be set up with a driver headed in that direction. The driver will then pick up and drop off your packages in a matter of hours or few days.The app lets you track your package too. You can ask the delivery driver to take a picture of it along the way.There is no need to worry about package protection. Each gig has a 0 warranty and you even have the option of purchasing an additional ,000 in protection.If you’re wanting to make extra cash by simply delivering the package to the city you’re already headed to, drivers get paid on mileage and urgency.If you’re nervous to try Roadie, just know the new concept of shipping and delivering is backed by UPS. 1081

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, said on Tuesday that he will celebrate his 80th birthday virtually through a Zoom call.Fauci turns 80 on Thursday, and has been working long hours as the federal government’s leading infectious disease expert amid the coronavirus pandemic. In an interview with CNN’s Wolf Blitzer, Fauci said he normally spends his birthday with his daughters.With the coronavirus pandemic still spreading through the US, Fauci will only be spending the milestone in person with his wife.Fauci’s birthday comes one day before Christmas. He is following the type of advice he has been giving to Americans amid the holidays. The US is averaging more than 2,500 coronavirus-related deaths and is still battling a surge spurred by Thanksgiving gatherings.“I am going to practice what I am preaching to my fellow Americans in this country,” Fauci told Blitzer. “I am going to do something that is quite modified from what I had done traditionally. I am going to have a quiet dinner in my home with my wife. I would love to have my three daughters who are on different parts of the country, different states that would have to fly in for the most part. We are going to do a Zoom together. We are going to be talking to each other and toasting each other.”Fauci cautioned that people should avoid traveling during the holidays.“This type of travel is risky,” Fauci said. “Particularly if people start congregating, when they get to their destination in larger crowds in indoor settings, I'm afraid that if in fact we see this happen, we will have a surge that's superimposed upon the difficult situation we are already. And so it could be a very difficult January coming up. If these things happen.”In the District of Columbia, Thursday has been proclaimed “Dr. Anthony S. Fauci Day” by mayor Muriel Bowser.“We are incredibly proud to count Dr. Fauci among the many DC residents who are sacrificing so much to keep our communities healthy and safe,” Bowser said. 2036

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