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That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

Steven Bochco, a producer whose boundary-pushing series like "Hill Street Blues" and "NYPD Blue" helped define the modern TV drama, died Sunday after a battle with leukemia. He was 74.Bochco died Sunday morning at home, surrounded by family, according to Phillip Arnold, Bochco's personal assistant.Bochco co-created several of TV's most popular programs, while his large ensemble casts and ambitious storytelling set a benchmark beginning in the early 1980s that he refined and built upon for more than 30 years. Bochco also consciously set out to establish new, more permissive standards for broadcast television with "NYPD Blue," meticulously negotiating what was acceptable in terms of language and nudity with then-ABC Entertainment chief (and now CEO of the Walt Disney Co.) Robert Iger, even drawing naked figures to help set the ground rules. 858

Sunday, April 1, will mark six months since a mass shooting at the Route 91 Harvest Festival on the Las Vegas Strip. Fifty-eight people died, and 851 were injured after shooter Stephen Paddock fired more than 1,100 rounds at a crowd of country music fans. Paddock was in a room on Floor 32 at Mandalay Bay hotel and casino when he committed the act last fall.It is the deadliest mass shooting committed by an individual in the United States.There will be several memorial services and vigils around Las Vegas to mark the day, including one near the Route 91 Harvest Festival grounds. That vigil will start at 6 p.m. local time near Reno Avenue and Giles Street. Afterward, attendees will be allowed to walk around the site. The shooting on Oct. 1, 2017 occurred between 10:05 and 10:15 p.m. local time. 845

Teachers across the U.S. have had to educate in completely new and challenging ways this year, with some teaching in-person and others instructing from home.“Right now, they are being asked to do the unimaginable and the impossible,” said shea martin, a former educator. “Whether that is teaching in-person during the pandemic or trying to navigate teaching at home with limited resources.”martin left teaching before the pandemic because of the demands and pressures placed on teachers even then. martin simply couldn’t imagine teaching now, with the additional load teachers are being asked to carry. Recently, though, martin created The Anonymous Teachers Speak Project, a blog allowing current educators an online platform to freely speak about what they are going through.“A lot of teachers work in districts and working spaces where they are under contract and cannot share or publicly talk about what is happening with them,” said martin. “That’s an extra burden they have to carry.”With anonymity, roughly 1,000 teachers have posted and participated in the project.“I think that I have read and seen some of the most heartbreaking stuff I have ever seen in my life,” added martin.Many teachers from around the country have posted to the project, writing about safety concerns while teaching, being overworked and over-worried about their students. Some even write about coming to terms with leaving the profession.“Teachers are crying out for help and the profession, and the district, and the schools, and the structures, are ignoring them,” said martin. “I hope it doesn’t happen, but I think we are going to lose a whole generation of teachers.”According to a report recently released by Horace Mann, a company focused on investing and insurance for educators, 27 percent of teachers surveyed--or more than 1 in 4 teachers--are currently considering quitting.“The fact that a quarter of teachers are considering leaving and the fact that there is already a shortage of teachers in the profession, just really make that even more so magnified,” said Tyson Sanders, who is with Mann. “Three out of four teachers are not living comfortably, so if there is an opportunity to be involved in the profession they are so passionate about and continue to help students, I think it is something they will certainly explore.”That seems to be exactly what is happening, especially with teachers overwhelmed in the public-school space. More and more educators are starting to turn to online teaching opportunities with private companies. They’re given more flexible schedules and the pay is often better.“It’s sad because I wish that our government and our system could figure out a way to adequately compensate and appreciate and take care of our students and teachers the way that they should be,” said martinHowever, 1 in 4 teachers haven’t left yet, so maybe there is still a way to prevent such a loss of educators.Editor's note: This story has been updated to reflect how shea martin spells their name, in lowercase letters. 3037

TAMPA, Fla. — A JetBlue flight from San Juan to Tampa was diverted to Fort Lauderdale due to a windshield issue.JetBlue fight 1052 was in the air heading to Tampa Sunday afternoon when the outer layer of the windshield shattered.  243