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Uncle Sam allows people to apply for reduced Social Security retirement benefits as early as age 61 and 9 months, well before full retirement age. But the system rewards patience, and if you’re short on funds, it behooves you to sit on your application for a while.When you postpone taking benefits beyond your full retirement age — which varies based on your year of birth — the Social Security Administration increases the amount you get as much as 8% annually until your 70th birthday, when the benefit stops increasing.Getting an 8% raise during your working years is like striking gold. Having that opportunity for when you’re living on a fixed income is even sweeter. At SSA.gov there’s a simple benefits calculator to help estimate your future earnings.More From NerdWallet 820

UPDATE: Tracks are still closed between San Clemente Pier and Oceanside. OCTA bus 5819 will go to San Clemente to assist passengers on train 608 ETA is 20 minutes, Updates to follow.— MetrolinkOC (@MetrolinkOC) April 25, 2018 225

What a difference a week makes.After falling short in some high-profile contests in Michigan and Missouri seven days ago, progressive candidates -- many of them staunch backers of single-payer health care and other universal programs popular on the left -- in Wisconsin, Minnesota, Connecticut and Vermont notched a raft of victories on Tuesday.In Minnesota, Omar won the contest to replace Keith Ellison in the state's 5th District House race. She was endorsed by Alexandria Ocasio-Cortez, a fellow Justice Democrats candidate.Ellison, whose long-term political future remains in the balance due to the assault allegations, secured the Democratic nomination to become the state's next attorney general.Next door in Wisconsin, the mustachioed Randy Bryce, who entered the 1st District race in June 2017 with an eye on ousting Republican House Speaker Paul Ryan, secured the Democratic nomination. He'll have a less hefty task than initially imagined, with Ryan having since announced his retirement, clearing the way for one of his former aides, Bryan Steil, to pick up the GOP nod.In Milwaukee County, meanwhile, Earnell Lucas, a Major League Baseball security official and progressive who ran for sheriff on "restoring integrity" to the office, defeated the top deputy of former Sheriff Dave Clarke -- the conservative media figure who actually ran in Milwaukee County as a Democrat despite holding conservative Republican political views.Both Ellison and Bryce were among the relatively few big-name endorsements offered by Sen. Bernie Sanders, who predictably cruised to victory in Vermont's Democratic Senate primary. As he's done in the past, Sanders is expected to turn down that nomination and run again as an independent. But his overwhelming win dusted away any suggestion that, at least among Democrats in his home state, there were any hard feelings dating back to the 2016 presidential primary.Back east in Connecticut, another pair of progressive favorites backed by the Working Families Party -- Hayes and Matt Lesser -- won their primaries, with Lesser outlasting a fellow state house member in their race for a state Senate seat and Hayes, named by former President Barack Obama as the National Teacher of the Year in 2016, winning the contest to replace Rep. Elizabeth Esty as the Democratic nominee in the 5th District. 2338

VISTA, Calif. (KGTV) - A professional photographer pleaded guilty Thursday to sexually assaulting teenage girls during modeling sessions in Carlsbad. 149

UC San Diego Health officials stressed that the medical center is fully equipped to handle the illness, which has now been dubbed COVID-19 by the World Health Organization. 172