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Brian and Betsy Liebenow love getting married so much, they do it every year on February 2.“We renew our vows and I wear my dress every year and we do it different places every single year,” Betsy Liebenow said.The married couple never takes their life for granted because they know just how precious life can be.“He barely got touched with radiation and this is what became of his radiation. This is all because of radiation damage. I think it’s because of the exposure of him being there in Uzbekistan,” Betsy said.Right after 9/11, Brian was deployed to Karshi-Khanabad – also referred to as K-2. It’s an old Soviet airbase located about 100 miles north of the Afghanistan border. He was only there for 70 days, but ever since, he’s had health complications.“Infertility, non-Hodgkin’s lymphoma, tinnitus, skin cancer, bone infections,” Brian Liebenow listed.That’s only about a quarter of the list. The Liebenows say they believe what he was exposed to has played a huge role in his rigorous health journey.“When I first got there, I was in an aircraft bunker where they used to store chemical weapons and nuclear waste," Brian said. "And after that, I was moved into tent city, and all of the tents had sandbags around them and the sandbags had sand that was full of radiation.”Veteran Mark T. Jackson, who also spent time at K2, says 40 percent of troops who spent time in Uzbekistan have some sort of ongoing disease like cancer. He says dozens are already dead from rare brain cancers. It was all anecdotal evidence, until environmental studies of the area done in 2001 and 2004 by the Department of Defense were declassified last month.“Upon initial occupation, within a few days, U.S. service members were getting sick and local contractors were sick and dying from the digging they were doing at this site,” Jackson said.Jackson says the Soviets who formerly occupied the land in the late 1970s weren’t good stewards of the environment, but the exposure to radiation and chemical weapons isn’t the issue. Rather, it’s the recognition and care for veterans years later.“Even knowing what we know now, we would still go," Jackson said. "It is the fact that the DoD has not provided official recognition for any veterans that have gone to Uzbekistan period.”According to Jackson, the only time a K2 veteran can get healthcare is when they’re sick. They can’t get preventative screenings for diseases like cancer. He says the word ‘Uzbekistan’ is not recognized by current federal regulations.“About 2,000 of our veterans -- so somewhere in the neighborhood of 20% -- of the people who went to K2 only went to K2. Which means that 2,000-person population, even though they’re veterans, if they’re sick, they can't get care. If they would like to prevent themselves from getting sick, they’re out of luck.”On its website, the U.S. Department of Veterans Affairs lists what K2 service members were potentially exposed to. The DoD conducted a study to look at cancer outcomes and found people at K2 are at a higher risk of developing certain cancers and tumors.However, the VA says those results shouldn’t be viewed as definitive evidence and notes that more studies are needed.Veterans who have health problems they believe are related to service at K2 are encouraged to file a claim, but those claims are decided on a case-by-case basis.The nonprofit Stronghold Freedom Foundation wants to ensure all K2 veterans are taken care of. Mark is the legislative director of the nonprofit. As of today, he says there are four separate K2-related pieces of legislation pending in the Senate.“The Department of Veteran’s Affairs since it was established during the civil war was established specifically to take care of every single person who fights for the United States, regardless of where that was, provided that service was honorable," Jackson said. "K2 veterans honored their part of that agreement. The government must honor their part of the agreement.”The National Defense Authorization Act – which outlines how funds are allocated for the Department of Defense each year -- must be signed by October 1st.“Recognize that these soldiers went, recognize that they did it that they volunteer to do it – all of them," Jackson said. "And they would do it again, myself among them, even knowing that we might get sick and die. Because that’s what you do. When you volunteer, maybe you get hit by a bullet, right? Or maybe the bullet hits you in 2003 and moves through your body over the course of the next 18 years.”The Liebenows say they consider themselves fortunate because Brian got sick while he was still on active duty. They’re determined to help other veterans get the coverage they deserve.“We’re ok," Betsy said. "We’re still here and we’re ok and we have a beautiful family and we get to do things. These other people are struggling.” 4854

Britain's Prince Harry and Meghan Markle announced their engagement in November last year, sparking months of speculation about the details of their upcoming wedding.Rumors about the dress, the performers and the all-important guest list continue to swirl. Here's what we know so far and what's still under wraps. 321

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BARSTOW, Calif. (AP) — A California man who said he wanted to fly to the edge of outer space to see if the world is flat or round has died after his home-built rocket blasted off into the desert sky and plunged back to earth. “Mad" Mike Hughes was killed on Saturday after his rocket crashed near Barstow, California. Waldo Stakes, a colleague who was at the rocket launch, said Hughes, who was 64, was killed. The Science Channel said on Twitter it had been chronicling Hughes' journey and sent thoughts and prayers to his family and friends. 551

BOSTON (AP) — A California marketing executive and author was sentenced Wednesday to three weeks in prison for paying ,000 to cheat on her son's college entrance exam.Jane Buckingham, 51, was sentenced in Boston's federal court after pleading guilty in May to a single count of fraud and conspiracy. She is the 11th parent to be sentenced in a college admissions bribery scheme that ensnared dozens of wealthy parents.The Los Angeles resident admitted to paying ,000 to a sham charity operated by admissions consultant William "Rick" Singer , who then bribed a test proctor to take the ACT exam on behalf of her son at a Houston, Texas, testing site in 2018. Singer has pleaded guilty to his role in the scheme.Buckingham gave her son a practice test at home and led him to believe he was taking the real test on his own, authorities said. Her lawyers said the measure was intended to protect him from learning about the scheme.It landed her son a 35 out of 36 on the ACT, placing him in the 99th percentile nationally. Buckingham aimed to get her son into the University of Southern California, prosecutors said. It's unclear whether he enrolled at the school.Prosecutors recommended six months in prison and a ,000 fine, saying Buckingham was "more deeply engaged in the mechanics of the fraud than many of the other parents" in the case. By having a proctor take the test on her son's behalf, they said, she deprived him "of even the opportunity to get any of the answers right on his own."Buckingham is CEO of the Los Angeles marketing firm Trendera and has authored several books, including "The Modern Girl's Guide to Life." She apologized in a letter to the court, saying she is ashamed and has "absolutely no excuse.""My family and my children have been lucky to have so many advantages that other families and children do not," she wrote. "And yet I committed a crime so that my son could have another advantage, an unfair and illegal one. It was a terrible thing to do."More than 50 people have been charged in the admissions scheme, which involves wealthy and famous parents accused of paying bribes to rig their children's test scores or to get them admitted to elite universities as recruited athletes.A total of 19 parents have pleaded guilty, including four who reversed earlier pleas of not guilty this week. Another 15 are contesting the charges. Trials are expected to begin in 2020. 2418