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This year has brought a lot of changes for everyone and there could be a chance that those changes could translate to savings on your insurance policies.Bankrate is encouraging people with home and car insurance to take a fresh look at their policies.“You could save anywhere from a few dollars to a few hundred dollars, but it is going to depend on location, it is going to depend on your lifestyle, and how it has changed vs the past. So, it is worth comparing and really kicking the tires on various insurance policies from different companies,” said Stephen Kates, Insurance Analyst at Bankrate.There are several lifestyle changes that could have happened this year.Many people took on home improvement projects during this pandemic. Some of those may have included adding safety features to our home, which can help save money on home insurance.A lot of Americans are also driving a lot less now, which can help with car insurance.“If you're working from home, like a lot of us, you're probably driving significantly less than you used to and that's something you can bring up to your insurance carrier because that can significantly reduce the amount you pay for your premium,” said Kates.Insurance policies haven't necessarily changed, but the way insurance companies look at lifestyle changes may have changed, so it's worth checking in on your policies. Experts at Bankrate suggest doing so at least once a year. 1429

Toilet paper, cleaning products, meat, and now possibly pepperoni. One of America’s favorite pizza toppings could become scarce due to the coronavirus pandemic.Pepperoni is becoming more expensive due to production slowdowns at meat plants and the high demand for pizza.Small pizza shops say pepperoni is now a pound — up from earlier this year, Bloomberg reported.Larger pizza chains have pre-negotiated contracts, so they haven’t been hit by the price increases or shortages just yet.This story was first reported by Lauren Cook at WPIX. 553

THOUSAND OAKS, Calif. (AP) — The Southern California country-western bar where 12 people were killed in a mass shooting and gunbattle will reopen more than a year after the tragedy.A gunman shot 11 victims during Nov. 7, 2018, shooting at the Borderline Bar & Grill shooting in Thousand Oaks before turning the weapon on himself. A Ventura County sheriff’s deputy was wounded by the gunman then accidentally killed by a California Highway Patrol officer during the ensuing gunbattle.The Borderline’s owners say in a video posted Thursday they’ve decided to reopen the bar though they did not offer a timeframe. The owners say in the meantime, they will open a new location in Agoura Hills.Families of the dead and 248 survivors opened a public park memorial earlier this month.RELATED:San Diegan remembered on anniversary of Borderline shootingCoronado High School graduate killed in Borderline shooting remembered as a 'hometown hero'Ventura County sheriff's sergeant killed in Thousand Oaks shooting was set to retire soon 1036

There are options when it comes to getting a car. You can lease or buy, and now, you can get a car subscription.Luxury car makers like BMW, Jaguar, and Cadillac offer subscription services to their high-end cars, but it’s set you back a couple thousand. That’s why Ford is offering a more affordable service with used vehicles."You're going to be looking at around 0 monthly subscription cost, but that's inclusive of the vehicle the driving insurance your maintenance,” explains Allison Braley with Canvas, Ford’s subscription service. “You don't have to worry about out-of-pocket maintenance costs. There's no down payment."  Braley says it's an all-inclusive bundle, unlike with a lease. Many subscription services don’t' have a down payment or require car insurance. "A lease is great solution for people who know what kind of car they want for two to three years or more,” Braley says.  Through subscriptions, you pay a fee to swap out a car. For example, when winter comes around and you want to trade in your sedan for an SUV, with Canvas you pay a fee to swap cars.  FiveCentNickel.com says, on average, a car owner will spend ,200 a year on maintenance.  If your car breaks down or needs an oil change, most subscription services will pay for out of pocket maintenance. Subscription services are great if you want convenience, flexibility and a lifestyle where you change vehicle often.However, convenience often comes with a price. If you’re on a budget, financial expert Jonathan Duong says it may not be worth it. 1572

Three Democratic senators on Monday filed a lawsuit challenging the appointment of acting Attorney General Matt Whitaker, ratcheting up the court effort to declare his placement atop the Justice Department as unconstitutional.Sens. Richard Blumenthal of Connecticut, Sheldon Whitehouse of Rhode Island and Mazie Hirono of Hawaii filed the suit in US District Court on Monday, represented by the groups Protect Democracy and the Constitutional Accountability Center.The lawsuit is only the latest challenge to Whitaker's appointment to replace Jeff Sessions after President Donald Trump fired his attorney general the day after the election.Whitaker was serving as Sessions' chief of staff, and has not gone through the Senate confirmation process in that role. His appointment leap-frogged Deputy Attorney General Rod Rosenstein, which also gave Whitaker control over special counsel Robert Mueller's investigation that had previously been supervised by Rosenstein.Whitaker's appointment has been criticized because of his vocal criticisms of the Mueller investigation, and Democrats have previously urged him to recuse himself from the probe in addition to questioning the constitutionality of his appointment.Last week, the Justice Department issued a memo defending Whitaker's appointment, concluding that it was legally justified under the Vacancies Reform Act.The Senate Democrats' lawsuit, however, argues that his appointment his unconstitutional under the Constitution's Appointments Clause requiring Senate confirmation of high-level federal appointees.In addition to the lawsuit filed Monday, Maryland's attorney general filed suit last week asking a federal judge to replace Whitaker with Rosenstein.The-CNN-Wire 1731