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REDONDO BEACH, Calif. (AP) — Defense contractor Northrop Grumman will be moving secret cargo through a Southern California marina this weekend.The Daily Breeze reports part of King Harbor Marina in Redondo Beach will be shut down from 5 p.m. Friday to 5 p.m. Sunday for the move of what is described as a U.S. Navy demonstration project.The large object will be taken from a Northrop Grumman facility in Redondo Beach to a barge for shipment to San Diego.The newspaper says that during a Redondo Beach City Council meeting this week, Northrop Grumman officials cited national security concerns in declining to provide information about the object.The company agreed on Oct. 15 to pay the city ,000 for a licensing agreement to use the marina and for any costs the city incurs. 787

President Donald Trump will not meet North Korean leader Kim Jong Un next month for what would have been a historic diplomatic summit, he announced in a letter to Kim released by the White House Thursday morning."I was very much looking forward to being there with you. Sadly, based on the tremendous anger and open hostility displayed in your most recent statement, I feel it is inappropriate, at this time, to have this long-planned meeting," Trump wrote. "Therefore, please let this letter serve to represent that the Singapore summit, for the good of both parties, but to the detriment of the world, will not take place."  639

Prime has been a big hit for Amazon.The membership service -- which gives users access to free two-day shipping, music, movies and other perks -- has over 100 million subscribers. On Thursday, the tech giant announced it's hiking the annual price of Prime to 9 from .Although the service launched in 2005, Amazon didn't aggressively start stepping up its offerings until years later.Here are some of the major features Amazon has added over the years.February 2005: Amazon Prime is born. Members pay per year for free two-day shipping in the US on eligible purchases.February 2011: Prime members are given access to over 5,000 movies and TV shows without ads for free.March 2014: The annual Prime membership fee is raised to from .April 2014: Amazon announces Prime Pantry. Members can order non-perishable items, such as dish soap and paper towels, in one box for a flat fee of .99. The price is now .99.June 2014: Prime Music is announced. Members have free access to commercial-free streaming of over two million songs and more than 1,000 playlists and stations.September 2014: Amazon Studios' comedy series Transparent debuts. In 2015, the show won two Golden Globe awards -- the first major award for Amazon Studios. November 2014: Amazon adds Prime Photos, which gives members free unlimited photo storage on the Prime Photos app.December 2014: Prime Now launches in New York City with free two-hour delivery and one-hour delivery for .99. The service has since expanded to 32 metro areas, including Atlanta, Houston and Chicago.May 2015: Prime members can now get free same-day and one-day delivery on qualifying orders over . As of 2018, the service is available in over 8,000 cities and towns.July 2015: Amazon Prime Day was created to celebrate the company's 20th anniversary. The online shopping event featured deals only for Prime Members and drew comparisons to Black Friday.July 2016: The company hosts a second Prime Day. Subscriber orders jumped more than 60% globally compared to the first Prime Day.October 2016: Amazon introduces Prime Reading, which offers unlimited access to a rotating selection of over 1,000 books, Audible narrations and magazines.December 2016: Amazon adds a Prime membership option for .99 per month for those who don't want to commit to a full year.January 2017: Amazon partners with Chase on the Amazon Prime Rewards Visa Signature Card. It's only available to Prime members, and gets cardholders 5% back on all Amazon.com purchases.June 2017: Amazon launches Prime Wardrobe, which lets Prime members try on clothing and accessories before buying them.July 2017: The tech giant reports record sales for its third annual Prime Day, topping its numbers for previous Black Friday and Cyber Monday shopping periods.October 2017: The company unveils Amazon Key, a service for Prime members that lets delivery drivers into homes to drop off packages. Users have to buy a kit (9.99) with an Amazon security camera and a compatible smart lock.January 2018: Amazon announces the monthly fee for a Prime subscription is increasing to .99 from .99.February 2018: Prime members in select cities can get free two-hour delivery from Whole Foods, which the company acquired in 2017.April 2018: Amazon launches a new service in 37 US cities that delivers packages to the trunks of cars for free if you're a Prime member.Amazon also raises the Prime membership fee to 9 from per year. 3465

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump will be holding a Friday press conference ahead of a planned trip to the New Jersey area. The president focused his briefing on new production numbers.The president said under the Defense Production Act, new factories and laboratories are being built all over the country to build what America needs to fight the coronavirus pandemic.“Incredible what we’ve been able to do in a short amount of time,” Trump said.He quoted new manufacturing production numbers, showing industrial production rose for the third straight month in the country.The president said we are producing so many ventilators, we are sending them to countries around the world. According to Trump, American companies are producing 400 million more masks than last year.As for a vaccine, three candidates are in Phase 3 trials currently. He said at the press briefing he thought the elderly and those at risk should get the vaccine first, but that he will listen to his experts on that. He said "those lists are being created now," referencing plans for how to distribute the vaccine once it's created. Earlier in the day, media outlets reported Robert Trump, the president's brother, was "very ill."During Friday's press conference, President Trump said he hopes his brother will be all right, but “he’s having a hard time."White House spokesperson Judd Deere says the president is expected to visit his 72-year-old brother at a hospital in Manhattan on Friday. Trump was already scheduled to visit his property in Bedminster, New Jersey, on Friday.There is also a lot of reporting Friday following remarks the president made about opposing funding for the post office.He acknowledged he's starving the Postal Service of funding to make it harder to process an expected surge in ballots he worries could cost him reelection.The president said on Fox Business Network that among the sticking points on a new virus relief package are Democrats’ demand for billions of dollars to assist states in protecting the election and helping postal workers process mail-in ballots.In a series of tweets Friday before his press conference, the president said he is ready to send another round of stimulus checks and additional PPP payments. Responding to a question during his press conference about whether he would approve millions in funding for the Post Office if Democrats gave him what he wanted, he responded, “Sure, If they give us what we want."Democratic rival Joe Biden has likened Trump's actions to sabotage. 2508

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