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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

Another group of high school students has been caught on video giving the Nazi salute.This time, the eight-second video appears to show students from Pacifica High School in Garden Grove, California, singing a Nazi marching song while raising their arms in a Nazi salute. The video was first obtained by 316

Braxton Moral walked across the stage Sunday at his high school in Ulysses, Kansas, as a newly-minted graduate.Less than two weeks later, the 17-year-old is set on May 30 to mark another milestone: receiving his undergraduate degree from Harvard University.Moral's parents enrolled him at the world-renowned institution when he was just 11, he told CNN."My parents noticed I was bored in school and needed something to inspire growth, so they ended up finding the Extension School," he said.Harvard Extension School is mostly for nontraditional learners, be it someone with a job or who's not in the age range of a typical college student, Moral said.Most courses can be taken online, but Extension School students also must earn 16 credit hours in person at the iconic campus in Cambridge, Massachusetts, said Moral, who majored in government with a minor in English. Moral is currently a degree candidate from the school, a Harvard University spokesman confirmed.An extraordinary vocabulary and a stunning memoryStudying for both high school and Harvard at the same time wasn't easy, Moral said. But officials at his high school took a lot of the load off, allowing him to spend a couple hours each day working on Harvard's coursework, he said.Moral has always been drawn to law and politics, and he's now hoping to go to law school, preferably at Columbia University, he said."I am, of course, excited to end this chapter of my life and anxious to begin the next," he said.Moral's older sister, 29-year-old Brittney Jo Seger, told CNN her brother has always been talented."When he was little, his vocabulary was extraordinary," she said. "Something my mom, sister and I noticed early on was his memory. That's one of the things that makes him incredible. But he can look at anything or read anything, and he will instantly remember it forever.""This didn't always benefit us older kids!" she joked.Watching Moral walk across the stage during his first graduation was bittersweet, Seger said, because their parents couldn't be there due to their mother's health issues."My mother got a kidney transplant the week before, and my mother and father couldn't be there because of that. We are a very close family, so we gathered together to help honor him in such a special time," Seger said. "We can't wait for Harvard graduation next week and for Brax to start a new chapter in his life and focus on his love for politics."Moral is also publishing a book, "Harvard in the Heartland," about his experience as "an intellectually gifted boy from a small farming town in Western Kansas," according to the book synopsis. 2626

At least 10 people were killed and another 23 remain missing after a hotel being used in China's coronavirus fight suddenly collapsed. Authorities said Sunday that 71 people had been trapped following the collapse of the building in the city of Quanzhou the previous evening.Firefighters working through the night and into the next day have rescued 38 people. The hotel was housing people who had come from areas hit hard by the epidemic. All of them had tested negative. Chinese cities are isolating people from hard-hit areas for 14 days. The cause of the collapse is under investigation. 602

An Italian policeman who was allegedly killed by two teenage American tourists was stabbed 11 times with a knife carried into Italy from the United States, according to police in Rome.Gen. Francesco Gargaro, of the Provincial Carabinieri Command, said the weapon was brought to the country by the 19-year-old suspect, Finnegan Lee Elder.Gargaro added that some of the wounds sustained by the fallen officer, Mario Cerciello Rega, were "very big, 17 centimeters (7 inches) deep, the length of the blade."Rega was killed Friday in Rome shortly after returning to work from his honeymoon. The 35-year-old was attempting to recover a backpack allegedly stolen by Elder and Gabriel Natale Hjorth, 18, after a botched drug deal, say officers. Police said that Elder confessed in the early hours of the interrogation on Friday to the killing.Meanwhile, Rega's funeral was held in his hometown of Somma Vesuviana, near Naples, on Monday. His casket was draped with the Italian flag as it was carried into the same church where he was married less than two months ago.Deputy Prime Minister Matteo Salvini, who has called for life prison sentences for the accused teens, attended the service.The officer's death has gripped Italy -- the story is leading many of its newspaper headlines -- and hundreds of people gathered outside the church to pay their respects.Botched dealThe incident unfolded after the two US citizens approached a man about buying drugs, according to police. After being sold crushed aspirin instead of cocaine, officers allege that the Americans stole a backpack off the man.The teenagers subsequently answered the owner's cellphone, which they had also taken, and told him "they would not return the backpack without 100 euros (1) and 1 gram of cocaine," police added.The owner of the stolen bag then contacted the police and two unarmed plainclothes officers met the American suspects under the guise of retrieving it, police said.Both Americans are accused of assaulting the policemen, who reportedly identified themselves as law enforcement officers during the meeting early on Friday morning. Elder is accused of stabbing Rega 11 times before fleeing the scene.The two Americans were arrested Friday evening inside their hotel room, close to the scene of the stabbing. They are accused of aggravated murder and attempted extortion, police said.At the hotel room, police said they found the weapon hidden in a ceiling panel as well as the clothes worn during the crime.Elder recognized the knife police say is the murder weapon "as his own," according to court documents seen by CNN.'Contrasting' statementsThe two suspects have turned on each other, according to those documents. The teenagers accuse each other "reciprocally" and their stories are "absolutely in contrast" with one another, the documents said.They also add that Hjorth's testimony is closer to the police's version of events. Elder is accused of the stabbing, though both are being held on suspicion of murder.Over the weekend, the police alleged that both Americans confessed to taking part in the assault, and say Elder confessed in the early hours of the interrogation on Friday to murder.According to the court documents, Elder had not understood that the two men that approached them were police officers.Elder's appointed public prosecutor, Francesco Codini, said that during his court appearance Saturday his client "maintained his right to remain silent" in front of a judge.Elder's family said in a statement on Monday that the US consul in Rome was allowed to briefly visit Elder."We continue to gather facts about his case through his legal representatives. Meanwhile we are grateful that he has been provided medical care," the statement said.The family said it plans to go to Rome "soon.""As always, our hearts go out to the family and friends of Officer Rega, who have suffered an unimaginable loss," the family added in the statement.Elder's father, Ethan Elder, spoke briefly with CNN outside his San Francisco home Sunday and called his son's case a "precarious situation." Ethan Elder says he wants people to know his son is "a good man."Italian police can legally hold suspects for an entire year without official charges.Suspect blindfoldedThe arrests have also raised questions over a leaked photo that appears to show one of the American suspects blindfolded at a police station in Rome. The photograph was leaked to the respected Italian newspaper Corriere della Sera.Suspect Hjorth's lawyer, Emiliano Sisini, confirmed to CNN that his client was the blindfolded suspect in the picture. He does not know how long Hjorth was blindfolded for, but said the incident took place before his interrogation.Italian police have confirmed the authenticity of the photo, and told CNN that a two-pronged investigation has been launched into why the suspect was blindfolded and who leaked the photo to the press."The general command of the Carabinieri police strongly distances itself from the photo and the distribution of the photo of the people detained for the homicide of the Officer Mario Cerciello Rega. The provincial Carabinieri command of Rome is quickly carrying out investigations to locate who is responsible," police said in a statement Sunday.Salvini commented on the blindfold photo Sunday, saying in a statement: "To those complaining about the blindfolding of the arrested, remember that the only victim to cry for is the man, the son, the husband who is 35 years old, a Carabinieri officer, a servant of the homeland who died in service at the hands of the people who, if guilty, deserve only life imprisonment."The day before, Salvini had called for life-long prison sentences for the accused teens, despite them not having been put on trial."Hoping that the murderers of our poor policeman will never get out of prison, I remind the do-gooders that in the United States whoever kills risks the death penalty. I'm not saying we should go that far, but life in prison (obviously working), this, yes!" Salvini wrote in a message on Twitter on Saturday. 6080