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Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567

TALLAHASSEE, Fla. — Former Tallahassee Mayor Andrew Gillum came out as bisexual on Monday in an interview with talk show host Tamron Hall — his first public interview since photos surfaced of him involved in a possible overdose incident at a Miami hotel in March.“I don’t identify as gay, but I do identify as bisexual. And that is something that I’ve never shared publicly before," Gillum said as he sat alongside his wife R. Jai.Hall also asked if Gillum would ever make a return to politics.“Donald Trump is president,” Gillum said, as his wife laughed.The interview came months after a scandal involving Gillum at a Miami Beach hotel. According to a police incident report, Miami Beach Police responded to a hotel room on March 13 for a possible overdose.The report stated that Gillum, who was described as being inebriated, was inside the room along with a man who was suffering from a possible drug overdose, a second man, and a substance suspected to be crystal meth.Gillum was not arrested or cited for the incident. Shortly after the report came to light, Gillum released a statement claiming that he had been in Miami for a wedding."While I had too much to drink, I want to be clear that I have never used methamphetamines," Gillum said. "I apologize to the people of Florida for the distraction this has caused our movement."On Sunday, March 15, Gillum announced that he was checking into a rehab facility for alcohol abuse. In the statement, he said that he "fell into a depression" after his unsuccessful gubernatorial run in Florida, which lead to alcohol abuse.Gillum served as the mayor of Tallahassee from 2014 until 2018. He also ran for governor of Florida in 2018 but lost to the state's current governor, Gov. Ron DeSantis.This story was originally published by WTXL in Tallahassee, Florida. 1820

Thanks to @blackdoctor_org for asking this question. And, for Dr. Fauci for now making it likely impossible to enforce “Kizzmekia” cause everyone now knows he’s allowed to say “Kizzy”. Haha ?? https://t.co/AUsDNN7hVh pic.twitter.com/c4xIvqtLXg— KizzyPhD (@KizzyPhD) December 10, 2020 297

Suffering from slumping sales and mountains of debt, Toys 'R' Us has filed for bankruptcy.The 69-year old Toys R Us was once the mecca of kids' gifts. But it was eventually overtaken by Walmart and ultimately Amazon.In its fight to stay relevant, Toys R Us amassed billion in debt. That came from slashing prices, signing major,exclusive licensing deals with toymakers and buying up other toy giants FAO Schwartz and KB Toys over the past decade. 467

Taylor Swift was once the sweetheart of Nashville and a frequent attendee of the CMA Awards.She racked up 11 wins and 26 nominations before crossing over to becoming a global pop star. Since that time she has moved away from her country roots. In fact, she has not seen a CMA nominee since 2014 when she was nominated for Female Vocalist of the Year. She is back on the CMA ballot this year not as a performer but as a songwriter. She wrote Little Big Town's chart-climber "Better Man", which is up for Single of the Year, Song of the Year and featured on a nomination for Album of the Year.Little Big Town is also nominated for Vocal Group of the Year. The Song of the Year nomination is what has Music Row talking about whether they will see Swift at this year's award show. That particular award is given to the writer of the song, not the performer.That means if the song is a winner tonight at Bridgestone Arena it would make sense to see Swift on stage to accept the award.Her last appearance at the show was just a year ago for the 50th anniversary when she presented Garth Brooks with the award for Entertainer of the Year.?Swift is in the middle of a busy week. In the past 24 hours she released the full track list for her upcoming album and also shared videos from a private listening party she had for lucky listeners at home.Swift's new album, "Reputation" drops Friday.To find out if she will make an appearance at the 51st Annual CMA Awards, tune in tonight at 7p.m. (CT) on ABC.  1518