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An officer who hit and killed Susan Lotempio, 64, in a car crash last Friday was not driving with emergency lights or sirens on, Buffalo Police revealed Thursday morning.An attorney representing the officer confirmed to Scripps station WKBW in Buffalo that the man is Officer Daniel Ahearn.Lotempio was taking her morning walk near Hertel Ave and Tennyson Ave when an officer hit her with his police car. She died at the scene.The manual for Buffalo Police officers differentiates calls for service into three categories: routine, rapid and emergency response, according to Buffalo Police Captain Jeff Rinaldo."Based on the nature of the call that the officer was responding to, it would fall either within the routine or rapid response," Captain Rinaldo explained. "But, based on our very preliminary investigation, the officer was following our policy and it was not a call for service that necessarily dictated the use of the emergency lights and sirens."The Buffalo News first reported details about the emergency lights and sirens, citing anonymous police sources who said the officer "was traveling at between 30 and 40 mph, providing backup for another police officer going to a complaint about "an irrational person" on Starin Avenue"."At this point, we do not believe that speed was a factor," Captain Rinaldo said. "But, again, we're waiting on the final accident reconstruction from the State Police."Tom Burton, the attorney representing Officer Daniel Ahearn, said the officer is cooperating with investigators. Officer Ahearn immediately submitted a blood sample following the crash and a check of his phone showed it wasn't being used at the time of the accident, according to Burton."Where this appears to be leading is that it is a tragic accident, but nothing that involves any criminal wrongdoing," Burton said.New York State Police are handling accident reconstruction during the investigation. The New York State Attorney General's Office is investigating the death, as it does with any civilian death in an officer-involved situation.“The Attorney General’s Special Investigations and Prosecutions Unit has opened an investigation into this morning’s incident, pursuant to the Attorney General’s authority under Executive Order No. 147. We’re committed to conducting an independent, comprehensive, and fair investigation.” 2397

An educational platform that was created to help the nation's teacher shortage is now helping schools backfill during the pandemic."Elevate K-12" offers live instruction, and some districts say it's filling in the gaps for students.Eighth-grade science looks a lot different these days, at least in Louisiana's Caddo Parish Public Schools."We really are almost the districts in one," Caddo Parish Public Schools Chief Academic Officer Keith Burton said.Of the district's 61 schools, 65% are Title 1 schools, meaning they receive federal funds for having large concentrations of low-income students.While the district also has magnet and gate programs, there were some instructional gaps."We really struggled in the area, as most districts do around the nation with needing enough mathematics teachers — especially around the middle and high school area — as well as science and foreign language teachers," Burton said.The district discovered Elevate K-12 two years ago and now use their live teachers for 67 periods."Anywhere from seventh-grade math to Spanish II, Algebra II, in about every corner of our district," Burton said."If you look at the entire U.S. K-12 population, there are 58 million students, of which 50.8 million are in the public school system," said Elevate K-12 CEO and founder Shaily Baranwal. "In that, about 22 million are low-income. The teacher shortage problem specifically plagues the low-income neighborhoods. We work with some states in some zip codes where they can't even find a grade four math teacher."Baranwal grew up in Mumbai, and Elevate K-12 was born out of a business school project."I'm that one Indian that rebelled and said I do not want to do engineering," Baranwal said. "I've always followed my heart, followed my passion. I'm an extreme non-conformist, so I did not follow that path and got an early childhood teaching certification. I then worked as a preschool teacher in India, came to the U.S. to Michigan to get my MBA."She says she created the platform to solve one problem: the nation's teacher shortage."One of the school districts we work with in Georgia — when I was talking to the head of talent there, they did not have an Algebra I teacher for the last four years," Baranwal said. "So, what they had to do was they took the local priest and made the local priest get an Algebra I secondary certification so the local priest could then teach the class."Elevate K-12 now helps large and small school districts around the country, and it just so happens to be in a unique position to help those who have gaps because of the COVID-19 pandemic."This solution was not created to solve a COVID problem," Baranwal said. "The teacher shortage problem has been plaguing the U.S. K112 schools and districts and specifically the low-income neighborhoods for years. What COVID has done for us is accelerated the entire acceptance of live streaming instruction as a solution."They have a network of more than 2,000 teachers, and more than 300 are actively teaching now. All are certified and based in the U.S."We are shaking up the K-12 antiquated system in making people realize that you should not offer a class like German or cybersecurity or science or math, just because you don't have a teacher," Baranwal said. "Take those barriers away and use live-streaming instruction so the teacher can be anywhere in the country. Your kids can be where they are and still learning in a highly engaging format."Burton says Caddo Public Schools hasn't had to use it for reasons related to the COVID-19 pandemic as of yet, but they're in a position to, should they need it.He added that the students adjusted quickly, and some even prefer personal and private teacher-student interaction."Now I'm able to leave those classrooms and see students engaged see students learning," Burton said. "Many times, students are saying I'm having conversations with a teacher in Colorado or North Carolina, and those students are loving it. They really are." 3992

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

America's oldest department store is officially closing.Lord and Taylor announced Thursday they would be shutting down their remaining 38 stores. The high-end retailer began as a Manhattan dry goods store in 1824. It was sold last year to the French rental clothing company Le Tote Inc.Lord and Taylor filed for bankruptcy on August 2.The company said the initial plan was to leave some stores open but decided it was a better financial decision to close all the stores.The liquidator for the company said customers could expect deep discounts on merchandise both in stores and online."This Going Out of Business event gives shoppers the opportunity to take advantage of exceptional savings on notable brands at rarely seen discounts," a spokesperson for the joint venture stated. "Customers will continue to experience the superior service and value they've come to expect from this iconic retailer."The company said going out of business sales at the remaining stores will begin Thursday. 998

As investigators piece together what caused the limo crash that killed 20 people in upstate New York, more details are coming out about the 17 passengers, who had gotten together to celebrate a birthday.Authorities have not released all of the victims names, but the close-knit group were newlyweds, artists, athletes and young parents. Four were sisters.The limo failed inspection. And the driver wasn't properly licensed."Everyone's lives were cut way too short, and I don't know what to say about it. It just hurts," Karina Halse told CNN on Monday while visiting the scene of the accident where her older sister, Amanda Halse, was killed.Here's what we know about the victims: 688

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