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It’s week one of pro football, during the second game of a doubleheader Monday night and fans are packed in at Society Sports and Spirits in Denver.Despite the hometown team being three point underdogs, many people hope they just cover the spread.“What we’ve known for a long time is Americans like to bet on sport,” said Casey Clark of the American Gaming Association.Clark says more than 33 million Americans will bet on professional football this year. After a recent Supreme Court ruling, gambling on games will be a lot easier.Sports betting is now legal in 18 states plus Washington, D.C.Clark says four other states have passed bills legalizing sports betting and he expects more to follow suit for financial reasons.“About 1 million has been generated in tax revenue across those states in that short amount of time,” he said. “So, you’ve seen significant uptick in opportunity for states and counties and local jurisdiction.”One state that’s seeing immediate pay off after legalizing sports betting in May, is Colorado.“Colorado has a 10 percent tax on the wins,” said Dan Hartman, director of the Colorado Division of Gaming. Hartman predicts legal sports betting will generate millions of dollars in tax revenue, and it has already created more jobs in a few months in Colorado.“One of the operators from Australia is they’re moving their entire North American headquarters to Denver -- bringing 200 jobs,” he said.Many fans are betting on games through apps on their phones.“It’s been a challenging few months with the COVID and tax receipts are down,” said Mike Raffensperger with FanDuel the largest online real money gaming company in the US.Raffensperger is now seeing more government leaders reach out about generating extra income through gambling.“We’ve been speaking with regulators and legislators around the country and they’re looking for new sources of tax revenue and they been seeing the success,” he said.Success so financially tempting that it could lead to more states betting on legal gambling to help financially during this worldwide pandemic. 2086

It was back in March when cleaning items started disappearing from grocery stores, in the initial pandemic panic.Remember the runs on toilet paper? For three months, you couldn't find any.But here we are, six months later, and many items are still in short supply."Sometimes bleach, and paper towels," one grocery shopper told us. "Clorox wipes we cannot find," another said.But disinfecting items are just the beginning of the waves of product shortages that have hit during this year of COVID-19, and much of it has nothing to do with panic buying.So we checked into 10 things still in short supply, and why they remain so elusive.1. Lysol and Clorox wipesNext to hand sanitizer (which is now readily available), disinfecting wipes remain the Holy Grail of grocery items these days.But with hospitals, schools, and businesses snapping them up by the truckload, grocery shoppers will be among the last in line to get them as long as the pandemic rages.You can add Lysol, Clorox bathroom cleaner, Scrubbing Bubbles, and Formula 409 to the list, for the same reasons.2. Paper towelsUnlike toilet paper, which is now readily available, paper towels remain hard to find.Paper producers devoted the summer to increasing toilet paper production, and now there is almost too much. Some stores put toilet paper where cleaning products used to be to fill empty shelf space.But paper towels are bulky to ship, and manufacturers have not increased production as much, according to the Wall Street Journal. So don't expect much to change soon.And they are as in-demand as all cleaning products.3. Yeast and baking flourThe springtime lockdown saw millions of Americans turn to baking, and that in turn led to huge shortages of baking products. Luckily, these shortages are just about over, as we return to bakeries and restaurants.4. Canning jars and lidsWith worries of food shortages that never happened, millions of people started growing tomatoes and other vegetables that now need to be harvested and canned.The result: an uncanny shortage of canning supplies that is expected to linger through the winter. Expect to pay a lot for canning lids, especially.5. BicyclesThis may be the biggest shortage of all, next to Clorox wipes.Beth Tessler was shopping for a bike recently. But the showroom floor was empty, save for small children's bikes and high-end racing bikes, leaving her stunned by the prices."The cheapest bike we found was ,000," she said. "The most expensive was ,500."Store manager Terry Powell said mid-priced Bianchi and Schwinn bikes are on back order."Demand has been through the roof this year," he said. "A lot of people have been pulling old bikes out of barns and garages and trying to get them fixed up because they can't find the bicycle they are looking for."6. Swimming poolsJust like with bicycles, stay-at-home orders meant people needed activities to do at home. So all spring, they snapped up above-ground and in-ground pools.You now may have to wait several months to have an in-ground pool installed.7. AppliancesWhen it comes to appliances, things are not as tough as finding a bicycle. But still, if you are looking for a specific French-door fridge with two drawers and water in the door, you might have to settle for something else.Jeffrey Boggs owns an appliance shop where every day he deals with customers frustrated by kitchen appliances on back order."It started with freezers, and it's gradually getting into every appliance," he said. "Microwave, range, everything is difficult to get right now." He blames two factors: plant shutdowns this spring, and shipping delays from China.He said you can find a fridge or washer if you need one, but don't have your heart set on one particular model.With factories up to full steam again, he expects supplies to rebound this fall.8. Laptops, children's desksYou can thank remote, Zoom learning for this shortage. Inexpensive laptops and Chromebooks are very hard to find, as parents and schools snapped them up all summer.Stores predict shortages should ease by Black Friday. Until then, be careful buying from unknown web sellers.9. CoinsIf you have been Krogering the past two months, you probably have seen signs warning of a coin and change shortage, but it's more than an inconvenience.Jamie Lusk owns a laundromat. He struggles to keep quarters in stock."My customers use quarters to run these machines," he said. "And when I can't go to the bank to purchase quarters, then they can't run the machines."10. Beer and Coke cansThis one is not a current shortage that is just starting to get worse: aluminum cans are in short supply.Craft brewer Scott LaFollette is concerned about the sudden aluminum can shortage, which is forcing breweries to wait longer and pay more for their shipments."It is just in the beginning stages, so it's probably going get much worse before it gets better," he said.The good news: there is no shortage of beer, and if you don't mind glass, there is plenty of beer to drink.You might need a drink just keeping up with all the new shortages that seem to pop up every week.As always, don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 5439

INTERACTIVE MAP: Where the Woolsey?Fire is burning in Ventura and LA countiesMALIBU (CNS) - A destructive 83,000-acre brush fire, pushed by strong Santa Ana winds, was zero percent contained Saturday morning as it burned onto the Pepperdine University campus in Malibu while on a march through Los Angeles and Ventura counties toward the sea.So far, the blaze has scorched 83,275 and is 10 percent contained. Authorities gave an update on the fire Sunday morning. Watch the update in the player below:The Woolsey Fire, which erupted Thursday afternoon, has destroyed at least 150 homes and forced the evacuation of 75,000 homes and 200,000 people in both counties as it indiscriminately consumed multi-million dollar mansions and mobile homes. The flames turned what it touched to ash as it forced a citywide Malibu evacuation and sent residents scrambling to find a way out of the burn area.RELATED: Woolsey Fire burns celebrities' homes, popular filming locationsNo injuries were officially reported, but sheriff's detectives are investigating the discovery of two bodies in the 33000 block of Mulholland Highway. They could not confirm whether the deaths were fire-related. Conditions in the area have hampered the investigation.Los Angeles County Fire Department Chief Daryl Osby said damage assessment teams will be in the areas effected by the fire throughout the day, determining how many structures were lost or damaged. And with a lull in the winds, Osby said firefighters will be establishing line perimeters as a means of controlling and knocking down the fire.At least 200 deputies will be in the five Los Angeles County cities effected by the fire -- Westlake Village, Hidden Hills, Agoura Hills, Calabasas and Malibu -- doing property evaluations and looking for any possible looters, Los Angeles County Sheriff's Department Chief John Benedict said."There is zero tolerance for any looting," Benedict said.Ventura County Sheriff's Sgt. Eric Buschow said at least two people have been arrested on suspicion of looting in his county.Pepperdine lifted a shelter-in-place order that had been in effect and canceled all school events for Saturday, and school officials were expected to update the status of Monday's classes and events later in the afternoon.Los Angeles County fire strike teams and water dropping aircraft were working to contain the flames on or around the Pepperdine campus. No permanent structures have been lost, but video from the campus showed at least one vehicle and several bicycles scorched by flames.Late Friday night, University President Andrew Benton assured students they were safe on campus, but expressed frustration with first responders."We have an arrangement that we shelter in place on this campus," Benton said. "When people get into a big hurry, fire department, sheriff's department, they move on instinct and their instinct is just get everyone out of harm's way and move 'em, move 'em, move 'em. Question is, where do you go? I'm very irritated that fire did not anticipate this, did not get assets here, did not realize that we would have 3,500 people on this campus. And now, they've frightened some of your brothers and sisters out into the roadways and I don't know where they are. I'm just fit to be tied."He later tweeted a message that said early communication issues were resolved "leading to an effective response by law and fire professionals. We are grateful."All Malibu schools in the Santa Monica Malibu Unified School District will remain closed until Wednesday, the district announced.The fire started in Ventura County but raced into Los Angeles County, chewed its way through brush and into neighborhoods of Westlake Village and Malibu. The fire reportedly jumped Pacific Coast Highway about 10 p.m. Friday, moving toward Malibu Colony.Residents who evacuated from Malibu were directed to southbound Pacific Coast Highway, creating miles of stand-still traffic along the scenic route. Authorities wound up closing the road to all northbound traffic out of Santa Monica, allowing southbound motorists to use all four lanes.North of the Ventura (101) Freeway, evacuated residents in the Hidden Hills and other neighborhoods were being directed north toward Chatsworth and the Ronald Reagan (118) Freeway.Authorities later ordered mandatory evacuations for the West Hills area in the San Fernando Valley, not far from the fire's origin.Spectrum customers in the wildfire area were without cable and Internet service Saturday as repair teams worked to restore service, a statement from the company said.Driven by 50- to 60-mph winds, the flames jumped south across the 101 Freeway in the Liberty Canyon area early Friday, sending it on a course through Malibu and its exclusive celebrity enclaves.It was unclear how many homes were lost as the fire relentlessly advanced, but on-scene crews reported dozens of structures burning in various canyons. There also were reports of flames ripping through an apartment building and a mobile home park, along with people calling authorities to say they were trapped in burning structures.National Park Service officials reported the famed Western Town at Paramount Ranch, a filming location for hundreds of TV and movie productions, including HBO's "Westworld," had burned to an unknown extent.Evacuation orders affected the entire area south of the 101 Freeway from the Ventura County line to Topanga Canyon Boulevard, south to the Pacific Ocean.Mandatory evacuations were earlier issued for the area north of the 101 Freeway from Valley Vista to Reyes Adobe in Agoura Hills, Calabasas and Westlake Village.The American Red Cross announced the nearest evacuation center for residents of Malibu was at Palisades High School, 15777 Bowdoin St., in Pacific Palisades. Evacuation centers also were established at Canoga Park Senior High School at 6850 Topanga Canyon Blvd. in Canoga Park, at Rancho Santa Susana Recreation Center at 5005-C Los Angeles Ave. in Simi Valley and at Taft High School at 5461 Winnetka Ave. in Woodland Hills, although it was reported to be at capacity.Evacuation centers for animals were opened Friday morning at Hansen Dam, 11770 Foothill Blvd. in Lake View Terrace, after the evacuation center at Pierce College in Woodland Hills reached capacity. And a large animal evacuation center was established at the Zuma Beach parking lot in Malibu. Industry Hills Expo Center in the San Gabriel Valley was also offering shelter for horses from fire-affected areas. In Ventura County, Borchard Community Center at 190 Reino Rd. in Newbury Park was accepting dogs and cats, while the Camarillo Community Center at 1605 E. Burnley St. was accepting small animals.With the fire jumping the freeway Friday morning, the California Highway Patrol shut down a four-mile stretch of the 101 Freeway between Las Virgenes to Kanan roads. The closure was extended to include the entire freeway from Valley Circle Boulevard in Hidden Hills to Reyes Adobe Road in Agoura Hills, according to Caltrans.The devastation has been swift since the fire broke out at 2:25 p.m. Thursday in Ventura County south of Simi Valley, pushed by strong Santa Ana winds. Early Friday, the whipping winds prevented fire commanders from ordering aerial assaults in the early morning hours. Some flights began at 5:30 a.m. as the wind died down, but winds quickly began picking up again as dawn broke.Los Angeles County and city crews were assisting in the firefight, which was taking place as a second brush fire raged further west in Ventura County in the Santa Rosa Valley/Thousand Oaks area.The Orange County Fire Authority sent two strike teams to the assist firefighters battling the Woolsey Fire, Capt. Steve Concialdi said. Crews from other agencies, including from Arizona, were also assisting in battling the massive blaze, helping evacuate residents and providing traffic control.Heavy smoke and strong winds hampered visibility for crews on the fire lines and residents trying to evacuate fire zones.Winds died down Saturday, but were expected to pick up again later Saturday and Sunday afternoon, as the National Weather Service issued a red flag warning for gusty winds and low humidity in effect through Tuesday afternoon.The fire prompted the Friday closure of all schools in the Las Virgenes Unified School District in Calabasas, as well as Viewpoint School, Montessori of Calabasas, Montessori of Calabasas Too and Muse School. Also shut down were the schools of the Conejo Valley School District, headquartered in Thousand Oaks, and the Los Angeles Unified School District's Topanga Elementary Charter School. It was unclear when those schools would reopen.President Trump addressed the state's wildfires -- including the 100,000-acre Camp Fire in Northern California's Butte County that is believed to have killed at least nine people -- on Twitter."There is no reason for these massive, deadly and costly forest fires in California except that forest management is so poor," the president tweeted Saturday. "Billions of dollars are given each year, with so many lives lost, all because of gross mismanagement of the forests. Remedy now, or no more Fed payments!" 9198

It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It’s that time when San Diegans start to focus on a healthy start to the New Year. Regardless of what resolutions you make, the goal is to make positive changes. Although a popular choice like living healthier through the year is great, how can you do that? If you have a plan, and a coach or support from someone you trust, it makes success that much easier. Regular exercise. Drinking more water. Adding fresh fruits and whole grains can keep your body healthy. Making sure you get your flu shot and knowing your numbers! Whether it’s eating healthy, adopting a pet or getting out in your community there is something out there for you! ? Get more exercise in by hiking trails at our County parks. ? Get a new furry family member and adopt a pet from Animal Services. ? Trying to eat healthier? Visit a certified farmers market.What are some simple steps to take that will help you get moving in the right direction? Checking your mental health is equally important. Taking time to relax, reducing stress or beginning your day with easy meditation techniques. NAMI San Diego has some great APPS available for free download that have guided meditations, helpful resources, education and more. Available on iOS, Android and Windows platforms, oscER will give you information, resources and peace of mind. YMCA of San Diego County is a proud Live Well partner helping families thrive every day with our focus on youth development, healthy living and social responsibility. The YMCA is much more than a gym or a pool. And while they ARE so much more than a gym, NOW is a great time to join the Y and work on your resolutions! January is FREE when you join in the New Year. The YMCA offers a variety of tools to support individuals health & wellness goals. ? KickStart program- a personalized wellness plan to get you started ? Free Child Watch and Kids Club during workouts ? Over 100 free group exercise classes throughout our locations ? Indoor and outdoor swimming pools for lap swimming, aquatic classes ? State-of-the-art fitness centers ? Workshops, seminars and health screenings ? Build friendships, strengthen your body, your relationships and so much more.For more details or to locate a YMCA near you, visit ymca.org.There are a lot of ways to Live Well San Diego. Make it a great year! 2315

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