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AURORA, Colo. -- It’s a common work-from-home scam that has duped many, but this time it has a cryptocurrency twist.A couple in Aurora, Colorado who did not wish to be identified, shared their story with Scripps station KMGH in Denver about being tricked into laundering thousands of dollars, in order to keep others from falling for the scam as well. KMGH changed their names and disguised their identities to protect them. "It all fell apart so quickly," said John, who along with Marie, ignored the red flags all around them. "We don't want to go to jail. We laundered money and we stole money from people, that's what it could look like to someone."They thought they had found the perfect job: working from home as “financial agents” for a company called Golden Potatoes. At the time, never meeting their boss in person made sense because the company was headquartered out of state and the website looked legitimate.A Colorado Bureau of Investigation spokesperson told KMGH she sees these schemes often, so does Krista Ferndelli with the Better Business Bureau."The contact information. The three people on the site, they may be actual people but they look very much like stock photos," said Ferndelli.The couple interviewed over the phone and received paperwork detailing the benefits, the salary and the company car. Marie was asked to send a selfie photo of herself holding her ID.John said his boss “Alex” instructed the couple to open up bank accounts. They would then receive deposits from customers who they believe were paying for a shipment of potatoes or olive oil."I felt like it was a prayer answered. Like honestly. This money was real," said John. “This money is legit. This is real cash. This is not a check. Nothing is bouncing. Nothing is being drawn to my attention. I’m going to Wells Fargo. They’re handing me ,000 in cash. They’re not saying anything to me.”They would then convert the money to Bitcoin currency and then send it back to "Alex." John and Marie would also get to keep 5 percent of each check, they were told."We hear a lot about Bitcoin because it's so new. People are uninformed and unaware. It’s hard to trace. It’s kind of the ideal payment method for fraud," Ferndelli said. The couple had processed close to 0,000 when the strangers started calling."One of the customers that was supposed to be paying for potatoes and oil says, 'where's my car?'" said Marie.John and Marie said someone posing as them on Craigslist pretended to sell high ticket items like an ATV or SUV and an interested buyer would pay for it.“The couple thought they had purchased an ATV for ,000 off of Craigslist and that, you know, I had sent them my information to confirm that I’m a real person and to put that money into my account.”The bank froze their accounts and unfortunately, John and Marie had mixed their own money into those accounts, too."We have no money because the bank took all of our money," said Marie.They contacted the FBI and local law enforcement. KMGH reached out to the FBI about John and Marie's case, but they wouldn't comment. KMGH also emailed and called Golden Potatoes, but received no response and were hung up on, respectively."I took the brunt of this. I don't want it to happen to anyone else," said John.Silver Oils and Platinum Oils are both companies linked to Golden Potatoes and have the same address listed for business in Portland. The BBB recently cited Platinum Oils.For more information about common scams via Wells Fargo, visit this page. The FBI has compiled a list of the most?common fraud schemes and it includes tips on how to spot fraud so you don't become a victim.  3728

As vaccinations get underway in the United Kingdom, United States and other rich countries who could afford to pre-purchase doses of the COVID-19 vaccines, researchers warn that about a quarter of the world’s population will be unable to be vaccinated until 2022.There are 13 vaccine manufacturers working on coronavirus vaccines, and they are capable of producing around 6 billion courses of vaccine by the end of 2021.“Just over half (51%) of these doses will go to high income countries, which represent 14% of the world’s population,” researchers from the Johns Hopkins Bloomberg School of Public Health wrote in their report, published in the British Medical Journal."Of the 13 manufacturers, only six have sold to low and middle-income countries,” they noted.At the time of the report, the U.S. had reserved 800 million doses of the vaccine. Japan and Australia, which account for fewer than 1% of the world’s COVID-19 cases, have reserved and potential options to get 1 billion doses.“Even if all 13 of these vaccine manufacturers were to succeed in reaching their maximum production capacity, at least a fifth of the world’s population would not have access to vaccines until 2022,” researchers noted.Covax, a global effort organized by the World Health Organization, had made initial purchases of 300 million vaccine doses. Covax is working to create equitable access to COVID-19 tests, treatments and vaccines for all countries. President Donald Trump’s administration said they would not participate in the effort."This study provides an overview of how high-income countries have secured future supplies of COVID-19 vaccines, but that access for the rest of the world is uncertain," the researchers concluded. "Governments and manufacturers might provide much-needed assurances for the equitable allocation of COVID-19 vaccines through greater transparency and accountability over these arrangements." 1921

As the counting of ballots continue, one trend is emerging: the final result will be close. A potential consequence of that will be a recount. Perhaps in one state or in multiple states. RECOUNT RULESEach state handles recounts differently. For example, in Arizona, an automatic recount is triggered if the margin between candidates is less than or equal to 0.1 percent of the votes cast. In Georgia, candidates can request recounts if the margin is no more than .5 percent of total votes cast.DO RECOUNTS CHANGE ANYTHINGAccording to FairVote.org, recounts rarely change races. Since 1980, there have been 5,778 statewide elections.There have only been 31 completed statewide recounts.Only three have been overturned because of a recount.Perhaps the most famous recount of all was in Florida in 2000.But the 2000 Florida Recount only shifted the final margins by 1,247 votes or 0.02%In a recount in Wisconsin in the 2016 Presidential race, the final margin only changed by 571 votes. "I believe recounts in themselves are not in favor of those who have lost a race unless it's a very close margin," Dr. Eric Claville, a political scientist with Norfolk State University said. 1183

At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

Atlanta police released images late Sunday of a second person of interest in the fatal shooting of an 8-year-old girl on the Fourth of July. Authorities are also offering a ,000 reward for information in the death of Secoriea Turner. At least two shooters were believed to be responsible for her death. Police had released a short video of the first person of interest last week. Photos were released Sunday night of the second person of interest.According to Crime Stoppers in Atlanta, the preliminary investigation suggests the young girl was riding in a car with her mother and an adult friend when they were confronted by a group of people blocking the entrance to a parking lot. At some point, someone in the group opened fire on the car, hitting it several times and striking the child. The driver headed to a nearby hospital, and Turner died from her injuries. Both persons of interest are seen in the images carrying rifles. The fatal shooting happened near the Wendy's where Rayshard Brooks was shot and killed by a police officer. 1051

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