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At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940
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Michelle Dynia, a spokesperson for Cleveland Hopkins International Airport, said they are looking into the possibility that the water fountains could be connected to the six people who became ill on the flight. All water fountains in Concourse A are shut off, according to Dynia.No further information was released. 347
If you’re on a budget, but still want to celebrate your love this weekend, you’re in luck. Several different businesses in the United States are offering special Valentine’s Day deals. Here are a few: 217
CHICAGO, Ill. -- Karate is well-known for teaching discipline, but its focus on core strength, balance and confidence-building could be effective for something else – helping people living with brain disorders such as Parkinson’s. Twice a week, inside a karate dojo in Chicago, students learn the fundamental movements of Kihon technique. “We did something called KoGo Kumite which is partner work, working on rhythm, working on distancing, working on timing and working on technique.” But for Fonseca Martial Arts head instructor Brian Ramrup this is a class like none other he’s taught before. “These guys all have Parkinson's,” said Ramrup. More than 1 million Americans have Parkinson’s disease. The progressive neurological disorder affects balance and movement. Tremors and stiffness are common symptoms, but the disease can also lead to depression and anxiety. For Sonia Vargas, diagnosed with Parkinson’s in 2005, it started with tingling in her legs. “It felt like I was carrying some piece of some heavy equipment on my legs,” said Vargas. A year ago, on the recommendation of her neurologist, Vargas joined the Chicago-area martial arts academy.“These guys are learning how to go to the ground safely, how to break falls,” said Ramrup. It’s a skill that can help avoid injuries for patients who begin to lose balance and fall frequently. It’s part of a program studying the potential for karate to slow the progression of the disorder. “When I went to the first class, the next day, I felt a difference. It was so remarkable,” said Vargas. Dr. Jori Fleisher is the principal investigator of the study and a neurologist at Rush University Medical Center. She says initial results are promising. “We found clinically significant changes in quality of life which is huge,” said Fleisher. “It's a great exercise covering a lot of the areas: balance, core strength, big large amplitude movements when people are kind of tiny or smaller, stiffer. They're sort of fighting back actively against that.” Camaraderie is also a key component. The group now competes together, cheering for one another on good days and bad. “The exercises help tremendously the competitions. I mean really gets you going. I mean my first competition I got I got the orange belt,” said Vargas. The year-long randomized program concludes next month, and Dr. Fleisher remains cautiously optimistic about the outcome.“I don't think karate will be the end all be all. It's not the answer, but could it be an answer? I think so.” 2521
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