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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

Philonise Floyd, a brother of George Floyd, challenged Congress to "stop the pain" during an appearance at a House Judiciary hearing on policing practices.During his opening statement, Philonise Floyd recalled watching the bystander video of his brother's arrest — the video that shows a police officer kneeling on his neck for more than eight minutes. George Floyd later died in police custody."I can't tell you the kind of pain you feel when you watch something like that. When you watch your big brother, who you looked up to your whole entire life die, die begging for his mom?" Philonise Floyd said. "I'm tired. I'm tired of pain. Pain you feel when you watch something like that."Police originally took George Floyd into custody for allegedly using a countefeit bill to buy to but tobacco at a Minneapolis convenience store."He didn't deserve to die over ," Philonise Floyd said. "I'm asking you, is that what a black man's worth? Twenty dollars? This is 2020. Enough is enough."He added that he hoped his brother's death would not be in vain."Please listen to the call I'm making to you now. To the calls of our family and the calls ringing out the streets across the world," Philonise Floyd said. "People of all backgrounds, genders and races have come together to demand change. Honor them. Honor George and make the necessary changes that make law enforcement the solution and not the problem."Floyd is one of about a dozen witnesses to testify during the hearing Wednesday. He'll be joined by Floyd family attorney Benjamin Crump. Other civil rights and activist leaders are also expected to testify.Also expected to testify are Dan Bongino — a former Secret Service agent and ally of President Donald Trump — and other supporters of current police practices, according to ABC News.The hearing comes a day after George Floyd was buried in Houston as largely peaceful demonstrations continue in his name in dozens of major cities across the country. Floyd died in police custody on Memorial Day after bystander video showed a police officer, Derek Chauvin kneeling on his neck for more than eight minutes. Four officers face charges in connection with Floyd's death, including Chauvin, who faces a second-degree murder charge.The hearing also comes after Democrats introduced the Justice in Policing Act — a bill that proposes several changes to policing practices in the wake of Floyd's death. Among the changes proposed in the legislation is the limiting of legal protections for police, the creation of a national database of excessive-force incidents and the banning of police choke holds. 2618

OTAY MESA, Calif. (KGTV) - Eight border wall prototypes constructed in South San Diego County are in the process of being dismantled Wednesday, according to Customs and Border Protection officials. "At this point, we have learned a lot from them, but we don't necessarily have a purpose or use for them anymore, and we will be bringing them down," a CBP official told CNN. RELATED: EXCLUSIVE: Candidate describes border wall prototype “Those are not things that the [congressional] language necessarily precludes and they're items that we have been able to add to our tool kit," added the official. The prototypes, which stand 30 feet tall, are in the path of the secondary border fence project, a Border Patrol source told 10News. The Department of Homeland Security hired companies to build the prototypes, which were finished in October 2017. Over two months, Customs and Border Protection officials tested the walls using power tools, hand tools, and other methods. The CBP evaluated the prototypes to determine if anyone could get through by climbing or digging. RELATED: Photos: A look at the border wall prototypes Some reports have suggested the prototypes didn't do well in tests conducted by breaching experts, though the results haven't been made public, CNN reported. None of the companies that built the prototypes are currently building portions of the wall on the southern border, according to a CBP official.CNN contributed to this report. 1463

Patagonia is proud to join the Stop Hate for Profit campaign. We will pull all ads on Facebook and Instagram, effective immediately, through at least the end of July, pending meaningful action from the social media giant.— Patagonia (@patagonia) June 21, 2020 267

PEORIA, AZ — An Arizona man and woman have been arrested after their three-year-old child died of an apparent fentanyl overdose.According to court paperwork, a three-year-old child was found dead on June 14 inside a Peoria, Arizona, home by the child’s mother.Police say Shala Durham and Ryan Konkol were interviewed by detectives after they responded to the home, and weren’t able to give a clear, consistent account of what transpired before the child was found dead.Court paperwork shows that Durham told officers she had recently purchased Xanax from a street drug dealer, and that she was also under medical treatment of Methadone.Durham allegedly told police that she had taken one-and-a-half pills and left the others in her purse on a table before falling asleep with the child on a living room couch. Konkol reportedly fell asleep around the same time on a separate couch. Durham said that when she woke up the next day, the child was deceased.Search warrants were obtained for blood samples of Durham and the child’s father, Ryan Konkol.Results for Durham and Konkol came back positive for fentanyl. A lethal amount of fentanyl was also detected in the victim’s blood.Lab results showed the pills to be Alprazolam, which is a benzodiazepine, used to treat anxiety and as a sleep aid.Both Durham and Konkol face one count of first-degree murder.This article was written by 1390