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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

INDIANAPOLIS -- It was not to be. Danica Patrick will not finish her final Indianapolis 500.Patrick hit the wall in Lap 68.She appears to be okay. 154

It's a yearbook controversy, which has an Arizona charter school issuing an apology to parents Monday night.Parents who just received the yearbook from Sonoran Science Academy in Peoria, Arizona were in disbelief after seeing a page in which a student with a Muslim first name was voted "most likely to bomb the U.S."Bree Brown has an 11-year-old daughter at the school and said her daughter showed her the post over the weekend and appeared disturbed by it."I looked down and read, most likely to bomb the U.S. and I just sat there for a second and thought, 'No way. This is not happening,'" Brown said."I thought it was a joke, I didn't believe her at first," added her husband, Kian Brown.The parents said they wondered how something like that could have made it to the printer and been published with no oversight from school administrators."It was missed. There's a faculty advisor in charge of the yearbook. They did not catch it," said Matthew Benson, a spokesman for the Sonoran Science Academy.The parents also questioned other posts in the yearbook. It was all part of a survey school staff said they gave the students.Questions included "voted most likely to..." and  "favorite memory..." — the kind of questions you see in every yearbook, almost a rite of passage for the graduating class.In this case, school officials said there was no vote. Students filled in the blanks themselves, hence the 8th grader himself wrote in the words "most likely to bomb the U.S."Regardless, the Browns said they felt faculty should have caught that before the book made it to the printer.Other posts that caught their eye included a student "voted most likely to 'boonk' from a gang member."Kian Brown said he looked up the word and found it to mean "steal."Another student voted "most likely to be an internet scammer," and one student who stated their favorite memory as "being stabbed with a pencil.""That was an actual occurrence that happened at the school. Police were called. It wasn't funny," Bree Brown saidSchool officials said they are investigating the incident and put out the following statement:Statement from Principal Deb Hofmeier:"On Friday night, I became aware of an inappropriate entry included with the 2017-18 yearbook in which a student self-designated they were ‘Voted Most Likely to Bomb the U.S.’ To be clear, there was no class vote. Each student self-selected a superlative for himself or herself. After speaking with the student and the student’s parents, it is apparent the comment was a misguided attempt at humor. There was absolutely no malicious intent on the part of the student.Regardless, our entire administrative team takes this seriously. The comment should have been caught and removed during the editing process before the yearbook was published. Our school is investigating how this incident occurred, and has already taken disciplinary action against the faculty adviser in charge of the yearbook. Going forward, we will be instituting a more stringent review process to ensure this cannot happen again.In the meantime, we have reached out to each of our Sonoran Science Academy-Peoria families to express our deep regret regarding this incident. We are also collecting yearbooks from students who had already received them, and will have a new, edited batch printed and distributed at no additional charge to families. On behalf of Sonoran Science Academy-Peoria, I apologize for any inconvenience and for the larger situation, which does not accurately reflect our students, school mission or the values we share with our families and community." 3613

INTERACTIVE MAP: Where the Woolsey?Fire is burning in Ventura and LA countiesLOS ANGELES (CNS) - A smoke advisory remained in effect Saturday due to the Woolsey Fire, which was causing unhealthy air quality affecting everyone in areas directly impacted by smoke, including central and northwest coastal Los Angeles County, the San Fernando Valley and the western San Gabriel Valley.A growing blanket of brown smoke crept across the Southland sky on Saturday, as the fire in Los Angeles and Ventura counties grew to 70,000 acres with zero percent containment."It is difficult to tell where ash or soot from a fire will go, or how winds will affect the level of dust particles in the air, so we ask everyone to be aware of their immediate environment and to take actions to safeguard their health," said Dr. Muntu Davis, health officer for Los Angeles County."Smoke and ash can be harmful to health, even people who are healthy," Davis said. "People at higher risk include those with heart or lung diseases, children and older adults."Early Saturday, the smoke created an eerie, fog-like presence that extended far south along the coast, including the Marina del Rey and LAX area. That lifted by around noon, but as the afternoon wore on the sky grew gradually darker over large swaths of Los Angeles County.Davis urged everyone in areas where there is visible smoke or the smell of smoke to avoid unnecessary outdoor exposure and to limit physical exertion, whether indoor or outdoor, such as exercise.Children and people who have air quality-sensitive conditions, such as heart disease, asthma and other chronic respiratory diseases, should follow the recommendations and stay indoors as much as possible, even in areas where smoke, soot or ash cannot be seen or there is no smell of smoke, according to DPH officials.The health department is "also advising schools and recreational programs that are in session in smoke-impacted areas to suspend outside physical activities in these areas, including physical education and after- school sports, until conditions improve," Davis said. "Non-school-related sports organizations for children and adults are advised to cancel outdoor practices and competitions in areas where there is visible smoke, soot or ash, or where there is an smell of smoke. This also applies to other recreational outdoor activity, such as hikes or picnics, in these areas."According to DPH, people can participate in indoor sports or other strenuous activity in areas with visible smoke, soot or ash, provided the indoor location has air conditioning that does not draw air from the outside and all windows and doors are closed.Wildfire smoke is a mixture of small particles, gases and water vapor, and the primary health concern is the small particles, which can cause burning eyes, runny nose, scratchy throat, headaches and bronchitis, health officials said. In people with sensitive conditions, the particles can cause difficulty breathing, wheezing, coughing, fatigue, and/or chest pain.DPH offered the following recommendations:-- If you see or smell smoke, or see a lot of particles and ash in the air, avoid unnecessary outdoor activity to limit your exposure to harmful air. This is especially important for those with heart or lung disease (including asthma), the elderly and children.-- If outdoor air is bad, try to keep indoor air as clean as possible by keeping windows and doors closed. Air conditioners that re-circulate air within the home can help filter out harmful particles.-- Avoid using air conditioning units that only draw in air from the outside or that do not have a re-circulating option. Residents should check the filters on their air conditioners and replace them regularly. Indoor air filtration devices with HEPA filters can further reduce the level of particles that circulate indoors.-- If it is too hot during the day to keep the doors or windows closed and you do not have an air conditioning unit that re-circulates indoor air, consider going to an air conditioned public place, such as a library or shopping center, to stay cool and to protect yourself from harmful air.-- Do not use fireplaces (either wood burning or gas), candles, and vacuums. Use damp cloths to clean dusty indoor surfaces. Do not smoke.-- If you have symptoms of lung or heart disease that may be related to smoke exposure, including severe coughing, shortness of breath or difficulty breathing, wheezing, chest tightness or pain, palpitations, nausea or unusual fatigue or lightheadedness, contact your doctor immediately or go to an urgent care center. If life-threatening, contact 911.-- When smoke is heavy for a prolonged period of time, fine particles can build up indoors even though you may not be able to see them. Wearing a mask may prevent exposures to large particles. However, most masks do not prevent exposure to fine particles and toxic gases, which may be more dangerous to your health.-- Practice safe clean-up following a fire. Follow the ash clean-up and food safety instructions at http://bit.ly/SafeFireCleanup.The following is recommended for pets:-- Avoid leaving your pets outdoors, particularly at night. Pets should be brought into an indoor location, such as an enclosed garage or a house.-- If dogs or cats appear to be in respiratory distress, they should be taken to an animal hospital immediately. Symptoms of respiratory distress for dogs include panting and/or an inability to catch their breath. Symptoms for cats are less noticeable, but may include panting and/or an inability to catch their breath. 5583

In her first extended television news interview since the news of her alleged 2006 affair with Donald Trump emerged, adult film actress Stormy Daniels declined to discuss whether she had evidence of the affair and said that she was threatened to stay silent about it.Risking hefty fines for violating a 0,000 hush agreement, Daniels detailed what she said was the only time she and Trump had sex -- saying she spanked Trump with a magazine and that Trump had compared her to his daughter Ivanka.She also said she was threatened in Las Vegas in 2011 after attempting to sell her story of the alleged affair. 617