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The National Weather Service confirmed that two EF-0 tornadoes touched down in Fort Lauderdale Tuesday afternoon.According to the National Weather Service in Miami, one tornado touched down in downtown Fort Lauderdale near Andrews Avenue and NE 5th Street at about 3:34 p.m. The tornado, packing winds of 65 mph, knocked over construction fencing and barriers. A minor tree damage was reported near NE 1st Avenue and NE 4th Street.  The NWS says the tornado touched down south of the Tarpon River in the Rio Vista neighborhood, causing tree damages and minor debris, including trash cans.  637

The national coin shortage has been an unusual side effect of the pandemic. Among its victims? Retailers, laundromats and even the tooth fairy.The Federal Reserve announced in June that the supply system for coins had been severely disrupted by the pandemic.A convenience store chain is offering a free beverage or sandwich in exchange for them. A laundromat owner drove 4 hours to get ,000 worth. The shortage is even being felt by the young.Take Jen Vicker, of Bollingbrook, Ill. Her 10-year old daughter woke up with a loose tooth recently and worried the tooth fairy wouldn’t be able to pay because of the shortage, unaware her parents had a stash of coins set aside.So she wrote a note: “Dear tooth fairy, you may already know this but there is a national coin shortage in America. You usually leave me dollar coins, but until this situation is resolved, I would like cash for my teeth. I apologize for the inconvenience.”There is a shortage of coins across the U.S., yet another odd side effect of the coronavirus pandemic. Coins aren’t circulating as freely as they usually do because many businesses have been closed and people aren't out spending as much. The U.S. Mint and Treasury Secretary Mnuchin have urged Americans to use coins or turn them in to banks. 1279

The House Committee on Labor and Education is holding a hearing on the topic of reopening schools amid the coronavirus pandemic on Thursday — about a week after Democrats on the committee said the White House blocked health officials from testifying during the hearing.Last Friday, CNN and Politico reported that Democrats' request to have CDC Director Dr. Robert Redfield testify at the hearing was denied by the White House."Dr. Redfield has testified on the Hill at least four times over the last three months. We need our doctors focused on the pandemic response," an email from the White House to committee members read, according to CNN.Democrats claim that their request was for any high-ranking CDC official, not just Redfield.No Trump administration officials are testifying at Thursday's hearing. That includes Education Sec. Betsy DeVos, and members of the Coronavirus Task Force like Drs. Anthony Fauci and Deborah Birx.According to the Committee's website, witnesses include Michael Hinojosa, the Superintendent of the Dallas Independent School District; Leslie Boggs, the president of the National Parent Teacher Association; Dr. Penny Schwinn, the Commissioner of the Tennessee Department of Education and Dr. Sean O'Leary, the Vice Chair of the Committee on Infectious Diseases at the American Academy of Pediatrics. 1340

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The last man authorities were seeking in the killing of rapper XXXTentacion surrendered at his lawyer's office, Broward County authorities said Tuesday evening.Trayvon Newsome was booked in the Broward County Jail on charges of first-degree murder and robbery with a deadly weapon. CNN could not immediately learn the name of his attorney.XXXTentacion, whose given name was Jahseh Onfroy, was gunned down June 18 in an apparent robbery as he left a motorsports store in Deerfield Beach, Florida. 503