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Tacked onto the coronavirus stimulus bill is new legislation tackling one of the most controversial practices in health care – surprise medical bills.That's when you go to the hospital or have an elective procedure and then later find out some of the doctors or facilities were out of network, meaning you could owe tens or hundreds of thousands of dollars.The most impactful part about the legislation is that patients would no longer get those surprise out-of-network bills for emergency care or for a planned procedure. They will instead be billed an in-network rate.Out-of-network providers would have to give patients a heads up on estimated charges, at least three days.Air ambulance companies would also not be able to charge more than in-network costs. Ground ambulances were not included.Insurance and providers have to go to arbitration to work out the final payment. It's a complex solution advocates say could end up costing Americans more in the long run.“So, a mediation process that some states have put in place, but research has shown that it increases the likelihood that consumers face higher premium costs on the back end,” said Clare Krusing with the Coalition Against Surprise Medical Billing.That Coalition had been pushing for policies that, in their simplest form, would have essentially made in and out-of-network rates the same. Savings that in-part would have funded community health centers.“Not only is that approach the cleanest way of dealing with this, but it also saves the patients and taxpayers the most money, who are going to save billion over 10 years.The group plans to continue to push for more terms around that arbitration process to prevent abuse, driving up costs.None of the new surprise medical bill legislation takes effect until January 2022. 1803

Sunday night's episode of "The Simpsons" took on the controversy over a character, and not everyone thought the response was funny.Comedian Hari Kondabolu's documentary "The Problem with Apu" debuted last November and looked at the show's character Apu Nahasapeemapetilon as a negative, stereotypical representation of South Asians.Nahasapeemapetilon is an Indian-American character who operates the Kwik-E-Mart convenience store in the fictional town of Springfield. The character is voiced by actor Hank Azaria, who is not South Asian.In his doc, Kondabolu interviewed several big name celebrities of South Asian descent, including Aziz Ansari and Kal Penn, to discuss how characterizations like Apu can be viewed as a form of racism.On Sunday night's episode of "The Simpsons," mother Marge Simpson is seen reading a book to her daughter Lisa in which she refers to the heroine as a "cisgender girl" and tries to modernize the action.Lisa notes that the character as such is "already evolved" and "doesn't really have an emotional journey to complete," so as such there's "no point" to the book.Marge asks, "Well what am I supposed to do?" and Lisa's response was clearly meant to be one to the Apu controversy."It's hard to say. Something that started decades ago and was applauded and inoffensive is now politically incorrect. What can you do?" Lisa says before looking at a framed photograph of Apu on her nightstand which is inscribed with the message "Don't have a cow."The scene stirred some emotions on social media, with one person calling it a "completely toothless response."Kondabolu tweeted that he found the response to be "sad.""In 'The Problem with Apu,' I used Apu & The Simpsons as an entry point into a larger conversation about the representation of marginalized groups & why this is important," he also tweeted. "The Simpsons response tonight is not a jab at me, but at what many of us consider progress."CNN's W. Kamau Bell tweeted "The Simpsons, 1989 - 2018 #RIP.""I think the fact that they put this "argument" in the mouth of Lisa's character, the character who usually champions the underdogs and is supposed to be the most thoughtful and liberal, is what makes this the most ridiculous (as in worthy of ridicule) and toothless response," Bell tweeted.But some found it much Apu about nothing, pointing out that "The Simpsons" make fun of everyone.In 2015, Azaria talked about voicing Apu as part of the Emmy TV Legends series.He said he understood some of the criticism given that 25 years ago when "The Simpsons" premiered Apu "was the only Indian character in pop culture really.""Now ... if you are a young Indian-American person you have a lot of role models to choose from," Azaria said. "So Apu can just be one funny one."  2779

TEMECULA, Calif. (KGTV) - Chaos erupted in the middle of a youth soccer tournament in Temecula Sunday evening after reports that someone allegedly pulled out a gun during a confrontation with other spectators, witnesses and the CEO of the tournament told 10News.10News has learned that one of the teams is from Chula Vista. The incident happened at the Albion Development Showcase tournament at Galway Downs in Temecula, witnesses told 10News.Players from opposing teams began shoving each other during one of the finals matches, one parent said. A family member then stepped onto the field and punched one of the players."There was a lot of fouls going on and I could see it was heating up," spectator Robert Hernandez said. "So one of the brothers from the Albion team rushed onto the field and just cold-cocked one of the other opposing players and this kid was about three years older."Hernandez said the breach onto the field incited more than a dozen men to join in, creating a brawl. He said, at one point, a man walked away from the scrum and grabbed a camouflage backpack.RELATED: Parent speaks about violent confrontation at Temecula soccer tournament"The entire field was just rushing out to the sidelines, kids were running, crying, parents were pulling their kids, dragging them," spectator Robert Hernandez said. He was on the sidelines waiting for his niece to play in the finals.Word of the melee quickly spread across multiple fields where teams, ages 8 to 15 years old, began sprinting off the fields."Someone's telling him don't do it, don't do it... They're right in front of us and we're like what's going on? And we're like this guy must have a weapon," he said. The same thought echoed through the crowd, inciting screams and sending kids running.The father of the player that was punched to the ground told 10News that the boy is a 10-year-old from Otay Ranch. He says the spectator that ran onto the field and struck his son is from the Los Angeles-based Azteca Soccer Club, not the Chula Vista Albion team.The father said his son sustained a minor head injury as a result of the attack. He described the assailant as being a possible teenager.Referee Alex Hansen was on another field and saw the stampede. "At first, I thought it was actually a bee swarm and so I thought we were going to hit the deck or something, but everyone kept saying, 'Shooter! Shooter! Run!' So we just had to run to the parking lot," Hansen said.He was immediately concerned about his 15-year-old brother who was refereeing near the commotion. He found out later his brother and players were hiding in a neighbor's garage.He said the kids were distraught, crying and asking for their parents. Witness accounts on social media reported that some players were temporarily separated from their parents causing more alarm.One of the players at the tournament, Luis Cruz, from Los Angeles, was on the field about 10 minutes into his championship match when the commotion began. He told 10News he was playing a few fields away but was able to hear the screams and saw people running. That's when he ran for safety."Everyone screamed 'run' and our coaches told us to just run and jump," he told 10News. "We all did and ended up on the other side of the fence huddled in the bushes with our coach and the team we were playing against.Hernandez said he never saw a weapon, but the man was detained by Temecula Sheriff's Deputies for a short time.The CEO of the Albion Development Showcase, Noah Gins, said the person that breached the field was a brother of the opposing team from Los Angeles who hit the Albion player.Gins said deputies never found a weapon and in his 40 years of experience he's never seen anything like this. He said he spoke with California State Soccer Association South and wants stronger consequences for anyone who goes onto the field to discourage this kind of behavior.Hernandez, a former coach, hopes parents reel in their enthusiasm at games, "Some of these parents get really emotional, they need to know it's just a game. They're out there to support their kids, their family member."Temecula Police Department officials are still investigating the incident. Calls to the agency have not been returned at this time. 4253

Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

TAMPA, Fla. — New court documents show a 3-year-old girl killed in a crash last month was not properly restrained.According to police, the mother, who was driving the car, pulled in front of another vehicle around 7:50 a.m. on January 16, near the intersection of North 40th Street and East Osborne Avenue.According to court documents, three children in the vehicle were in the car on booster seats, however, the booster and car seats were not secured to the vehicle. It's the law in Florida for children to be in a car seat until they turn four years old. Children must be in a booster until they are six years old. Failure to comply can result in a moving violation and about a 0 fine. If a child is injured or killed in a crash and was not properly restrained, child neglect charges can be filed.Police are still investigating the circumstances surrounding the crash on Jan. 18. No charges have been filed yet. 944