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In this video grab issued Sunday, Aug. 30, 2020, by MTV, Lady Gaga accepts the award for best collaboration for "Rain on Me" during the MTV Video Music Awards. (MTV via AP) 180

It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

INDIANAPOLIS — In a rematch from four years ago, Democrat J.D. Ford beat Republican incumbent state Senator Mike Delph.As of Wednesday morning, Ford had a six-point lead on Delph for Indiana's Senate District 29.Ford is the first openly gay person elected to the Indiana General Assembly. "I think it's really time for us LGBTQ+ Hoosiers to have a voice in our General Assembly," Ford said.In 2014, Ford lost to Delph by about 2,300 votes for the District 29 Senate seat. Delph had been serving in the Indiana state Senate since 2005. In November 2017, he was sent to Puerto Rico to help with the recovery from Hurricane Maria. In 2014, Delph tweeted his frustration about a delayed vote on a gay marriage ban. Delph championed the ban, which included language that would also bar civil unions. Delph lashed out at members of his own party, the media and the "self absorbed Godless culture that is fast tracking our nation to ruin."LGBTQ Victory Fund, an organization that works to increase the number of openly LGBTQ officials in government, released a statement celebrating Ford's win.“The Rainbow Wave has arrived in Indiana in a spectacular way,” said Annise Parker, president and CEO of LGBTQ Victory Fund and the former mayor of Houston. “Tonight JD made political history in becoming the first openly LGBTQ person ever elected to the Indiana General Assembly – a milestone moment for a state that was one of the few to have never elected an openly LGBTQ state legislator."According to the LGBTQ Victory Institute, there are currently four openly LGBTQ elected officials in the state: South Bend Mayor Pete Buttigieg, Indianapolis City-County Council Zach Adamson, Monroe County Circuit Court Judge Elizabeth Cure and Monroe County Community School Corporation Board of Trustees member Sue Wanzer.Ford will be the fifth."Yes, this is a historical moment, but it's not about me," Ford said Tuesday night. "It's about the LGBTQ+ Hoosiers and generations to come that can be proud of what we attempted to do and did do." 2136

INDIANAPOLIS -- A suspected drunk driver whose middle name is “Tequila” crashed into three cars across from the Children’s Museum of Indianapolis before fleeing on foot Sunday morning, according to police.The crash happened shortly before 1:30 a.m. on Sunday in Indianapolis, just across from the museum.According to an incident report, 33-year-old Alisha Tequila Jefferson was driving a 2006 Dodge Charger when she collided with three vehicles parked on the street.Police said Jefferson fled on foot, but was found hiding in the bushes a short distance away.Jefferson was arrested on preliminary charges of OWI, driving while suspended and leaving the scene of an accident. 682

Iranian investigators have located the site of Sunday's plane crash that killed all 65 people on board, state TV reported Monday.Bad weather had thwarted a recovery mission on Sunday, when a rescue helicopter was forced to turn back.It was not immediately clear if search and rescue teams were able to reach the crash site on Monday.  347