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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The old king of mobile messaging is coming after the new king.BlackBerry filed a lawsuit in California on Tuesday against Facebook, along with its subsidiaries WhatsApp and Instagram, for infringing on its messaging patents.BlackBerry claims in the lawsuit that the social media companies developed messaging applications that "co-opt BlackBerry's innovations" by using patented features touching on security, the user interface, and battery life."We have a strong claim that Facebook has infringed on our intellectual property, and after several years of dialogue, we also have an obligation to our shareholders to pursue appropriate legal remedies," a spokesperson for BlackBerry said in a statement provided to CNN.Facebook brushed off the suit as little more than a desperate move from a fading company."Blackberry's suit sadly reflects the current state of its messaging business," Paul Grewal, Facebook's deputy general counsel, said in a statement. "Having abandoned its efforts to innovate, BlackBerry is now looking to tax the innovation of others. We intend to fight."Related: Is BlackBerry making a comeback?BlackBerry was an early leader in the messaging market with the success of its smartphones and BlackBerry Messenger product in the mid-2000s.The patents cited in the lawsuit describe foundational elements of today's messaging services. One patent deals with notifications for the total number of unread messages. Other patents address photo tagging and messaging time stamps.BlackBerry is seeking unspecified monetary damages. It also appears to be seeking a partnership."As a cybersecurity and embedded software leader, BlackBerry's view is that Facebook, Instagram, and WhatsApp could make great partners in our drive toward a securely connected future," the spokesperson said in the statement. "We continue to hold this door open to them."The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1965

The man suspected of killing and wounding multiple people at Strasbourg's famed Christmas market was killed by French police, following a shoot-out not far from the scene of Tuesday's attack.Authorities announced Friday a fourth person had died as a result of being shot by the suspect, and 12 others are wounded.Cherif Chekatt, the 29-year old suspect, was shot dead on Thursday evening, two days after he first disappeared sparking a massive manhunt involving hundreds of police officers, soldiers and anti-terror specialists from three European countries.French Interior Minister Christophe Castaner said police recognized a man who looked like Chekatt walking on the street in Strasbourg's Neudorf district on Thursday night and approached him. He opened fire on officers when they tried to question him, he said.Police returned fire, killing the suspect, Castaner said."As I am speaking to you, I am thinking about the victims and the wounded. I am thinking of those close to them. I am thinking of Strasbourg and France that was hit by this terrible attack," Castaner said.On Thursday, Strasbourg police said the death toll from the attack had risen to three, after one person succumbed to their injuries. Another was declared dead Friday.Four people remain in serious condition with eight others suffering light injuries.The hunt prompted a curfew in the eastern French city near the German border and forced the country to raise its national security threat level to its highest status: "emergency terror attack."French prosecutors said the suspect shouted the Arabic phrase "Allahu Akbar," meaning "God is greatest," at the time of the attack."It's relief for the people of Strasbourg to know that the attacker has been killed," Strasbourg Mayor Roland Ries said, adding that the Christmas market would reopen on Friday.The French National Police thanked the public for their assistance in finding Chekatt."Thank you for your alerts which allowed us to find the wanted individual," the National Police said on Twitter.Earlier on Thursday, Paris prosecutor's office said that a fifth person was taken into custody in relation to the attack. "At this stage there are five people in custody," a spokesperson said.Authorities said Chekatt entered the perimeter of the market, one of the oldest in Europe, by the city's Corbeau Bridge and started shooting and stabbing passers-by on the Rue des Orfevres around 8 p.m., when many were in the middle of their Christmas shopping.Anti-terror police flooded the market and tried to arrest the suspected gunman. He exchanged fire with security forces, suffering an injury to his arm. The suspected gunman then jumped into a taxi and fled the scene, Heitz said.On Thursday, French police evacuated buildings and cordoned off the area close to where Chekatt had fled. The gunman's father, mother and two brothers were also questioned by police, a source close to the investigation told CNN.Checkatt was already known to security services as a possible threat, police said. He has an extensive criminal background that includes 27 convictions in France, Germany and Switzerland, mostly for acts of robbery and violence.A spokeswoman for the Swiss Federal Police, Cathy Maret, said Chekatt was well known to authorities there, having been arrested and convicted several times in Switzerland for crimes such as break-ins, theft and violence. He was not on their radar as a radical Islamist or for narcotics violations, she said.In 2017, he was deported from Germany to France after the Interior Ministry in the German state of Baden-Wuerttemberg confirmed he had been convicted of break-ins and serious theft in 2016 and spent time in a German prison. The German Federal Criminal Office said the suspect was not known in Germany as a radical Islamist.However, Chekatt was known to French prison officials for being radicalized and for his proselytizing behavior in detention in 2015, Paris prosecutor Heitz said, adding that he had been incarcerated multiple times.He was also on a French watch list called a "Fiche S" surveillance file. The "Fiche S" is a French terror and radicalization watch list that includes thousands of people, some of whom are under active surveillance, meaning they are on law enforcement's radar.Hours before the attack, French gendarmes tried to bring Chekatt in for questioning but found he wasn't home, a spokesperson for France's National Police told CNN earlier this week, without providing further details.Chekatt was born in Strasbourg, according to CNN affiliate BFM. 4554

The House ways and means committee began its work Monday on a massive tax overhaul, but the day quickly devolved into a partisan food fight, with Democrats claiming Republicans were rushing their bill in an effort to score political points.Just minutes into the hearing, Democrats tried to postpone the mark-up all together arguing that the parties had not had enough time to properly digest the 429-page bill?that was just introduced last week and hadn't been the focus of committee hearings."This bill needs some vetting," Rep. Lloyd Doggett, a Democrat from Texas, said. "In the President's words, it needs extreme vetting." 640

The mansion used on 'The Bachelor' and 'The Bachelorette' is now available to rent on Airbnb for ,000 a night.According to the listing, the 10,000-square-foot Mediterranean-style mansion is set in Agoura Hills, California, and boasts seven bedrooms and 8.5 bathrooms. It can house 13 guests comfortably and includes a swimming pool, two hot tubs, a pool table, and hand-crafted furniture. There are three king beds, three queen beds, and one full bed."Villa de la Vina, also known as "The Mansion," is the ideal place for your next getaway. Nestled on a beautiful 10-acre property, Villa de la Vina is situated within the Santa Monica Mountains of Malibu," the description reads. "It offers 10,000 square feet of interior space and 20,000 square feet of outside space. This 200-year-old Mediterranean-style revival house, with its one-of-a-kind pool and romantic archways, exudes the rich feeling of a picturesque hideaway with the canyon, mountain and vineyard views."The listing also states no parties, filming, professional photography, or gatherings are allowed on the property.When the home isn't used as the backdrop for the dating reality show, the house is typically occupied by a local family, who stay at a hotel when filming is underway, the owners told ABC News. 1284

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