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At least eight members of the same family were among the 26 people killed Sunday when a man armed with a rifle burst into the sanctuary of a church in Texas and started firing.The mass shooting left about 20 others wounded at the First Baptist Church in Sutherland Springs, about 30 miles east of San Antonio.The massacre killed about 4% of the small town's population. And no one at the church was left unscathed, Wilson County Sheriff Joe Tackitt said."I think nearly everyone had some type of injury," the sheriff told reporters Monday.Texas Gov. Greg Abbott called the slaughter "the largest mass shooting" in the state's history. But it's still unclear what motivated the killer.Latest developments-- The killer had in-laws who attended the church, but they were not present at the time of the massacre, the sheriff said.-- The shooter was first shot by an armed resident who confronted the gunman outside the church. The suspect then turned the gun on himself, authorities said. He was dressed in all-black tactical gear, including a ballistic vest, and was later found dead in his vehicle.-- The victims ranged in age from 5 to 72 years old, said Freeman Martin, a regional director with the Texas Department of Public Safety. The visiting pastor was among those killed, Tackitt said.-- The 14-year-old daughter of the church's regular pastor was among those killed, said Sherri Pomeroy, the girl's mother. Her parents were traveling out of state when the shooting occurred.-- At least eight of the people killed were members of one family, according to a relative and a community leader. Those relatives span three generations and include a woman who was about five months pregnant and three of her children.-- A witness told CNN affiliate KSAT that he and the armed resident pursued the gunman in a car chase for about 11 miles.-- Speaking from Japan, President Donald Trump expressed condolences for the victims during a Monday news conference and said he believes the shooting was caused by a "mental health problem," not an issue with US gun laws.Who was the shooter?The gunman has been identified as 26-year-old Devin Patrick Kelley, according to two law enforcement sources who have been briefed on the investigation.But police have not officially named Kelley as the shooter. They described the gunman as a white man in his 20s. Authorities have not said what the motive was.Kelley was a member of the US Air Force and served at Holloman Air Force Base in New Mexico from 2010 until his discharge, according to Air Force spokeswoman Ann Stefanek.He was court-martialed in 2012 for assault on his spouse and assault on their child, according to Stefanek. He served a year in confinement, received a bad conduct discharge and had his rank reduced, she said.In April 2016, Kelley purchased the Ruger AR-556 rifle he allegedly used in the shooting from a store in San Antonio, Texas, a law enforcement official said. There was no disqualifying information in the background check conducted as required for the purchase, a law enforcement official told CNN.At one point, the shooter tried to get a license to carry a gun in Texas but was denied by the state, Abbott said, citing the director of Texas' Department of Public Safety."So how was it that he was able to get a gun? By all the facts that we seem to know, he was not supposed to have access to a gun," Abbott said. "So how did this happen?"How the attack unfoldedThe gunman was first spotted at a Valero gas station across the street from the church at about 11:20 a.m. (12:20 p.m. ET).He drove across the street, got out and began firing even before he entered the church, Martin said.David Flores told CNN that his father saw the shooter."My dad saw the gunman run into the church building and then he heard shots and saw people running," Flores told CNN. "People covered in blood and screaming. It was pandemonium everywhere."As the shooter left the church, a local resident used his own rifle to engage him, Martin said. The gunman dropped his weapon and fled.Johnnie Langendorff said he was driving to his girlfriend's house when he saw the shootout between the shooter and the armed resident.The gunman took off in a Ford Explorer, Langendorff told CNN affiliate KSAT.The resident "briefed me quickly on what had just happened and said we had to get him, and so that's what I did," Langendorff said.They gave chase in his truck and called police. As they sped after him, Langendorff said, the shooter "eventually lost control on his own and went off into the ditch" in neighboring Guadalupe County."The gentleman that was with me got out and rested his rifle on my hood and kept it aimed at him [shooter], telling him to get out. There was no movement, there was none of that. I just know his brake lights were going on and off, so he might've been unconscious from the crash or something like that. I'm not sure."Law enforcement later found the suspect dead of a gunshot wound inside his vehicle.A law enforcement official briefed on the investigation said multiple weapons were found in the shooter's car. The FBI and the Bureau of Alcohol, Tobacco, Firearms and Explosives are involved in the investigation.The victims and griefHours after the shooting, residents of Sutherland Springs hugged one another, held candles and sang hymns in a vigil Sunday night. Abbott attended the event, in which faith leaders offered words of solace and prayers.Sutherland Springs is the kind of place where "everybody knows everybody," said Gloria Rodriguez Ximenez, who attended the vigil."This is a small, Christian town, a very small community," she said. "Everybody's united. Everybody's so close to everybody."She knows the First Baptist Church's pastor and his family, including their daughter who died."I can feel the pain everybody's going through. There's so much hurt for a small town," Ximenez said.Others echoed the feeling of shock and heartache."My heart is broken," Wilson County Commissioner Albert Gamez Jr. told CNN. "We never think where it can happen, and it does happen. It doesn't matter where you're at. In a small community, real quiet and everything, and look at this."Twenty-three people died inside the church, which has a small sanctuary with wooden pews and red carpeting. Two died outside the church, and one at the hospital.The wounded are being treated at three hospitals including the Connally Memorial Medical Center in Floresville, University Hospital and Brooke Army Medical Center in San Antonio.The-CNN-Wire 6515

At first, Kelly Fyffe-Marshall's stay in Rialto, California, was ending pretty normally. She and her four friends -- three of them black women -- checked out of their Airbnb rental and dragged their luggage to their vehicle.Then things got weird.Seven police cars showed up. The neighborhood was seemingly locked down. 326

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

As the saying goes, beauty is in the eye of the beholder. And when it comes to appreciating art, that may be more true than ever. It's so subjective and comes down to true appreciation. One woman understands that more than most.To Myrna Hayutin the photos on her gallery wall are more than pictures of the past. She points out some of the art on display.  "This is a limited edition signed by Carl Mydans," Hayutin said. "This is Babe Ruth the last time he put on his uniform."These are works of art."It is history," Hayutin said. "It's just knowledge."And for the last 35 years she's been selling fine art like these pieces, despite the fact that she's legally blind."I anticipate doing this for at least another 10 years," Hayutin said. "As long as my eyesight holds."Hayutin started losing her eyesight when she was eight due to retinitis pigmentosa. And over the years, it's gotten progressively worse."It's like an island," Hayutin said. "As the disease progresses the island gets smaller and smaller now I see through two straws. So you may be standing right here but I am not seeing you. Or if were talking and you move I'll lose you."Still it hasn't affected her love for art or her determination to purse it as a career."It never occurred to me to stop me from doing anything that I really wanted to do," Hayutin said.Hayutin runs a successful international fine art gallery, Gallery M, and recently became an art appraiser."I'm looking at the artwork but honestly thank goodness with my devices I can really zoom in and see them much, much better," Hayutin said.Hayutin said her dog, Gouda, helps her navigate the changes in her eyesight, but what helps most is not focusing on what could happen."I would never have opened the gallery if I was fearful of what would be instead of what was at that time," Hayutin said. "I try to live in today and use the eyesight that I have today."Hayutin said every day is what you make it."There are some days where I'm not as positive as I should be, but I try it," Hauytin said. "I try to get back on that positive I mean because I'm surrounded by all of this gorgeous art and that's very uplifting."  2212

As the world sputters amid a global coronavirus pandemic that may have originated from bats in China, researchers released a study on Monday indicating that pigs could transmit a pandemic-level flu strain to humans.The Chinese and British based researchers, who published their findings in the Proceedings of the National Academy of Sciences on Monday, said that G4 EA H1N1 viruses in pigs should be closely monitored in human populations, especially among workers in the swine industry.The researchers said that pigs are intermediate hosts for the strain of influenza, which researchers are concerned could spread to humans. A further concern is that humans could spread the virus to other humans, prompting a pandemic. While the study notes that the virus had spread to workers in the swine industry, it likely has not been transmitted from humans to humans.“G4 viruses have all the essential hallmarks of a candidate pandemic virus,” the team of UK researchers wrote.The researchers said G4 viruses bind to human-type receptors, produce much higher progeny virus in human airway epithelial cells, and show efficient infectivity and aerosol transmission in ferrets.While the study indicates cause for some concern, Martha Nelson, an evolutionary biologist at the U.S. National Institutes of Health’s Fogarty International Center, told Science Magazine the chances of a pandemic from G4 viruses are “low,” but added that no one knew the pandemic risk of H1N1 until 2009.“Influenza can surprise us,” Nelson told Science. “And there’s a risk that we neglect influenza and other threats at this time” of COVID-19.Nelson added to Science that given the warning, it would be ideal to produce a human G4 vaccine as the world still needs to be vigilant on other pandemics besides COVID-19.Domestically, the University of Missouri reviewed the research. 1855

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