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Conditions at the border are getting worse as desperate migrants wait for asylum. Many have given up hope in their desperate hour. The shelter where migrants are staying is packed to the brim. It’s said to be completely full and actually three times above capacity. Conditions are getting worse as officials with the state’s special committee on migration issues say city and state officials are even looking for a second shelter, but no local businesses are willing to rent out their facilities for the migrants. People at the shelter have reported deteriorating conditions including open sewage drains. The Mexican Navy has set up small kitchens and the Red Cross is providing medical care. Migrants say they want the U.S. to speed up the political asylum process, saying it’s taking too long. 804
Congress returned to work this week with two major things on its plate: pass a budget bill to avoid a government shutdown and get to work on another stimulus bill legislators have been talking about for months.Congress has until Dec. 11 to pass a budget bill, but there is no timeline on another stimulus package, as both Democrats and Republicans have failed to agree to terms on one.“I just want, more than anything, to be represented by people that understand,” said Ryan Nisly.In March, Nisly lost his job bartending. Only a few weeks later, he found a new one. But after the most recent round of shutdowns in his home state of Colorado, he has been relegated to working 5-10 hours a week.“I’ve had some bad moments,” said Nisly. “No matter your amount of resolve, it’s not enough sometimes if the entire deck is stacked against you.”Nisly, like so many millions of Americans, says he has been waiting for Congress to act and pass another stimulus bill. Since the CARES Act pumped more than trillion into the U.S. economy in late March, including a ,200 stimulus check to most Americans, Congress has stumbled to give any sort of meaningful relief to those, like Nisly, who need it.The Economic Policy Institute estimates between now and 2022, trillion in relief is needed, with an additional 0 billion annually through the end of 2024.“Americans could hardly be more cynical about government and its inability to act and this is a perfect example,” said Howard Gleckman, a fiscal policy expert at the Urban-Brookings Tax Policy Center.Gleckman says despite the need for financial help, he thinks the prospect of a new stimulus bill, with individual stimulus checks, is bleak at best until President-elect Joe Biden is sworn into office on Jan. 20.He says Democrats and Republicans are having trouble agreeing on where money from a stimulus should go. Republicans want a smaller package, while democrats want a larger one that gives money to cities that have been hit by declining tax revenue.“It’s really pretty simple. It’s not about substance it’s all about politics,” said Gleckman. “I think the best bet is that they’ll make an effort at this [and] fail. Sometime in the next week or so, [probably] at the last minute on Dec. 10, Congress will pass a budget bill and then go home.”Editor's Note: A previous version of this article incorrectly identified Howard Gleckman as Harold. This article has been updated to reflect the correction. 2466

CLEVELAND — Who’s been at a store buying holiday gifts and then the cashier asks, “do you want to sign up for our credit card today?” They might offer a discount or something else, but should you sign on the dotted line?“They make it easy. They really make it easy,” Leanne Smith said.Smith is from Solon and knows how stores can tempt you with their credit cards, but she’s sticking to her Target Red Card for now.“I don’t think it’s a responsible thing for me to have one at every store,” she said.Tedd Rossman from CreditCards.com said that if you ever plan on carrying a balance, store cards aren’t going to be the best option for you.“While sometimes these store cards can work for you, most of the time, they’re not the most consumer-friendly option,” Rossman said.That’s because Rossman says the average store credit card has an interest rate of 25%, some as high as 29.99% such as Discount Tire, Big Lots and jewelry store cards like Kay Jewelers.“These cards are not as selective about credit quality, which is why the retailers and their bank partners say they have to charge such high-interest rates,” Rossman said.CreditCardInsider.com recently rated various popular store cards based on various things like interest rates.Here are those results:Target - 24.4%Old navy - almost 26% (25.99%)Walmart - roughly 18-27% (17.99%-26.99%) interestNathan Grant from CreditCardInsider.com said you shouldn’t just sign-up at the checkout on a whim even if there’s a discount offered or cashback incentives.“The percentage of interest you’re paying might end up calculating to be more than what you got from spending on the cards,” Grant said.According to Grant, some of the better retailer cards are:Amazon prime cards with lower interest rates—5% back on Amazon purchases and gift cards when you sign up. Target—higher interest rate, but 5% back. And the only one rated excellent is Costco’s card, which has a 15% rate and various cash back options and good rewards on gas purchases.But keep this in mind: In a survey of nearly 3,000 shoppers nationwide, more than 40% said they regretted signing up for a retail credit card. Plus, one out of five in the survey said they carried a balance from the last holiday season, and more than 50% said they’ve paid interest on a retail store card.“That’s kind of like a wake-up call even to myself to be like I got to make sure that I’m always smartly shopping if I’m using credit cards,” Grant said.For Smith, she said she’s only carried a balance a couple of times in the past 20 years because she knows “if you can’t pay it, you really shouldn’t buy it just because you have a credit card.”Retail credit cards can give you benefits especially if you’re loyal to the business. It could help you build credit, but you’ll want to pay off your balances every month and spend responsibly.And another thing to watch out for is deferred interest. Even if you owe just one dollar by the time the term ends, you could end up paying interest on the entire amount you initially financed.This story originally reported by Jonathan Walsh on News5Cleveland.com 3102
CLEVELAND — The morning of Nov. 23 started out like any other for Amanda Zupancic. She’s a special education teacher in Cleveland. Around 11 a.m. that morning, in what would be her 3rd period class, she was in session with a middle school student and his mom on Zoom in the upstairs office of her west Cleveland home.She was suddenly interrupted with a loud noise.“I heard a glass-shattering crash downstairs,” she said. “I was like, 'hold on, I think someone is breaking into my house, just joking.' I didn’t think anyone would be breaking into my house in the middle of the day,” she said.But that is exactly what was happening.“There was a man walking though my baby gate with a knife in his hand walking upstairs,” said Zupancic. “He started threatening me, yelling at me, calling me names. He grabbed me upstairs into my bedroom.”The man began rummaging through her things, all the while Zupancic’s student and his family were still on that Zoom call listening from Lake County.In the 911 call, the student’s dad tried to explain the situation. “The teacher that teaches my son, somebody broke into her house we saw it on the Zoom,” said the student’s dad to a Lake County dispatcher.As the robber frantically searched for valuables, the dad gave as much detail to the dispatcher as he could.“I guess she heard the man say, ‘Get on the floor. I’m going to cut your f-ing throat,’” he told the dispatcher.Zupancic told the man he could have her car keys but they were downstairs. He agreed she could go and get them. She said, instead of getting the keys, she let her two dogs out.“When I reached for my keys, instead I opened the gate and I have a German shepherd and a Great Dane-boxer mix. So the German Shepherd stood between myself and this guy, and the Great Dane Boxer mix went at him,” she said.It gave her enough time to think.“I just grabbed a pair of scissors and I chased him to the front door,” she said.She continued to chase him down her street.“I started chasing him with this pair of scissors, in my house shoes, down the street, yelling 'help me, help me, this guy robbed me,'” she said.Zupancic said a local contractor working on a house in her neighborhood saw the encounter and tackled the man to the ground and detained him until Cleveland police arrived.When they got there, they arrested Charles Derosett.Derosett is charged with aggravated robbery and felonious assault as well as other charges. He is a convicted felon, previously serving time behind bars for aggravated robbery.Zupancic is still shaken up. But said between her student’s parents, her dogs, her neighbors and random strangers, there’s more heroes in this story than there are villains.“I’m lucky that there’s enough loving people in the world to figure this all out.”This story originally reported by Jessi Schultz on News5Cleveland.com. 2843
CLEVELAND — A Cleveland website is facing backlash after attempting to be humorous about the foreclosure crisis and sex trafficking. Coolcleveland.com wrote an article about an upcoming gingerbread house making event at restaurant TownHall. In the now deleted post, the site said "the foreclosure crisis left a lot of empty gingerbread houses around Cleveland. Many end up becoming dens for cracker addicts." It also mentioned "gingerbread sex slaves."A spokesperson for TownHall said they were upset by the post. "We are appalled by the article written by Cool Cleveland. We had no prior knowledge of the article, nor did we approve the article in any way. The moment we saw the post, I personally called Cool Cleveland to express the inappropriateness and requested it be taken down immediately," Director of Communications Kayla Barnes said. A publisher for Coolcleveland.com apologized for the post and wanted others to know TownHall was not responsible for the content. You can read the full apology below: 1066
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