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For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

FRESNO, Calif. (KGTV) - More than 200 Marines and Sailors from Camp Pendleton have been helping in the Creek Fire fight for nearly two weeks."This is why Marines sign up, this is why they join the Marine Corps, is to serve," Commanding Officer of the 7th Engineer Support Battalion, Lt. Col. Melina Mesta said during a trip to The Sierra National Forest last weekend.The 233 Marines and Sailors with the 7th ESB deployed September 19th after a day of firefighting training on Camp Pendleton. Lt. Col. Mesta said this task force is equipped with the right tools to pivot on a moment's notice to an unconventional mission like this."Like we say in the Marine Corps, 'Any Climb, Any Place.' We like to adapt to our environment and anything that is asked of us," Operation Chief Master Sgt. Juan Guillen said.Mesta described the mission at the Creek Fire as a lot of manual labor, "really hard dirty work with some long hours."Master Sgt. Guillen said Marines and Sailors wake up at 5:30 a.m., wash up, and go to a briefing. Then they head out around 7:30 a.m. and work the fire line until around 6:30 p.m. That's an 11 hour work day every day, with breaks to keep them safe."They're assessing any hot spots any areas that could potentially flare up." Master Sgt. Guillen said there is also a night shift that patrols with the same mission.Master Sgt. Guillen acknowledged how difficult the work is and said Marines and Sailors appreciate what firefighters do. He said one of the differences in this work is where the heavy backpack filled with supplies sits on your back as a firefighter.He said Marines are used to having a heavy pack that sits high up on the back. This versus what they use on the fire line, which is much lower, closer to the waist to allow for bending and work closer to the ground.During their deployment, containment of the fire jumped 22% to 44%, making a tangible difference that hits close to home."It's an honor to be back here and help out the community. I spent a lot of time up here camping near where the Creek Fire's at." Master Sgt. Guillen said he grew up in Fresno, his parents were migrant workers in the fields.He said he's thankful to see businesses nearby opening back up now that the fire's threat is dwindling."We're here to support as long as needed and the mindset of the Marines and Sailors that are out here is that mission accomplishment is our priority," he said.All of the Marines and Sailors at the Creek Fire volunteered for this mission. They do not have an end date to head back to Camp Pendleton. 2554

Florida Republican Governor Rick Scott, who is involved in a tight contest with incumbent Democratic US Senator Bill Nelson for one of the state's US Senate seat, made claims on Thursday that officials in two Florida counties are tampering with election results. Scott, using his authority as governor, got involved in his own race by ordering law enforcement officials to investigate board of election actions in Broward and Palm Beach Counties. Scott's US Senate campaign, along with the Republican Senate campaign arm, filed a lawsuit claiming that election officials in Broward County are refusing to release public records. “Every Floridian should be concerned there may be rampant fraud happening in both Broward and Palm Beach counties,” the governor said.Officials in the two Florida counties, which are Democratic-leaning, are continuing to count ballots two days after the polls closed. As of Thursday evening, Scott leads Nelson by .2 percent. That margin is a bit smaller than from Election Night when Scott led by more than a half percent. Any result within .25 percent triggers an automatic hand recount. Nelson released the following statement following Scott's announcement: “The goal here is to see that all the votes in Florida are counted and counted accurately. Rick Scott’s action appears to be politically motivated and borne out of desperation.”Meanwhile in the gubernatorial race in Florida, Republican Ron DeSantis has seen his lead evaporate from over 1 percent on Election Night to under .5 percent on Thursday. His challenger, Democrat Andrew Gillum, had previously conceded the election, but on Thursday, told supporters that he was hiring lawyers to make sure every vote is counted. Gillum tweeted the following Thursday evening: "Mr. @FLGovScott — counting votes isn't partisan — it's democracy. Count every vote."President Donald Trump weighed in on Thursday on Scott's announcement. 1973

Following an overwhelming guest response to our poll, 42 is coming back to the big screen at #AMCTheatres honoring two legends: #ChadwickBoseman and #JackieRobinson. https://t.co/sHA9Oqz2tJ pic.twitter.com/9D6HGhAFzN— AMC Theatres (@AMCTheatres) September 1, 2020 272

Four Toledo, Ohio, teenagers who pleaded guilty to killing a man when they dropped a sandbag from a highway overpass have been ordered to a youth treatment facility, a court official said."The youth treatment center is a lockdown facility in Toledo. The program runs six months, but there is no set time to release. The average youth spends eight months there," Lori Olender, juvenile division deputy chief for the Lucas County Prosecutor's Office, said in an email.Besides being ordered to the youth treatment facility, the teenagers were given four-year suspended sentences, placed on probation and ordered to perform 30 hours of community service, Olender said.One was charged with murder and felonious assault and three were charged with involuntary manslaughter and vehicular vandalism, she said. All four pleaded guilty.The youths were charged after a sandbag dropped from an interstate overpass crashed through the window of a vehicle below and hit Marquise Byrd, 22, on December 19, 2017. He died later at a hospital.Three of the teens were 14 when the incident happened and one was 13, authorities said. CNN has not identified them by name because they are minors.Lillian Diallo, an attorney for the Byrd family, told CNN Saturday that she found the sentence to be "extremely light.""It was light on steroids," Diallo said, adding that "the sentence was a heck of a message to send.""You can't tell me at 13 you didn't know it was wrong to throw things on the freeway," Diallo said.Byrd had been preparing to propose to his girlfriend and the mother of his 2-year-old son, Diallo said."This is tragic all the way around," Diallo said. "The fiancée didn't even know she was going to be a fiancée. To steal that from somebody is just horrific."The boys had been walking to a store to purchase candy before they crossed the overpass and began throwing rocks, the Blade reported.During previous court hearings, two boys admitted to throwing two different sandbags, the Blade reported. A sandbag landed on the side of the road and another one on Byrd's vehicle. 2073