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The plastic ball recovered in the lower Niagara River that Kirk Jones intended to ride over Niagara Falls while holding his pet boa constrictor named "Misty." Jones' body was found months later in the lower river. It is unknown if Jones ever successfully got into the ball with the snake or if he fell out of it into the water. 336

The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626

The leaders of North and South Korea met Saturday for a second time, South Korea's presidency announced.North Korean leader Kim Jong Un and South Korean President Moon Jae-in held a surprise meeting at the Demilitarized Zone, the South Korean presidency said in a statement.The two leaders "exchanged their opinions" on among other things successfully carrying out a future US-North Korea summit, according to the statement. President Donald Trump canceled a June 12 summit with Kim this week, then told reporters Friday he's still open to a meeting. 558

The pandemic has resulted in a major increase in donated items, so the selection at stores like Goodwill is better than ever before.Families that are trying to make ends meet are benefiting a lot from this surge in donations."It’s not just a little bit. It’s carloads of donations," said Goodwill store manager Sarah Guthrie. "It’s just been crazy. Donation after donation. The first weekend I was here, we did over 1,000 donations between Saturday and Sunday. It's about a car for every 12 seconds."Guthrie has been store manager at the Castle Rock, Colorado, Goodwill location for about a month and a half. She's seen the same thing just about every day since."Right now, our donation center starts at 10 a.m., but starting around 9:15 or so, we start getting cars in our line and a lot of times it’ll wrap all the way around the building and into the street," said Guthrie.They see car after car of people dropping off bags of things they no longer need."Spring cleaning has taken on a whole new meaning this year," said Goodwill Industries International CEO Steve Preston.He says this isn’t just unique to this one store. Donations are up across the country where stores are open, which means now is the time to go shopping for a bargain."That is the logical connection. So, when we get a lot of great donations coming in, it is a super time to hit the store because our category is called “Treasure Hunting”, category in retail, and there are just a ton of treasures in there because so many people have been bringing in those donations," said Preston.Some stores are seeing an increase of up to 50% in donations, and they’re having a hard time storing it in their stores."Many of our local stores are renting additional warehouse space. They’re finding trucks to be able to hold those donations," said Preston.Which is the case back at Guthrie’s store."We store what we can here in the store. We process what we can here in the store. But, a lot of what we get in through our donation line actually goes to our warehouses," said Guthrie.More donations mean selling more goods, which turns into more job training for people who are now finding themselves unemployed. 2179

The NFL is committing 0 million over 10 years to social justice initiatives, targeting what it calls “systemic racism” and supporting “the battle against the ongoing and historic injustices faced by African Americans.”The league, which has raised million in donations through its Inspire Change program, announced the additional 6 million commitment Thursday. It plans to “work collaboratively with NFL players to support programs to address criminal justice reform, police reforms, and economic and educational advancement.”Less than a week ago, Commissioner Roger Goodell denounced racism in a video prompted greatly by a players’ video seeking NFL action.“I am listening, and I will be reaching out to players who have raised their voices and others on how we can improve and go forward for a better and more united NFL family,” he said.The players want to see definitive action, of course. There has been increasing distrust of the NFL since San Francisco quarterback Colin Kaepernick and others began kneeling during the national anthem in 2016 to protest social injustice and police brutality. The message was misconstrued by the league and many team owners as anti-military and anti-flag. Goodell admitted as much in his video, though never mentioning Kaepernick, who has not found an NFL job the last three seasons.That distrust was expressed Wednesday by 49ers star cornerback Richard Sherman.“They’ve tried their best to throw money behind it for a long time,” he said. “It takes more than that. It takes you literally calling out bigotry and being motivated. It’s not just pleading. It’s being consistent year in and year out that you’re combating this issue and that this is a problem that needs to change. And it’s not just this year, not just 2016, not just 2017, but ‘Black Lives Matter.’ They have to matter forever.”The Players Coalition was established in 2017 to work for social justice, growing out of the Kaepernick-inspired protests and pledging to improve police/community relations, champion criminal justice reform, and promote education and economic advancement in communities across the nation.Earlier this week, the coalition collected more than 1,400 signatures from active and retired athletes, coaches and executives from a variety of sports and presented them to Congress this week in support of a bill seeking to eliminate qualified immunity regarding police brutality. That bill was introduced in response to the deaths of George Floyd and Breonna Taylor while in police custody.Saints safety Malcolm Jenkins, a co-founder of the Players Coalition, spoke on CBS about the movement to defund police:“It doesn’t mean we eradicate police completely. We’ve got 10 million kids going to schools with police officers in them and no social workers. Three million that have got police in their schools and no nurses. Six million with police in their schools but no psychologists. Yet we want to invest in putting more police on the streets and over-policing that we know does not make our communities safer.“We’d rather see that money go to programs that help with entrepreneurship, that help with our schooling, that help with black people who have been disproportionately affected by COVID.”Some of the programs the NFL is targeting will deal with those issues, according to Anna Isaacson, the league’s senior vice president of social responsibility.“What this really is is a deeper and expanded commitment form the league and owners to say we are in this for the long haul,” she said. “It’s probably a deeper clarification on what we are meaning and focusing on. It has always been there, that focus, but obviously with current events and even before the last two weeks, conversations with the players have been on really focusing on this. Recent events solidified this has to be a key focus for us.”Isaacson mentions Big Brothers and Big Sisters, and Metro Peace Academy in Chicago as two organizations the league works with.“With Big Brothers and Big Sisters, we fund a program to bridge the gap in communication and understanding,” he said. “The program is pairing law enforcement officers with specific under-served youth, and those one-on-one relationships are to both the `Big’ and the `Little,′ as they call them, meant as a way to bridge whatever gaps exist. Building one-on-one relationships where trust is built and knowledge gained is essential.“In Chicago, we funded a program that does training with the community in how to work with their local police department and training with police on how to work with the community. That program is trying to reach the most at-risk youth and adults.“There are many such programs across the country that have started this work and are doing incredible work on the ground. We are looking for programs with a proven model and good track record and that has boots on the ground and treating people directly. National in scale, but that is truly the grass roots.“We’re making sure a lot of our grants are reaching down into the communities they serve, people to people and person to person.”___More AP NFL: https://apnews.com/NFL and https://twitter.com/AP_NFL 5156

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