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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

INDIANAPOLIS -- If you believe the latest conspiracy theory you should probably take the next couple of days to finish your bucket list because the end of the world is coming this weekend.That said, we wouldn't suggest skipping work just yet.The latest theory suggests that on Saturday, September 23, “Planet X” will crash into Earth causing the apocalypse.The man behind that theory, David Meade, even authored a book called “Planet X – The 2017 Arrival.” His original theory suggested that the world would end a few days earlier, but it was adjusted based on the date of the most recent solar eclipse.Meade says his claims are rooted in Christianity – and that the date coincides with biblical history, falling 33 days after the total solar eclipse.  "Jesus lived for 33 years. The name Elohim, which is the name of God to the Jews, was mentioned 33 times (in the Bible)," he told the Washington Post. "It's a very biblically significant, numerologically significant number."Meade’s attempt to predict the end of the world is not the first one to go viral, and not even the first to claim the fictional planet, Niburu, would cause the end to come.NASA debunked claims of Nibiru’s existence years ago and dedicated an entire page to the December 21, 2012, apocalypse predictions, even creating a question and answer and a video titled “Beyond 2012: Why the World Didn’t End.”They have since updated that page in reference to the most recent “prediction.”“The planet in question, Nibiru, doesn’t exist,” said NASA. “There will be no collision.”The story of Nibiru has been around for years and has been recycled into numerous apocalyptic fables over time, this is just the latest one to surface - according to NASA – and it likely won’t be the last. 1772

Iranian investigators have located the site of Sunday's plane crash that killed all 65 people on board, state TV reported Monday.Bad weather had thwarted a recovery mission on Sunday, when a rescue helicopter was forced to turn back.It was not immediately clear if search and rescue teams were able to reach the crash site on Monday.  347

It's been a roller coaster year for amusement parks across the country, with crowds or long lines this year because of COVID-19. Most theme parks that were able to reopen did so with guests' safety in mind."This fall is a unique time for us as families are dealing with coming out of the pandemic and what can they do, and certainly it's not over. Everybody is still very concerned about health and safety and looking to the attractions industry is a great place," said Susan Storey, the Global Communications Director for the International Association of Amusement Parks and Attractions (IAAPA).Storey says most theme parks across the country are mandating masks and not allowing as many people into the parks."They’re very good at managing how many people can be in a line, to how many people would be in a restaurant," Storey said. "We’re experts at moving people around and being able to provide a safe, healthy, fun experience."Storey says most theme parks are outside on large properties, giving people the ability to spread out."Technology has come into play, too. You can buy your tickets online and show them with your phone. You can do mobile ordering with food, so you’re not standing in line. You can just order, go and pick it up," Storey said. "So, there’s a lot of things that the industry has immediately implemented and added to take their already safe and fun environment."Six Flags over Georgia has fully decorated for Halloween, hoping to encourage families to visit "HalloFest" this fall."Right now, we have reduced capacity, so we are operating at a far lower level at the park than you’d typically see, and that’s so we can ensure social distancing," said Divina Mims, the Communications Manager at Six Flags over Georgia and Whitewater.Six Flags is also conducting daily temperature checks on employees and guests and conducting contactless bag checks. Every other row on a ride is empty, allowing for social distancing even on roller coasters.Hershey Park in Pennsylvania is limiting capacity through an online reservation system."We've also added 300 hand sanitizers, and we have a variety of guest ambassadors in positions to help our guests with all those safety enhancements," said Quinn Bryner, Director of Public Relations for Hershey Entertainment and Resorts.The Centers for Disease Control and Prevention discourages large gatherings where maintaining six feet of distance isn't possible, as that puts people at the highest risk for contracting COVID-19.According to the CDC's website, "The more people an individual interacts with at a gathering and the longer that interaction lasts, the higher the potential risk of becoming infected with COVID-19 and COVID-19 spreading."However, Storey says, parks are doing everything they can to keep customers safe."We provide a lot of jobs, and we do a lot for our communities," Storey said. "We provide respite, we provide fun and help create great memories for our guests and visitors, and that's what’s critical in all that we do."Anyone planning a trip an amusement park should check the park's website prior to visiting to ensure that social distancing is possible. 3154

It may be a job most people do not think about regularly, but one man in Nashville, Tennessee is being honored for his efforts to do it well: Herman Patton is a greeter for Alamo Rental Car.Patton des his part in a huge piece of Nashville's tourism economy, which raked in more than billion last year.According to the Nashville Convention and Visitor’s Corp, most of the 14 million people who visited the city last year said they would come back to Nashville.Nashville is at the top of friendly city lists across the world, and the Convention and Visitor’s Corp is saying thank you to the city's hospitality workers who make that happen with an honor called the Hitmaker Award. 693