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The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate 1 million in student debt and pay million to the FTC, the FTC announced. The settlement marked a record for the FTC."This is the largest settlement the Commission has obtained in a case against a for-profit school,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist."The FTC sued the University of Phoenix for deceptive marketing to potential students, leading students to believe that the university worked with employers such as Microsoft and Adobe to create job opportunities. An example the FTC showed was of a TV advertisement that claimed that the University of Phoenix had a "growing list" of 2,000 partners while displaying logos for various large companies. In reality, these companies did not provide special job opportunities for students. The FTC will use its share of the settlement for consumer redress. The remaining 1 million will go to cancel student debt owed by former students who were enrolled around the time they were likely exposed to the university's deceptive advertising. The University of Phoenix said in a statement that it denies any wrongdoing. "After cooperating fully with the FTC’s inquiry, the University is pleased to have reached this settlement agreement and resolved this matter, which principally focused on a marketing campaign that ran from late 2012 to early 2014," the statement read. "The campaign occurred under prior ownership and concluded before the FTC’s inquiry began. The University continues to believe it has acted appropriately and has admitted no wrongdoing. "This settlement agreement will enable the University to maintain focus on its core mission of improving the lives of students through career-relevant higher education, and to avoid any further distraction from serving students that could have resulted from protracted litigation, as well as the time and expense of the litigation itself."Here is what's next for those former students affected by the settlement, according to the University of Phoenix:As determined by the terms of the settlement, a certain designated population of students who first enrolled between October 1, 2012 and December 31, 2016 are eligible for relief from accounts owed directly to the University. Other debts, including, but not limited to, federal student loans, are not covered and remain due pursuant to their terms.The University will automatically release outstanding account balances for this designated population of students. These students do not need to take any action. The University will notify them and manage the processing of their debt forgiveness.The University will ask the credit reporting agencies (Experian and Equifax) to delete the official record of debt for outstanding account balances for this designated population of students. The credit reporting agencies will then be responsible for processing any updates to the affected students’ credit reports.To the extent that access to diplomas or transcripts was restricted for these students because of the previously outstanding balance, the University will lift that restriction and will make official transcripts available upon request for this designated population of students at the cost of the published transcript fee. This will allow these students to more easily pursue further higher education if they choose. 3578

There's been an increase in sales of bullet-resistant backpacks for children, in the wake of the mass shootings in El Paso and Dayton last weekend.American companies selling the items say they're catering to heightened demand from parents during the back-to-school shopping season.But critics argue they are using tragedy as a marketing opportunity and exploiting parents' worst fears.Safety is high on the minds of many parents, especially after the El Paso and Dayton, Ohio shootings that left 31 people dead."We've definitely seen a spike over the past week or so in sales and that could be attributed to back to school but it could be attributed to some of the national events that are happening as well, "said Yasir Sheikh, founder and president of Skyline USA.His company makes Guard Dog Security products like pepper spray and stun gun,s and started offering bullet-resistant backpacks called ProShield Scout for children last year.Steve Naremore founded Houston-based TuffyPacks in late 2015 after his daughter, a fourth-grade teacher, told him about the frequency of active shooting drills for her students.His company produces some bullet-resistant backpacks but the bulk of his business is in removable ballistic shields that are inserted in backpacks.Naremore says his backpacks could be the difference between suffering "lethal versus non lethal" injuries."Some (parents) say to me 'I can't believe the world has come to this I have to send my child to school with a bulletproof backpack'. The other half say it's something that is probably necessary," he comments.TuffyPacks markets its products on its website with mass shootings in mind. And its backpacks don't come cheap. TuffyPacks' shields range in price from 9 to 9. Skyline's ProShield Scout backpacks are priced at 9, although it's less than the adult version that tops at 9.Some also cast doubt on the backpacks' safety and how much they can really protect children.Both Guard Dog Security and TuffyPacks claim their products are tested in independent labs in line with the standards for the National Institute of Justice and meet the requirements for a Level IIIA rating. That means the shields can thwart a 9-millimeter handgun and a .44 magnum. Naremour says it's like wearing a police vest.But the National Institute of Justice — the research, development and evaluation arm of the Department of Justice that comes up with the rating — has itself never conducted tests on these products or certified them and therefore cannot vouch for them.Educational experts say bullet-resistant backpacks are not the solution.Still, the makers of bullet-resistant backpacks have tapped into a fear that is real. And for parents feeling helpless and looking for an answer, the backpacks provide them with one.Marisol Rodriguez of Milwaukee said she is considering buying one for her 13-year-old son."It shouldn't have to come to the selling bulletproof backpacks," she said. "That just goes to show what type of society we live in today." 3026

The US-led combined joint task force fighting ISIS announced Tuesday that it continued airstrikes and coordinated attacks in Syria, days after President Donald Trump's decision to begin the withdrawal of US troops in the country.Operation Inherent Resolve continued supporting its partner forces with "precision air strikes and coordinated fires to make further progress" against ISIS in Syria, the coalition said in a statement.The coalition said the coordinated attacks, launched from December 16-22, "severely degraded" the terrorist group's logistics facilities and staging areas and "removed several hundred ISIS fighters from the battlefield."The airstrikes also targeted ISIS financial centers in eastern Syria, delivering a "significant blow" to its ability to finance terrorist activities, the coalition said."ISIS presents a very real threat to the long-term stability in this region and our mission remains the same, the enduring defeat of ISIS," UK Maj. Gen. Christopher Ghika, the deputy commander of Combined Joint Task Force-Operation Inherent Resolve, said in a statement Tuesday.The statement comes after Trump's declaration last week that ISIS has been defeated and his 1200

THOMASVILLE, N.C. — A grand jury in North Carolina indicted three people after police said a mother traded her 2-year-old child to another couple in exchange for a car.Alice Leann Todd, Tina Marie Chavis and Vicencio Mendoza Romero were arrested Wednesday.An investigation was opened when Chavis brought the then-2-year-old to Wake Forest Baptist Health's High Point Medical Center back in July because she thought the child was having an allergic reaction, Thomasville police said. Hospital staff contacted the police and child protective services after noticing bruises on the child.Chavis, 47, claimed to be the child's biological mother, later changing her story and saying she was the child's adoptive mother, but couldn't produce any documentation, police said. The child was placed in the care of another family member and the mother, Todd, was located.Investigators said they were able to determine that Chavis and Romero had traded their car for Todd's child in 2018. The three have been charged with the unlawful sale, surrender or purchase of a minor and are currently being held on ,000 bonds at the Davidson County Jail. 1149

The United Autoworkers Union has reached a tentative agreement with Ford. This comes after almost two weeks since the UAW reached a tentative agreement with General Motors that was ratified by the rank and file last week. The financial terms of that are used as a pattern by the union to get similar terms from Ford and Fiat Chrysler. Ford has 55,000 hourly workers in the US, more than the 46,000 who went on strike against GM for 40 days. There was no work stoppage at Ford.Big issues in talks with GM were terms for lower-paid workers who were in-progression or temporary workers. Similar to GM, Ford says 34% of its workforce is in-progression and 6% is temporary. The terms of this Ford agreement are not yet known.Here’s the official word from the UAW:The UAW Ford National Negotiators, UAW President Gary Jones along with UAW Vice President Rory Gamble, Director of the Ford Department, have announced that they have reached a proposed tentative agreement.“Our national negotiators elected by their local unions have voted unanimously to recommend to the UAW-Ford National Council the proposed tentative agreement,” Gamble said. “Our negotiating team worked diligently during the General Motors strike to maintain productive negotiations with Ford. The pattern bargaining strategy has been a very effective approach for UAW and its members to secure economic gains around salary, benefits and secured over billion in major product investments in American facilities, creating and retaining over 8,500 jobs for our communities.”“Out of respect for our members, we will refrain from commenting or releasing full details of the agreement until the UAW-Ford Council leaders meet and review the details,” Gamble added.Ford also released this statement: "Ford can confirm the UAW’s announcement that the UAW and Ford have reached a proposed tentative agreement on a four-year contract. Further details will be provided at a later date."UAW President Gary Jones thanked the national negotiators for their hard work. “Vice President Gamble, his staff and the Ford negotiating team have worked tirelessly to reach an agreement that preserves job security and rewards UAW Ford members for their quality work,” said Jones. “These were long and hard hours, but I feel confident they were able to secure a contract that protects our member’s future.”The UAW-Ford National Council will meet to go over details of the proposed Tentative Agreement. If adopted as a Tentative Agreement, it will go to all Ford hourly and salary members for a ratification vote. 2565

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