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INDIANAPOLIS —  Scammers are getting smarter about how they take your hard-earned money.According to new research from the Federal Trade Commission, a new twist is emerging on a scam targeting grandparents — the scammers now want you to mail cold hard cash.Typically, scammers ask you to wire money or send gift cards, but now they're going the old-fashioned route.The FTC found a striking increase in the amount of money people ages 70 and older are losing to fraud.Currently, people 70 years old and older report losing about ,000 in cash, compared to ,000 to other age groups.Typically, the scammers pose as grandchildren or other friends and family in trouble and ask the victim to send them money in the mail.The FTC reports consumers have lost million over the last year to the friends and family scam, compared to million in the previous year."In about half of the reports of cash payments, people said the caller claimed to be in jail or other legal trouble," said Emma Fletcher, FTC spokeswoman. "About a third of these reports mentioned a so-called car accident (some mentioning texting or drinking while driving). In both cases, the callers play on people’s emotions and sense of loyalty. They may be told they’re the only person trusted enough to call for help, and they’re often told not to tell anyone."The scammers often use personal details from social media sites to make their stories more believable and often give very specific instructions about how to send cash."Many people said they were told to divide the bills into envelopes and place them between the pages of a magazine," Fletcher said. "Then, according to reports, they were told to send them using various carriers, including UPS, FedEx and the U.S. Postal Service."The FTC provides these tips to avoid the scam: 1823

In her pursuit of higher education, Ewaoluwa Ogundana is facing new challenges.“Knowing the number of barriers that I faced, and my parents have faced in the past almost 17 years now, simply just being able to live in this country means a lot to me and my family to obtain a degree,” she said.Born in Nigeria, Ogundana’s family moved to the United States when she was 4 years old. Now a senior political science student at Trinity Washington University, Ogundana is considered a DREAMer, someone that was brought to America unlawfully as a child but is allowed to work and study here without fear of being deported. Those fears, however, are becoming more of a reality.Although the U.S. Supreme Court reinstated the DACA program earlier this year, there’s still uncertainty about permanent protections and pathways to citizenship for undocumented immigrants.U.S. Citizenship and Immigration Services continues to reject all initial DACA applications and is limiting renewals to one-year. Now, there’s added stress brought on by the pandemic.“DREAMers have been more significantly impacted by the coronavirus in large part because of either their own status or that of their parents,” said Candy Marshall, president of TheDream.us, the nation’s largest college access and success program for undocumented students.“As a result of this pandemic they have increasing anxiety about their responsibilities,” she said.Marshall’s team recently released a study that shows the employment rate among DREAMers dropped nearly 30% since the start of the pandemic. She added that 70% of those students reported feeling much more anxious about their legal status since the start of the COVID-19 crisis.“These are young people in their 20s, and they carry this incredible sense of responsibility to succeed,” Marshall. “Their families gave up everything to get them into this country.”While in the U.S., Ogundana plans to overcome these fears through higher education and applying to graduate school to learn about public policy.“As a dreamer, it’s extremely important because it’s pretty much the connector between where I am now and entering my full career,” she said. 2163

It has been more than two weeks since the Camp Fire devastated parts of California, especially the community of Paradise, but for one pet owner, not all was lost. Andrea Gaylord had to go several weeks not being allowed to return home due to the fire, which was the deadliest in California history. When Gaylord returned home on Wednesday, her dog was there waiting for her. According to KXTV, lost her home in the Camp Fire. But she considers herself fortunate. "You could never ask for a better animal," Gaylord told KXTV. "You really couldn't."Gaylord had some assistance from an animal rescue volunteer who was allowed inside of the evacuation zone. Shayla Sullivan took care of Gaylord's other dog Miguel, which is also Madison's brother. Sullivan would leave food and water at what was left of Gaylord's home in hopes that Madison would come around. Gaylord said when she pulled up to her home in Paradise, Madison was there waiting for her. "Imagine the loyalty of hanging in in the worst of circumstances and being here waiting," Gaylord told KXTV "It was so emotional." 1121

It appears another week on Capitol Hill will come to a close without any sort of agreement on another stimulus plan. The US Senate adjourned on Thursday for the weekend, and won't resume until Monday.While Congressional Democrats, Senate Republicans and the White House are largely in agreement on the need for a stimulus, agreeing to a framework remains in question. The two sides are at odds over how much of unemployment should be supplemented by the federal government. There is also a debate on offering businesses liability protection from coronavirus-related lawsuits.On Thursday, House Speaker Nancy Pelosi said Democrats won’t back down from their request to have a 0 weekly unemployment supplement.“We're not having a short-term extension... We have said that we're going to have the 0,” Pelosi said.But what about criticism from Republicans that a 0 a week supplement to unemployment is more lucrative than working?“There are all kinds of reasons that weigh in on this pandemic,” Pelosi said. “People have to stay home if their children are not able to go to school or if they don't have childcare. There are a number of reasons. But none of them is 'I want to stay home because I make more money this way than other', maybe some of these employers could pay their workers more."Meanwhile at the White House, President Donald Trump said he is ready to take action on a few items via executive order if need be. With a federal student loan freeze set to lift in eight weeks, and eviction protection ending last week, Trump tweeted, “I’ve notified my staff to continue working on an Executive Order with respect to Payroll Tax Cut, Eviction Protections, Unemployment Extensions, and Student Loan Repayment Options” 1740

In its latest COVID-19 and cruise ship travel update, the Centers for Disease Control and Prevention recommends "all people" should avoid traveling on a cruise ship and river cruises worldwide.The agency has raised the level from three to four, which means it's a high risk of getting the coronavirus.On Oct. 30, the agency issued a level three, which urged cruise ships to carry at least 250 passengers in waters subject to U.S. jurisdiction.The new guidance says passengers should get tested three to five days after their trip and stay home for seven days, even if you test negative.If you decide to not get tested, passengers should stay home for 14 days. 667