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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

GOLDEN, Colo. – A person driving a pickup truck with a camper attached to its back nearly slid off an Interstate 70 overpass Tuesday afternoon. The crash, which forced the closure of the eastbound lanes of I-70 in Golden, Colorado, was reported just after 4 p.m. Video from a Colorado Department of Transportation (CDOT) camera in the area showed the camper with nearly half of its body dangling from the overpass on the right guard rail of the highway. Crews used a combination of cranes and other equipment to get the camper off the guard rail and onto the highway before the vehicle was towed and removed from the overpass. The driver of the camper, who was not immediately identified, was being held on suspicion of DUI, according to a Colorado State Patrol spokesperson. No one was injured. The eastbound lanes of I-70 ta Colfax Ave. were reopened just before 6:30 p.m. Emergency crews were kept busy responding to several crashes and slide-offs on Colorado roads Monday night and Tuesday as a winter storm dumped nearly 3 feet of snow in some areas. At least one person died in a multi-vehicle 1117

Fed up with boys bullying her daughter, a California mother confronted the 8th-grade bullies inside her daughter's classroom. Video, posted by 156

If you were planning on having a Zoom Thanksgiving dinner due to COVID-19, you'll no longer need to worry about limiting it to 40 minutes.In a tweet, Zoom says it is lifting the 40-minute limit on free calls during Thanksgiving. As a thank you to our customers, we will be lifting the 40-minute limit for all meetings globally from midnight ET on Nov. 26 through 6 a.m. ET on Nov. 27 so your family gatherings don't get cut short. ???? #ZoomTogether pic.twitter.com/aubsH0tfxG— Zoom (@zoom_us) November 10, 2020 The 40-minute limit removal is in effect from 12 a.m. Eastern on Thursday, November 26th through 6 a.m. Eastern on Friday, November 27th. This story originally reported by Paul Ross on wkbw.com. 737

RICHMOND, Va. -- A 5.1 magnitude earthquake rattled parts of Virginia and North Carolina Sunday morning.There have been no immediate reports of damage, nor injuries.The earthquake was recorded at 8:07 a.m. and was centered near the state line in Sparta, North Carolina, about 300 miles southwest of Richmond.Sunday's earthquake is one of the biggest to impact Virginia since the 5.8-magnitude earthquake centered in Mineral, Virginia on August 23, 2011. And the largest earthquake in North Carolina since a 5.2 earthquake in 1916."According to the U.S. Geological Survey database, the 5.1 magnitude earthquake near Sparta this morning is the second strongest earthquake to occur in North Carolina 1900," the National Weather Service Greenville-Spartanburg Office wrote on Twitter. "The strongest was a 5.2 magnitude earthquake near Skyland, North Carolina in February 1916."The 5.1 magnitude earthquake was preceded by multiple, smaller "foreshocks" on Saturday.Multiple aftershocks are expected over the next few weeks.The USGS forecasted a 4 percent chance of one or more aftershocks that are larger than magnitude 5.1.This story originally reported by Mike Stone on wtvr.com. 1203