济南无法勃起如何才能调理好(济南为什么阴痉不硬) (今日更新中)

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

We are concerned that proposed changes to the Endangered Species Act would further weaken current protections for the San Bernardino kangaroo rat, as well as many other species that are critical to ecosystem health, such as the California condor.— San Diego Zoo (@sandiegozoo) August 15, 2019 306

WASHINGTON (AP) — Secretary of State Mike Pompeo said on Wednesday that the U.S. hopes to gain access soon to a former Marine who was arrested in Russia on espionage charges and that "if the detention is not appropriate we will demand his immediate return."Paul Whelan, who is head of global security for a Michigan-based auto parts supplier, was arrested on Friday. In announcing the arrest three days later, the Russian Federal Security Service said he was caught "during an espionage operation," but it gave no details.Whelan, 48, was in Moscow to attend a wedding when he suddenly disappeared, his brother David Whelan said Tuesday.Pompeo, speaking in Brazil, said the U.S. is "hopeful within the next hours we'll get consular access to see him and get a chance to learn more."The U.S. has "made clear to the Russians our expectation that we will learn more about the charges and come to understand what it is he's been accused of and if the detention is not appropriate we will demand his immediate return," Pompeo said.Whelan's family said in a statement David Whelan posted on Twitter, "We are deeply concerned for his safety and well-being. His innocence is undoubted and we trust that his rights will be respected."The Russian spying charges carry a prison sentence of up to 20 years.David Whelan said in an interview that his brother had been to Russia several times previously, so when a fellow former Marine was planning a wedding in Moscow with a Russian woman he was asked to go along to help out.The morning of his arrest, he had taken a group of wedding guests on a tour of the Kremlin museums. The last time anyone heard from him was at about 5 p.m. and then he failed to show up that evening for the wedding, his brother said."It was extraordinarily out of character," he said.The family feared he had been mugged or was in a car accident, David Whelan said, and it was when searching the internet on Monday that he learned of the arrest."I was looking for any stories about dead Americans in Moscow, so in a way it was better than finding out that he had died," he said.The State Department said Monday it had received formal notification from the Russian Foreign Ministry of the arrest and was pushing for consular access. David Whelan said the family was told by the U.S. Embassy in Moscow they have not been able to speak to Paul Whelan.David Whelan said he has no idea why his brother was targeted by the Russian security services. Paul Whelan had traveled to Russia in the past for work and to visit friends he had met on social networks, his brother said."I don't think there's any chance that he's a spy," David Whelan told CNN on Wednesday.Paul Whelan did multiple tours in Iraq with the Marine Corps, his brother said. He now lives in Novi, Michigan, and is director of global security for BorgWarner, where he has worked since early 2017."He is responsible for overseeing security at our facilities in Auburn Hills, Michigan and at other company locations around the world," company spokeswoman Kathy Graham said in a statement.She said BorgWarner does not have any facilities in Russia.Paul Whelan previously worked for Kelly Services, which does maintain offices in Russia, his brother said.The arrest comes as U.S.-Russian ties are severely strained, in part over Russian meddling in the 2016 presidential election.A Russian gun rights activist, Maria Butina, is in U.S. custody after admitting she acted as a secret agent for the Kremlin in trying to infiltrate conservative U.S. political groups as Donald Trump was seeking the presidency. She pleaded guilty in December to a conspiracy charge as part of a deal with federal prosecutors.Russian President Vladimir Putin has claimed that the case is fabricated and that Butina entered the guilty plea because of the threat of a long prison sentence.___Tom Krisher in Detroit contributed to this report. 3893

WASHINGTON (AP) — The Trump administration is poised to revoke California's authority to set auto mileage standards, asserting that only the federal government has the power to regulate greenhouse gas emissions and fuel economy.Conservative and free-market groups have been asked to attend a formal announcement of the rollback set for Wednesday afternoon at Environmental Protection Agency headquarters in Washington.Gloria Bergquist, spokeswoman for the Alliance of Automobile Manufacturers, said Tuesday that her group was among those invited to the event featuring EPA Administrator Andrew Wheeler and Transportation Secretary Elaine Chao.The move comes after the Justice Department recently opened an antitrust investigation into a deal between California and four automakers for tougher pollution and related mileage requirements than those sought by President Donald Trump. Trump also has sought to relax Obama-era federal mileage standards nationwide, weakening a key effort by his Democratic predecessor to slow climate change.Top California officials and environmental groups pledged legal action to stop the rollback.The White House declined to comment Tuesday, referring questions to EPA. EPA's press office did not respond to a phone message and email seeking comment.But EPA Administrator Andrew Wheeler told the National Automobile Dealers Association on Tuesday that the Trump administration would move "in the very near future" to take steps toward establishing one nationwide set of fuel-economy standards."We embrace federalism and the role of the states, but federalism does not mean that one state can dictate standards for the nation," he said, adding that higher fuel economy standards would hurt consumers by increasing the average sticker price of new cars and requiring automakers to produce more electric vehicles.Word of the pending announcement came as Trump traveled to California on Tuesday for an overnight trip that includes GOP fundraising events near San Francisco, Los Angeles and San Diego.California's authority to set its own, tougher emissions standards goes back to a waiver issued by Congress during passage of the Clean Air Act in 1970. The state has long pushed automakers to adopt more fuel-efficient passenger vehicles that emit less pollution. A dozen states and the District of Columbia also follow California's fuel economy standards.California Attorney General Xavier Becerra said Tuesday that the Trump administration's action will hurt both U.S. automakers and American families. He said California would fight the administration in federal court."You have no basis and no authority to pull this waiver," Becerra, a Democrat, said in a statement, referring to Trump. "We're ready to fight for a future that you seem unable to comprehend."California Gov. Gavin Newsom said the White House "has abdicated its responsibility to the rest of the world on cutting emissions and fighting global warming.""California won't ever wait for permission from Washington to protect the health and safety of children and families," said Newsom, a Democrat.The deal struck in July between California and four of the world's largest automakers — Ford, Honda, BMW and Volkswagen — bypassed the Trump administration's plan to freeze emissions and fuel economy standards adopted under Obama at 2021 levels.The four automakers agreed with California to reduce emissions by 3.7% per year starting with the 2022 model year, through 2026. That compares with 4.7% yearly reductions through 2025 under the Obama standards. Emissions standards are closely linked with fuel economy requirements because vehicles pollute less if they burn fewer gallons of fuel.The U.S. transportation sector is the nation's biggest single source of planet-warming greenhouse gasses.Wheeler said Tuesday: "California will be able to keep in place and enforce programs to address smog and other forms of air pollution caused by motor vehicles." But fuel economy has been one of the key regulatory tools the state has used to reduce harmful emissions.Environmentalists condemned the Trump administration's expected announcement, which comes as gasoline prices have crept higher following a weekend drone attack that hobbled Saudi Arabian oil output."Everyone wins when we adopt strong clean car standards as our public policy," said Fred Krupp, president of Environmental Defense Fund. "Strong clean car standards give us healthier air to breathe, help protect us from the urgent threat of climate change and save Americans hundreds of dollars a year in gas expenses."___Associated Press writer Adam Beam contributed to this report from Sacramento, Calif. 4666

WASHINGTON (AP) — The U.S. economy rebounded at a record pace of 33.1% in the July-September quarter, unchanged from the first estimate a month ago.But a resurgence in the coronavirus is expected to slow growth sharply in the current quarter, with some analysts even raising the specter of a double-dip recession.Last week, the number of Americans applying for unemployment benefits rose to 778,000. That’s up from 748,000 the week before, according to the Department of Labor.The Commerce Department reported Wednesday that the overall increase in the gross domestic product, the country’s total output of goods and services, remained the same as its first estimate although some components were revised.Bigger gains in business investment, housing and exports were offset by downward revisions to state and local government spending, business inventories and consumer spending.The Associated Press found that the 33.1% gain was the largest quarterly gain on record, surpassing the old mark of a 16.7% increase in 1950. 1028

来源：资阳报