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According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

Airports are doing everything possible to get people back in the air and one major component is testing for COVID-19. A handful of airports across the country are now offering tests for passengers.It's no secret that the global pandemic has turned the travel and airline industry upside down. The Airport Council International North America is known as the "voice of airports."“I look at airports, at cities within cities and anything that would affect the city would affect the airport and that’s what we do,” says CEO Kevin Burke.“Testing is that key that unlocks travel,” he added.Tampa International Airport was the first to jump on board with a program that was the first-of-its-kind in the nation. They offer both the PCR and rapid tests to anyone with proof of travel.“We’ve tested more than 4,100 passengers. It's gained in popularity. Passengers know we’re providing the testing at the airport and I will tell you before they open at 7:30 every morning, there’s 20 plus passengers waiting in line," says John Tiliacos, executive VP of airport operations.He said they launched the program in early October in hopes of instilling confidence and encouraging travel."Given the environment we’re in with this pandemic, we’ve got to do everything we can as an industry both airline or airport industry. We’ve got to do everything we can to breathe life back into this industry and get it back up on its feet and running again,” Tiliacos said.Since then, they've fielded calls from other airports inquiring about the program. If a passenger gets a negative test, they go on about their day. But, if it's positive, ACI-NA says, it's not the airports' responsibility to escort the passenger out.“They’ve gotten very few passengers that have tested positive but they’ve had a couple and they can’t proceed past that because TSA is not going to let them through a checkpoint with a positive read," said Burke.While an increase in testing is a good thing, doctors advise that it's not a guarantee by any means.“This test isn’t an insurance policy for the rest of the week, the rest of the month or the rest of your life, it tells you what your status is right now,” says Dr. Beth Thielen, an infectious disease physician and assistant professor of pediatrics at the University of Minnesota Medical School.“For example, if you went to a bar the night before you flew and you were around 100 people without masks, you potentially could be infected, but if you take a test at the airport the next day, you may very well test negative and a week down the road, you may develop symptoms and be capable of spreading COVID,” says Dr. Thielen.But she also says this program is a start, and it helps people make better decisions about what they're doing and where they're going. ACI-NA says testing, masks, social distancing, hand washing and cleaning all play an important role in getting people back on board."If our industry is going to survive and thrive when a vaccine is there and people come back to travel, we have to take the steps now to make people comfortable not only now but in the future when they’re booking future travel,” said Burke.While airlines are trying to instill confidence in air travel, many public health experts are advising against traveling as coronavirus cases spike throughout the US.Earlier this week, The CDC recommended Americans not travel for Thanksgiving during the current spike in coronavirus cases nationwide.“As cases continue to increase rapidly across the United States, the safest way to celebrate Thanksgiving is to celebrate at home with the people you live with,” the Centers for Disease Control and Prevention website reads. “Travel may increase your chance of getting and spreading COVID-19. Postponing travel and staying home is the best way to protect yourself and others this year.”The CDC recommends those who travel to follow all of their guidance for slowing the spread of coronavirus: wear a mask, wash hands, social distance, get the flu shot, and bring extra masks and hand sanitizer. 4040

Adam Levine is not giving up a great deal about reports that Maroon 5 will be performing at the next Super Bowl halftime show."I'm still formulating a lot of things," he told Variety in a recent interview.Reaction had been mixed to early reports the group would headline the halftime show.The NFL has not officially confirmed the entertainment lineup for the next Super Bowl."It's a Super Bowl tradition to speculate about the performers for the Pepsi Halftime Show," a league rep said in a statement earlier this fall. "We are continuing to work with (longtime sponsor) Pepsi on our plans but do not have any announcements to make on what will be another epic show."Levine was more open with the publication about getting superstar rapper Cardi B to record a verse on the hit Maroon 5 single, "Girls Like You.""I told Cardi, 'I want you to put something down that shows your fierceness as a woman and say it however you want,'" Levine said. "I knew she was going to murder this verse and bring the song to a whole new place. She was vital. I begged her to do it." 1077

Adam Olgiun's mother tells 10News that her son is safe but his whereabouts are still unknown. Police are still asking for tips in their effort to find Olgiun.  172

Almost two dozen people became trapped when a storm knocked over a large tree onto a detached garage, which collapsed. The victims were attending a child's birthday party, and had gone inside the garage when the storm started, according to Anne Arundel County Fire Department."It literally sounded like a train coming down the tracks and I looked out the front door and I could see a funnel," said neighbor Dawn Redloff.Redloff describes the severe and sudden storm that hit her neighborhood in Pasadena Sunday afternoon, near Baltimore. Winds knocked down trees, power lines and blew out her front door and window.But nothing was as bad as her neighbor's home."It was heartbreaking," said Redloff.The Anne Arundel County Fire Department officials said a large tree fell on a detached garage during a child’s birthday party, injuring 19 and requiring major rescues."The guys were unreal, cutting the building apart, getting people out of there," said Redloff.When crews arrived, they found six people still trapped inside, all were removed within 45 minutes.According to the county, 19 adults and two children were injured and taken to four area hospitals. The ages of the victims range from 2 to 78 years old. 1219

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