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The man who authorities say opened fire at a Walmart in El Paso, Texas, had a ''stone cold look'' when he surrendered, a police official who came face-to-face with him told CNN."It was a look I'd never seen before, and I've been on this force for 31 years," the official said. "I've seen murderers, robbers, nothing like this."Patrick Crusius, 21, of Allen, Texas, has been charged with capital murder in the mass shooting that left 22 people dead and more than two dozen wounded, according to court records. He is being held without bond.Crusuis was arrested Saturday in the Walmart parking lot, where he was sitting in his vehicle after the attack and saw police units responding, a law enforcement official told CNN. He then got out of his vehicle unarmed and walked over to the police vehicles where he was arrested without incident, the official said.While in custody, Crusius has been "cold" in his interactions with police, police officials told CNN.Police Chief Greg Allen told reporters Monday that Crusius has been cooperative, though he's shown no remorse and "appears to be in a state of shock and confusion."Criminal defense attorney Mark Stephens has been appointed by the court to represent Crusius, according to court records. Stephens did not immediately respond to CNN's request for comment.Suspect wrote a 'manifesto,' police sayCrusius is believed to have authored a racist, anti-immigrant document that laid out a dark vision of America overrun by Hispanic immigrants.With the hate-filled writing, which authorities called a 'manifesto,' were the words: "I'm probably going to die today."The four-page document, titled "The Inconvenient Truth," was published on the online message board 8chan about 20 minutes before the shooting. The writing is filled with white supremacist language and racist hatred aimed at immigrants and Latinos, and the author says he opposes "race mixing" and encourages immigrants to return to their home countries.Some of the language of the manifesto reflects ideas from President Trump, Fox News and the modern Republican party. For example, the document warns of a " 2129

The coronavirus pandemic has sent the U.S. financial markets on a downward spiral. Last week, in just one day, the Dow Jones Industrial saw a 13 percent drop; it’s single biggest drop ever. “A lot of people are scared,” said Kelly Lannan with Fidelity Investments. “They don’t quite know what they are seeing, especially the average investor who is not following day to day.”Lannan explained most people looking at their 401k accounts are worried but advises people to put their market fears and emotions aside. “Market volatility can really be nerve-racking,” Lannan explained. “We get it from Fidelity investments perspective, and more importantly, we are here to help.”Fidelity is advising the best move right now may be no move at all. Referencing social media posts with the phase “don’t touch your face, don’t touch your 401k,” she explains most investors shouldn’t panic and divest their stocks during the economic downturn during the COVID-19 pandemic.“The most important thing to say, and I know this is really hard to hear, is not to panic,” Lannan explained. “This is a part of life, and the important thing to note, as we saw in 2008, is these downturns are usually followed by a recovery.”Not divesting doesn’t mean ignoring your investments and portfolio. In fact, Lannan believes those concerned about their portfolios and 401k’s should use this time to get more familiar with their investment plan and goals. She recommends a few steps in that review process: · Step One: Understand where you have your money by taking a look at your asset allocation and assess if it aligns with your age and your time horizon. If it does not, start making a plan to restructure your investments when the market starts to recover. · Step Two: Assess whether you have a diversified investment strategy. Diversification helps to soften the impact during market downturns. For those who have an employer sponsored retirement plan, you can reach out to your plan sponsor and ask question or get guidance on this. · Step Three: Take a look at your emergency fund. Fidelity recommends having three to six months of your essential expenses in savings. If you don’t have that and are concerned with possible unemployment due to the economic downturn, start to assess which investments you could move money from. Making a move, in terms of selling off your stocks, may not be the best decision now. However, better understanding your investment portfolio may help you make a better investment decision when the markets recover or even calm your concerns as they struggle during this downturn. “We know from behavioral finance that people make really, really bad decisions when they panic,” said Robert Stammers with the Charter Financial Analyst Institute. The CFA also recommends most invested in the stock market should hold off on divesting, especially if they have a long-term investment strategy. “If they do sell they’re going to be selling in a bad market,” Stammer explained. “They’re basically going to be doing what people tell you not to do, which is sell low and buy high, when the market comes back.”Historically, the market always rebounds. In 2008, it took five years, and in 2015 the market bounced back in about 13 months. Stammer pointed out, even with major downswings, overtime, those who stay invested still see an annual eight to nine percent return on average. “People did not think we’re going to get through the 2008 crisis,” Stammer said. “More than 60 percent said, ‘that’s it, this is never coming back, it is never going to be like this again.’ Then, after it did come back, the return on the market was like 17 percent.”The “stay the course” advice applies to mostly those with time to wait out the market. However, if you are closer to retirement, or in it, both Stammer and Lannan suggest you may want to get individual advice from a financial professional. When seeking help from a financial professional, it is wise to ask if that professional is a fiduciary, which is a financial advisor legally required to put your interest over theirs. Unfortunately, during economic downturns emotional investors are often easy targets for scammers or individuals selling financial instruments acting as financial advisors. The CFA has a 4263

The Democratic candidates ganged up on former Vice President Joe Biden as the second presidential debate turned to immigration on Wednesday night, leaving Biden taking shots from all sides while defending his record.When the debate shifted to immigration, it was former Housing and Urban Development Secretary Julián Castro who criticized Biden's record during the Obama administration, and sought to turn it into an argument that it is time for new leadership.Moderators noted that 800,000 immigrants were deported during the first two years of the Obama administration, and asked the former vice president whether those deportations would continue if he was president. Biden said they would not, and went on to note that he and Castro had been in many meetings together when he never raised his current position about opening the borders."We sat together in many meetings, I never heard him talk about any of this when he was the secretary," Biden said."It looks like one of us has learned from the lessons of the past and one of us hasn't," Castro snapped back.Castro later said, "There's still going to be consequences if somebody crosses the border. It's a civil action. Also we have 654 miles of fencing. We have thousands of personnel at the border. We have planes, we have boats, helicopters, we have security cameras. ... We need to have some guts on this issue."The stage showed off the diversity of the Democratic field and also the generational differences among the candidates. California Sen. Kamala Harris and Booker, for example, have argued for a new generation of leaders who better reflect the diversity of the Democratic Party.Also on the stage on Wednesday were Colorado Sen. Michael Bennet, Castro, de Blasio, Hawaii Rep. Tulsi Gabbard, New York Sen. Kirsten Gillibrand, Washington Gov. Jay Inslee and businessman Andrew Yang.Biden under the microscopeBiden knew he would be a target early on in the debate."Go easy on me, kid," he said to Harris as 1984

The former owner of a massage parlor tied to a recent high-profile prostitution arrest arranged for Chinese businesspeople to attend a fundraiser for President Donald Trump, The Miami Herald 203

The Democratic Party and CNN announced that the next Democratic Party debate, which will likely feature Joe Biden and Bernie Sanders, will be without an audience. CNN also announced that the media filing room and spin room, an area for journalists to gather interviews for reports, will also be closed. "CNN's top priority is the safety of our employees and community members," the network said in a statement. "This extends to guests planning to attend or cover our debate on March 15. At the request of the campaigns and out of an abundance of caution, we have made the decision to eliminate the debate live audience, the press filing center and spin room in Phoenix."Sunday's debate will be the first one-on-one debate between Biden and Sanders. Earlier on Tuesday, both campaigns canceled planned rallies that were slated to be held in Cleveland. The Cleveland area had three confirmed cases of COVID-19 on Monday."DNC has been in regular communication with local health officials and the Mayor's office, which advised that we could proceed as planned," DNC Communications Director Xochitl Hinojosa said in a statement. "Nevertheless, our number one priority has and will continue to be the safety of our staff, campaigns, Arizonans and all those involved in the debate. We will continue to remain in daily contact with all stakeholders through Sunday." 1369