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WASHINGTON — The number of Americans seeking unemployment benefits fell slightly last week to a still-high 840,000, evidence that job cuts remain elevated seven months into the pandemic recession. The latest sign of a flagging recovery comes two days after President Donald Trump cut off talks over a new rescue aid package that economists say is urgently needed for millions of unemployed Americans and struggling businesses. A failure to enact another round of government aid would crimp household income and spending, and some economists say it would raise the risk of a double-dip recession. 603

VIRGINIA BEACH, Va. - As COVID-19 continues to wreak havoc on nearly all facets of life – your emergency fund is more important than ever."The industry standard is three to six months of living expenses in some kind of reserve," said Phil Maliniak, Financial Advisor with Wealth Avenue in Virginia Beach.Maliniak says putting together a nest egg is easy."It starts with understanding what you are doing each month a clear vision of where does my money go," he said.He says to start by paying yourself first – then run down a list of all your monthly expenses – and see what surplus is left."Make a checklist of each month, where does it all go, and how do I get my hands on the difference," he stated.To build a surplus, Maliniak says look at things you can ditch. Daily cups of coffee, donuts, streaming services, online shopping, etc. He says then look for incentives."There are little tricks bank accounts and credit card companies have come out with as they pay you every time you buy something or there are cashback options," he said.Another tip, since the virus is limiting what we all can do – stash away the extra income you would have used to go to restaurants, movie theaters, bars, concerts, or sporting events. He says also considers refinancing your loans since the Federal Reserve has slashed interest rates."If you create a reserve, you can create your own bank, and then you can borrow from your bank anytime and determine your own rates," he said.This story was first reported by Chelsea Donovan at WTKR in Norfolk, Virginia. 1550

VISTA, Calif. (KGTV) - A 17-year-old boy was arrested in Vista Thursday on suspicion of making terrorist threats against a north San Diego County campus, Oceanside Police said Friday. The Mission Vista High School student allegedly made the threat on Snapchat, posting “Don’t go to school tomorrow because the cleansing will commence,” according to investigators. Other students saw the post and reported it to school officials, who contacted police. The Vista Unified School District sent an automated message to parents to notify them about the threat. "In this situation the systems we have in place worked. A student saw something and said something. Please take this opportunity to speak with your child about school safety, and encourage them to be vigilant and to report any suspicious behavior or information they may have that jeopardizes their safety and that of others," said Lisa Contreras, VUSD Director of Communications.Contreras told 10News that the alleged threat did not target a specific campus or individual. Oceanside Police said the student did not have access to weapons. No one was hurt. 1119

WASHINGTON (AP) — President Donald Trump has been forced to play defense in states he led comfortably months ago, and on Thursday he set his sights on Ohio. The visit was an attempt to reframe the centerpiece of his reelection pitch.At Burke Lakefront Airport in Cleveland, the president delivered a short speech promoting his reelection campaign and highlighting his administration's work in the state. Watch his remarks below:Trump promoted the economic prosperity that much of the nation enjoyed before the coronavirus pandemic, and tried to make the case that he's best suited to rebuild a crippled economy.However, Trump's handling of the pandemic has weakened his reelection bid and he's having to spend time and resources in a state he won easily in 2016, but now could be in danger of slipping away.Shortly before the speech, Ohio Gov. Mike DeWine's office announced that the Republican leader had tested positive for the coronavirus.DeWine's office said Thursday he took the test as part of standard protocol before meeting Trump. He had planned to join the president on a visit to the Whirlpool Corp. plant in northwest Ohio.The governor's office said DeWine has no symptoms but is returning to Columbus. His office said he and his wife, Fran DeWine, will both be tested there. DeWine then plans to quarantine at his home in Cedarville for 14 days.Lt. Gov. Jon Husted tested negative. 1402

Wanting a hassle-free way to donate to charity? Charity credit cards offer reward points every time you use your credit card, and then give that cash-back to charity.But we found you need to do some research if you want to make the most of your donation.“The Susan G Komen charity card is a big one out there and it’s an example of a bank working with a charity to specifically promote that particular charity and it will even give you a little bit of a bonus after you spend a certain amount on that card,” said Matt Shultz with CreditCards.com.There are some cards that are specific to certain charities like Bank of American’s Susan G. Komen credit card.  “Then there are other cards like Charity Charge by Master Card which gives you 1 percent cash back on everything you spend," said Shultz.The Charity Charge credit card will take 1 percent cash back and put it toward the charity of your choice. But, Shultz said not all charity credit cards give the same way. “When you’re considering getting a charity credit card make sure you understand how much value you’re going to get back and how much money will be donated to that charity,” said Shultz.You need to find out exactly how much money from your purchases gets donated to the charity and how that money is being used at the charity.“Charity credit cards can be worth it but a lot of the time you are really better off getting a general purpose credit card that might give you 2 percent cash back on everything you buy and then you can take that cash back that you earn and write that to your charity," said Shultz.If you decide to take that route and skip the charity credit card all together, Schultz recommends the Chase Freedom Card. It will give you more money cash back then your charity credit card reward points would be donating. “When you’re looking to donate to a charity it’s not really about making things as convenient for you it’s about getting things done and raising money for the charity that you believe so much in,” said Shultz.In the end, Shultz said if giving the most amount of money to a charity is important, look at getting a traditional credit card and mailing the cash back money to the charity yourself.  2256

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