济南手淫多了射精快怎么办(济南前列腺的尿常规检查) (今日更新中)

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

More than 170 rescue workers are trying to free 18 coal miners trapped in a tunnel in China's eastern Shandong province, according to state broadcaster CCTV.The miners were trapped after a rock burst at the Longyun Coal Mining Company in Yuncheng County at around 11 p.m. (10 a.m EST) on Saturday.The incident destroyed part of a water drainage tunnel in the coal mine, killing two and trapping another 20 workers, the official Xinhua news agency reported.Authorities say one miner was rescued Monday.Rock burst accidents are often caused by fractures in rocks due to mining.This story is developing -- more updates to come. 632

Music label Sony says it was duped after admitting three songs on a Michael Jackson album it released after his death are fake.The songs were on Sony's album "Michael," which was released in 2010 and is said to have previously unreleased tracks by the famed music artist. According to reports by Fortune, Vibe and other music news outlets, the music label made the admission in a court hearing.The three songs are  “Breaking News”, “Monster” and “Keep Your Head Up." Producers Eddie Cascio and James Porte claimed the songs included Jackson's vocals.The album was released by Epic Records, which hasn't commented on the issue, Fortune reports. 671

MILWAUKEE -- A suspicious package investigation in downtown Milwaukee took an unexpected turn Monday when a bystander suddenly walked up to the item in question and began rummaging through it, prompting investigators to tackle him. The backpack was reported shortly before 7 a.m., prompting a response by Milwaukee Police and the bomb squad.Video shows the man crossing the police tape, walking up to the backpack and dumping out the contents. It’s not clear if the man had any connection to the investigation. Police have not released any other information at this time. 614

More than four and a half million children live in a home with an unlocked, loaded gun. Three out of 4 of those kids know where the firearms are kept in their house.The “End Family Fire” campaign released this week highlights the importance of safe gun storage in a home in order to keep children safe.Every day, 8 children and teens--ages 19 and under--are unintentionally shot by weapons that are found in the home.Hector Adames' nephew, Joshua, was one of them.“Joshua was shot in the stomach; [it] went through his stomach,” says Adames. “And unfortunately, when Joshua went down, he never got back up.”Kyleanne Hunter, with the Brady Center to Combat Gun Violence says it’s a tragedy that could be prevented by properly storing weapons.The nonprofit organization is the group behind the “End Family Fire” campaign. Hunter says they don’t want to confiscate guns, but instead encourage parents to keep guns locked up, keep ammo separate and let family and visitors know there are firearms in the home and locked away.It's advice Adames hopes parents will take.“We just want to try to prevent any family from having the same kind of pain that this has put my family through. 1185

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