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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

PARADISE, Calif. (KGTV) -- More than a month after that Camp Fire, devastation is still visible in all directions throughout the town of Paradise. The Spirit of Liberty Foundation flew up from Carlsbad with Santa to help people forget for just a moment. Spreading smiles with gifts. For some at the Silver Dollar Fairgrounds turned Red Cross shelter, the event was enough to bring them to tears. Half an hour away at the Pine Ridge Elementary School, young men in the California Conservation Corps handed out hats donated by the NFL. The Butte County Sheriff’s Office also joined in, handing out ornaments from the White House, more stuffed animals from the San Diego Zoo, gift cards and more. Helping start new family traditions to replace those lost in the fire. 773

PAPILLION, Nebraska — Papillion Police have arrested an 82-year-old man for third-degree sexual assault of a child and child abuse. According to police, there were several incidents in 2011 and 2012 involving a juvenile victim and Eugene Schneekloth. The alleged victim was helping out with Scheekloth's wife's in-home day care, Janet Schneekloth Day Care, which is now under investigation. Schneekloth will have his bond set this week in Sarpy County. 470

PHOENIX, Arizona — Aaron Wallace was sleeping when he was attacked in his bed.The patient at the Arizona State Hospital was stabbed by Reuben Murray, a fellow patient with a murderous past, who was wandering the halls unsupervised in the middle of the night with a sharpened pencil, according to a recent lawsuit filed against the state.The lawsuit raises new questions about safety and security inside Arizona’s only public psychiatric hospital and whether conditions have improved after sweeping changes and promises were made following an extensive KNXV television station three years ago.  The lawsuit also alleges warnings about Murray’s aggressive behavior were ignored in the days before the stabbing.“The place is not better,” said Josh Mozell, an attorney representing Wallace. “Things have not changed. And for our clients, it’s becoming more dangerous.”The director of Arizona’s Department of Health Services, Dr. Cara Christ, did not answer specific questions about the stabbing, citing patient privacy laws.But in a written statement, Christ said the safety and well-being of patients are of “paramount importance.” [Read the full statement at the bottom of the page]Wallace was stabbed on October 3, 2017, and he filed a lawsuit against the state in October this year. The case is being brought by Mozell and fellow attorney Holly Gieszl, who collectively represent many individuals with mental illness.Some of the significant claims from the lawsuit: 1483

PACIFIC BEACH, Calif. (KGTV) - Neighbors report gas thieves are targeting Pacific Beach drivers.Neighbor Jaden Perez said she parked her car around 10 p.m. Monday night and when she came out Tuesday morning around 6:30 a.m. she notices her car wasn't how she left it, "the gas it was left open and then the cap was hanging out and I was like that was kind of weird."When she turned on her car, she noticed the gauge read 1/2 tank instead of the three-quarters she had the night before."It ruined my day and it was something that was petty," she said, frustrated. "I hear about people, their paint getting messed with, them getting broken in, and I'm in a nicer neighborhood and then that happened, I was just really bummed.""I think there's people who are not working period that are trying to just burglarize and steal and get whatever they want," neighbor David Como said. He wants the police to step in and make their presence known. He said for now, neighbors will keep an eye out.Jaden posted on Nextdoor to a roaring response, "I've had a lot of comments on my own post on Nextdoor lots of people saying hey you know this has happened to me too and so I was like, 'Oh my joke is truth!' Someone might be stealing gas because it's so expensive."Gas prices rose 20 cents a gallon compared to last week, 55 cents compared to last month.Jaden isn't taking any chances, she's ordered a gas cap lock and asked her friends to move her car so anyone casing the neighborhood doesn't strike again."We're not being kind to one another that's, c'mon, that's just shady," she hopes the police don't have to get involved and the crime stops.10News spoke with San Diego Police and they said they are not aware of any of these crimes. Anyone can call the non-emergency line and ask for a courtesy patrol at 619-531-2000. 1818

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