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Four states have approved legalizing marijuana. The measures are projected to pass in Arizona, Montana New Jersey and South Dakota. In Arizona and New Jersey measures would make recreational use of marijuana legal for people 21 and older.The Arizona measure also allows people convicted of certain marijuana crimes to seek expungement of their records. Lawmakers in New Jersey were unable to pass legislation about marijuana and eventually put it on the ballot for voters to decide.Marijuana is still illegal on the national level, however 11 states and the District of Columbia have already legalized it and sell it without interference from the federal government. 674

For the past two years, 52-year-old Kendra Jackson of Omaha, Nebraska just thought she had a bad cold."When it first started out, I just thought it was my allergies or a runny nose -- like the beginning of a fresh cold," Jackson said.The coughing, sneezing and runny nose began 2? years after Jackson was involved in a serious car accident. She remembers hitting her face against the dashboard, and she has struggled with migraine headaches ever since.In 2015, Jackson's "runny nose" began to worsen."When it didn't go away, I kept going back and forth to the doctors, and they prescribed every kind of medicine you can think of, and my nose just kept on running," she said.The doctors she saw told her that she probably had allergies. But this year, Jackson went to physicians at the University of Nebraska Medical Center and learned the real reason behind her nasal discharge: a cerebrospinal fluid (or CSF) leak caused by a small hole in her skull."She would wake up in the morning after sleeping upright in a chair, and the whole front of her shirt was wet with fluid. It was a lot of fluid," said Dr. Christie Barnes, a rhinologist at the University of Nebraska Medical Center and a lead surgeon on the case.Jackson said she was losing about half a liter of fluid per day.A physician's assistant "astutely recognized right away that this was something different than a runny nose and was consistent with a CSF leak. So we had her collect her fluids and sent it off for evaluation," Barnes said.Cerebrospinal fluid is a clear, colorless fluid that surrounds and protects the brain and spinal cord. The fluid also helps to remove waste products from the brain and distribute nutrients and other substances throughout the central nervous system, according to the Cleveland Clinic."CSF is a fluid that actually bathes the brain. Because the skull is a fixed box and the brain is a nice soft organ, it needs to be protected from moving around inside that hard box," Barnes said. "So it actually provides a cushion for the brain and the spinal cord."Cerebrospinal fluid is produced continuously in the brain and is normally absorbed into the bloodstream through protrusions in the outer membrane of the brain, called the dura mater.But in Jackson's case, a tiny hole in her cribriform plate -- a thin bone that separates her cranial and nasal cavities -- allowed the fluid to drip into her nose and mouth, resulting in her symptoms.According to Barnes, this part of the skull is "very thin, less than a potato chip. And it's one of the most common locations for this type of a CSF leak," Barnes said.Cerebrospinal fluid leaks are relatively rare, occurring in approximately five in 100,000 individuals worldwide every year. They are most commonly caused by trauma or surgery, according to the CSF Leak Association.In Jackson's case, the physicians believe that her car accident may have caused a small hole that increased in size over time."She was rear-ended and had head trauma, so it's certainly possible," Barnes said. "It may have caused a bit of a thin area there. Her symptoms actually started a little bit after (the accident), so for her, I think there's probably a combination of both the trauma and the increased pressure."Depending on the amount of fluid loss, cerebrospinal fluid leaks can be life-threatening. They also place the patient at an increased risk of infections such as meningitis, according to Barnes.In order to treat Jackson's condition, physicians at the University of Nebraska Medical Center performed a surgery that plugged the hole in her skull using tissue from her nose and abdomen, Barnes said."I used tissue from the inside of her nose to plug the leak," Barnes said. "I also borrowed some abdominal fat; it makes a great plugging agent in this location, so with just a tiny bit of fat, I was able to plug the leak."Almost a month after the surgery, Jackson is back home and reports that the mysterious drip has disappeared."I don't have the nasal drip anymore, but I still have the headaches," she said. "I actually feel pretty good, and I'm able to get a little bit of sleep."Though her condition is rare, Jackson wants people to know that cerebrospinal fluid leaks can occur, particularly after head trauma: "For people who hear my story, if they're tasting a very salty taste and something's draining in the back of your throat, it's probably something other than allergies. So get to the doctor." 4474

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

Fox News said on Monday that it would no longer air an ad calling for President Trump's impeachment, a move that came after Trump seemingly responded to the 60-second spot by attacking the billionaire Democratic donor featured in it on Twitter."Due to the strong negative reaction to their ad by our viewers, we could not in good conscience take their money," Jack Abernethy, co-president of Fox News, said in a statement.A Fox News spokesperson declined to say exactly how the network measured the negative reaction the ad drew and how it determined the negative reaction met a threshold that necessitated no longer airing it.Television networks have wide latitude about the commercials they air. Ads with totally false claims are occasionally rejected. But Fox's decision -- shelving an ad because viewers complained -- is highly unusual.The ad, produced by a group backed by Democratic megadonor Tom Steyer called Need To Impeach, features Steyer outlining a case for impeaching Trump, framing the president as a "clear and present danger" who is "mentally unstable and armed with nuclear weapons." It directs viewers to sign an online petition.The ad has been running elsewhere on TV, including CNN and MSNBC and some local broadcast TV stations, including ones owned by Fox's parent company. There is also an online component to the ad campaign.The 60-second spot ran on Fox News three times on October 27. After one of the ads aired during "Fox & Friends" that morning, Trump seemingly responded to it, labeling Steyer in a tweet as "wacky & totally unhinged."On Friday, Steyer announced on MSNBC's "All In With Chris Hayes" that Fox News was refusing to air week two of his ad buy. Need To Impeach, which had purchased seven slots to air that week, said in a press release that it was first informed by Fox News of its decision on October 31.A representative for Need To Impeach said the group was told it would be refunded for the second week of its ad buy since none of the ads ran. It's unclear whether Fox News, which said it "could not in good conscience" take money from the group, would refund Need To Impeach for the three ads that did run on its network. The Need To Impeach representative said it has not received any refund thus far. A Fox News spokesperson declined to comment.Brad Deutsch, an attorney representing Need To Impeach who sent a letter to Abernethy on Friday accusing Fox News of breaching its contract, told CNN he believed that Fox News' decision to pull the ad raised larger questions about the network's programming."Fox News is admitting that they don't provide their viewers with information if the information will upset their audience (i.e., impact their bottom line by losing audience)," Deutsch said in an email."It makes you wonder whether they are making the same calculations with decision about news content," he continued. "Is Fox setting news judgment aside and censoring news stories because they fear a 'strong negative reaction" from their audiences?"Fox's decision may have ultimately drawn even more attention to Steyer and his ad campaign. He tweeted on Monday: "Fox News trying to silence the 1.7 million who have already signed our impeachment petition." Then he promoted a link to the petition.The-CNN-Wire 3280

Florida and Arizona hold primaries on Tuesday, teeing up the House and Senate races that will be critical to the balance of power in Washington come November.Democrats must hold on to Sen. Bill Nelson's seat in Florida and win in Arizona's Senate race in order to have a shot a taking the majority in the Senate.In Arizona, a Republican Senate candidate's reaction to Sen. John McCain's ailing health caused a last-minute controversy. In Florida, the Senate contest is already set, but both parties will select their nominees for governor in what is expected to be a competitive race in November.Oklahoma is also holding a runoff election to determine who will be the Republican gubernatorial nominee. Democrats are eyeing this race as a potential flip this year. 771