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As my 1st clinical week in the COVID ICU at Renown @renownhealth I want to thank all the incredible staff who are Fighting the Good Fight to help all those suffering from COVID-19. With 5 deaths in the last 32 hours, everyone is struggling to keep their head-up. Stay strong. pic.twitter.com/pHLp4PPzA6— Jacob Keeperman (@critcare_airems) November 29, 2020 366
Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071

ASHLAND, Ore. -- In the Rogue Valley of southern Oregon, you’ll find rows upon rows of vineyards. Rob Folin is the winemaker at Belle Fiore in Ashland.Although the grapes are different, the dry climate is similar to Napa Valley, making it very ideal conditions for wine-making. However, just like other crops, the weather can have a huge impact on wine grapes. As a winemaker, Folin says he needs to know what his vineyards are facing and how to handle what Mother Nature throws at him.“Rain, snow, frost, smoke, fire, we’ve got it all,” Folin said.In the summertime, it can be clear one day and smoky the next.“Right during harvest or right before is when it’s the worst time to have smoke – which would be right now,” Folin said.Harvest season in southern Oregon typically starts in mid-September and goes until mid-October. Folin says one of the stressors for a winemaker is smoke taint. That’s when smoke gets trapped in the skin of the grapes giving them a campfire aroma and ashy texture. It’s a flavor very few people enjoy.“If your vineyard had a fire right next to it and you just had solid smoke coming in there, then you can really have this barbecue or campfire kind of aroma,” Folin said.Unless you send your grapes in somewhere to get tested, Folin says there’s no way to know your grapes have smoke taint until they go through fermentation. He says whether a grape is impacted or not depends on a lot of factors, and it’s very unpredictable.“Our vineyard here could be totally fine, and the one across the street, their resulting wines could be smoky, like it’s just how the wind goes, the intensity of the smoke, how long it was there, how close it was, did it settle overnight.”When it comes down to it, there’s only so much you can control. As of right now, not much can be done to prevent smoke taint, and smoky summers in the western U.S. seems to be the norm lately.Folin says winemakers that face a lot of smoke taint can make more white wines since white wines are fermented without the grape skin. Or they can market their wines to consumers as a smoky wine for those that like the taste. At the end of the day, Folin says winemakers have to go with the flow.“Just roll with it," Folin said. "Ya know, fix what you can. If you can’t do anything about it, what can you do? Do what you can do and move forward.”With the exception of one fire near the vineyard in the past month, Folin says it’s been a very great year for his vineyard. He’s hopeful something good can come out of 2020 after all.“With all the stuff that’s going on, maybe we’ll have the best grapes this year. I don’t know. Just going to count on that.” 2649
ATLANTA (AP) — Protests quickly turned into riots in several U.S. cities over the weekend, with demonstrators squaring off against federal agents outside a courthouse in Portland, Oregon, and forcing police in Seattle to retreat into a station house. Vehicles were set ablaze Saturday night or early Sunday in California and Richmond, Virginia. And a protester who was allegedly armed with a rifle was shot and killed during an anti-police violence protest in Austin, Texas, after a witness says he approached a car that that had driven through the demonstration and the driver shot him. Authorities say someone was shot and wounded in Aurora, Colorado, after a car drove through a protest there. 704
BALTIMORE — Scammers are using the COVID-19 pandemic and financial crisis to take advantage of unemployed workers.Like millions of others, Daniel Martin recently lost his job, but he caught a break with a new company.“I was really excited. It sounded like a really good position with a lot of possibilities of growth within the company. It just seemed like something I was looking for,” said Martin.He received a contract and was assigned a project. The company, Gap Systems LLC, was moving their offices to Baltimore and needed him to procure new equipment. Since he wasn’t full-time just yet, he’d have to purchase the laptops with his credit card and the company would reimburse him.“The next two weeks, I completed a total of three purchase orders and all of the payments were posting perfectly fine,” Martin said.A few weeks later, the charges suddenly reversed and Martin’s credit card balance exceeded ,000.After speaking with a bank representative, he learned the account owner had reported the charges as fraudulent.“They probably in some other way scammed someone else to get their account and routing number and then they gave me that information to pay my credit card,” said Martin.Martin feels he should’ve known better, but his excitement clouded his judgment. And this is happening to job hunters around the country. According to the Federal Trade Commission, consumers reported losing 0 million to these scams in the first nine months of 2020.This week, the FTC along with 19 federal, state, and local law enforcement partners, announced a crackdown on scams targeting consumers with fake promises of income and financial independence.More than 50 enforcement actions were taken against operators of work-from-home and employment scams, pyramid schemes, investment scams, bogus coaching courses, and other schemes.“If at any point during any part of the process they ask you to buy anything, just don’t,” said Martin.Especially with checks. It’ll likely bounce then you’re on the hook for that money.And if someone contacts you about a j
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