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EVANSTON, Ill. – If you drive too fast, you could miss it. But a chance turn into one alley just north of Chicago will transport you into a drive-thru art gallery. “I wanted to take this place this alley which is just ugly or lackluster and make it into something special,” explained Teresa Parod. The Evanston, Illinois-based painter and artist is the person behind several vibrant garage door murals. From floral motifs to interplanetary themes, her goal she says is to uplift people through her painting. “I want all my public art to be positive because no one who walks down this alley… most didn't ask me to paint this,” she said. “So, I don't want them to come and see some something that is very negative or makes them feel unhappy.” The canvases range from one-and-a-half to two car garage doors. She only charges for material. The medium: house paint. “What I really like is when people come who are not in the neighborhood and they're just riding their bikes or walking dog and they're like well what is this? And it's something special,” said Parod. The artist started with her own door, concerned with how her neighbors might respond. “This is my own garage. And I thought it would be fun to put the front of my house on my garage,” she said. But many have embraced transforming the back alley into a gallery of vibrant, public works of art. Neighbor Judy Slagle saw the work and just had to have her garage door painted as well. Hers is a collection of brightly colored sunflowers. “When I came home especially in the winter like it is now, I wanted to come home and have something that would make me smile and other people I hope too,” said Slagle For an enhanced experience, Parod’s husband Bill, a sound artist and software developer, is creating an augmented reality app. Virtual birds can be seen on the screen interacting with the paintings. He is designing customized vignettes for each door. “So that we could walk to them and you could hear something in 3D and walk around and the birds and so on could fly around,” he explained. The doors are now in high demand. “Everybody started asking me to do them and I have a waiting list,” said Parod. “So, I hope to do the whole alley and I hope to do more alleys.” And while Parod may see the world as her canvas, this time it’s right up her alley. 2346

CANARY ISLANDS -- Imagine rowing almost non-stop across the Atlantic Ocean with a group of four people. No bathroom, no shade and a limited supply of food. “You’re totally exposed to the elements,” said Evan Stratton, a U.S. veteran. Evan and three others rowed across the Atlantic Ocean from the Canary Islands off of Spain to Antigua, near Puerto Rico, as part of the Talker Whiskey Atlantic Challenge — a yearly ocean rowing race. The path is 3,000 nautical miles. “Our row took 50 days, 11 hours, and 35 minutes,” he said. “Which seems like a really long time, but we actually set a world record for our boat class.” The team, titled Fight Oar Die, was the only American team to compete this year. More than just a physical challenge, the race is a test of the mind as well. We sat down with Evan, who walked us through it. “It’s really a challenge in mental strength,” he said. “It’s an introspective look at yourself whether you want one or not because you remove all inputs,” he explained. “There’s no work phone calls, no e-mails, no TV, no radio.” Through their journey, psychologists are hoping to learn something. “We got involved as part of that research component,” said Dr. Trey Cole, a clinical psychologist and former veteran himself. Dr. Cole oversees the researchers from the University of Denver that have been working with the Fight Oar Die rowing team throughout their experience. “There’s a lot to do with motivation and sleep and purpose and those type of factors we’re trying to take a closer look at,” Dr. Cole said. He helped the men prepare beforehand too — with conflict resolution, stress management, and other skills. “It’s hilarious to be sitting in your off shift in the cabin hearing two guys on the boat yell at each other but they’re still just rowing,” Evan said. “The end goal is you gotta get there.” It was a team effort with personal mental challenges each rower dealt with individually. Part of Evan’s way of getting through was the photos and cards his wife packed for him, cards he could open when he hit “the wall,” when he was “almost home,” and on his son’s first birthday that he missed while rowing. Evan said a challenge like this took the support of his family, but it all starts with motivation. “It just takes getting out and doing it,” he said.Evan spent four years of his life as a Marine earlier on in his life. “I went through my own battles with PTSD and mental health,” he said. Bringing awareness to mental health was part of his motivation for joining the rowing team this year. “We really wanted to show veterans that life doesn’t end after the military, that you can still go out and do really big things and really hard things and really incredible things,” Evan said. This awareness is at the forefront of Fight Oar Die’s mission — to provide a platform for veterans' mental health issues.“The hope is that we can generate some conclusions from that that could be helpful in informing the future of veteran and service member care,” Dr. Cole said. Cole and other researchers will continue to look into the data from the rowing teams each year. 3122

DENVER, Colorado — Cloud seeding can provide between 5% and 15% more snow to help ski areas, farmers and watersheds in the state, supporters say. "These observations show us that cloud seeding does work," said University of Colorado researcher Katja Friedrich, who has studied cloud seeding inside and outside of a laboratory. She worked with scientists who flew planes near moisture-rich clouds and injected them with silver iodide, a substance that causes moisture to become heavy and fall to the ground as snow. On a radar image, she pointed outlines of snow that later formed. The visible lines matched the pattern the cloud seeding plane had flown in the sky. Cloud seeding in Colorado aims to produce more snow, not rain. Friedrich said it's difficult to quantify how much additional snow is created. Cloud seeding doesn't make more clouds, but supporters believe it gets more snow out of an approaching storm. Planes can be used to seed approaching storm clouds. Ground seeders use propane to heat the air and also used in the mountains and Western Slope. Silver iodide is then added to the warmed air as it rises. The moisture, already in the clouds, bonds to the silver iodide. When it becomes heavy, it falls to the ground as snow. Cloud seeding has been happening for about 70 years in Colorado but is slowed in years when there is heavy snowfall. Cloud seeders operated during the 2018-2019 winter but slowed in places where significant snowpack accumulated. A man who owns a cloud seeding company on the Western Slope said the technology works well. Cloud seeder's viewpoint Cloud seeders dot highpoints in Colorado from the west to central part of the state. Ski areas hire Eric Hjermstad's Western Weather Consultants company to cloud seed early in the season, so there's more natural snow before opening day. He continues seeding until mid-April. He showed off a cloud seeder located at a recreation site north of Leadville. He can remote start the seeder, turn on the propane flame and add the silver iodide. 2040

DANVILLE, Ind. – A domestic violence shelter that has provided a safe haven for women and children for nearly two decades now plans to take in men as well. 169

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682