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WASHINGTON (AP) — Under fire for the worst privacy debacle in his company's history, Facebook CEO Mark Zuckerberg batted away often-aggressive questioning Tuesday from lawmakers who accused him of failing to protect the personal information of millions of Americans from Russians intent on upsetting the U.S. election.During some five hours of Senate questioning, Zuckerberg apologized several times for Facebook failures, disclosed that his company was "working with" special counsel Robert Mueller in the federal probe of Russian election interference and said it was working hard to change its own operations after the harvesting of users' private data by a data-mining company affiliated with Donald Trump's campaign.Seemingly unimpressed, Republican Sen. John Thune of South Dakota said Zuckerberg's company had a 14-year history of apologizing for "ill-advised decisions" related to user privacy. "How is today's apology different?" Thune asked."We have made a lot of mistakes in running the company," Zuckerberg conceded, and Facebook must work harder at ensuring the tools it creates are used in "good and healthy" ways.The controversy has brought a flood of bad publicity and sent the company's stock value plunging, but Zuckerberg seemed to achieve a measure of success in countering that: Facebook shares surged 4.5 percent for the day, the biggest gain in two years.In all, he skated largely unharmed through his first day of congressional testimony. He'll face House questioners on Wednesday.The 33-year-old founder of the world's best-known social media giant appeared in a suit and tie, a departure from the T-shirt he's famous for wearing in public as well as in private.Even so, his youth cast a sharp contrast with his often-elderly, gray-haired Senate inquisitors. And the enormous complexity of the social network he created at times defeated the attempts of legislators to hammer him on Facebook's specific failures and how to fix them.The stakes are high for both Zuckerberg and his company. Facebook has been reeling from its worst-ever privacy failure following revelations last month that the political data-mining firm Cambridge Analytica, which was affiliated with Trump's 2016 campaign, improperly scooped up data on some 87 million users.Zuckerberg has been on an apology tour for most of the past two weeks, culminating in his congressional appearance Tuesday.Although shaky at times, Zuckerberg seemed to gain confidence as the day progressed. An iconic figure as a billionaire entrepreneur who changed the way people around the world relate to each other, he made a point of repeatedly referring back to the Harvard dorm room where he said Facebook was brought to life.At times, he showed plenty of steel. After aggressive questioning about Facebook's alleged political bias from Sen. Ted Cruz, for instance, Zuckerberg was asked if he was ready to take a break.No need. "That was pretty good," he said of the exchange with Cruz.For the most part, his careful but generally straightforward answers, steeped in the sometimes arcane details of Facebook's underlying functions, often deflected aggressive questioning. When the going got tough, Zuckerberg was able to fall back on: "Our team should follow up with you on that, Senator."As a result, he found it relatively easy to return to familiar talking points: Facebook made mistakes, he and his executives are very sorry, and they're working very hard to correct the problems and safeguard the users' data.As for the federal Russia probe that has occupied much of Washington's attention for months, he said he had not been interviewed by special counsel Mueller's team, but "I know we're working with them."He offered no details, citing a concern about confidentiality rules of the investigation.Earlier this year Mueller charged 13 Russian individuals and three Russian companies in a plot to interfere in the 2016 presidential election through a social media propaganda effort that included online ad purchases using U.S. aliases and politicking on U.S. soil.A number of the Russian ads were on Facebook.Much of the effort was aimed at denigrating Democrat Hillary Clinton and thereby helping Republican Trump, or simply encouraging divisiveness and undercutting faith in the U.S. system.Zuckerberg said Facebook had been led to believe Cambridge Analytica had deleted the user data it had harvested and that had been "clearly a mistake." He said Facebook had considered the data collection "a closed case" and had not alerted the Federal Trade Commission.He assured senators the company would handle the situation differently today.Separately, the company began alerting some of its users that their data was gathered by Cambridge Analytica. A notification that appeared on Facebook for some users Tuesday told them that "one of your friends" used Facebook to log into a now-banned personality quiz app called "This Is Your Digital Life."The notice says the app misused the information, including public profiles, page likes, birthdays and current cities, by sharing it with Cambridge Analytica.In the hearings, Zuckerberg is trying to both restore public trust in his company and stave off federal regulations that some lawmakers have floated.Democrat Bill Nelson of Florida said he believes Zuckerberg was taking the congressional hearings seriously "because he knows there is going to be a hard look at regulation."Republicans have yet to get behind any legislation, but that could change.Sen. Lindsey Graham, R-S.C., asked Zuckerberg if he would be willing to work with lawmakers to examine what "regulations you think are necessary in your industry."Absolutely, Zuckerberg responded, saying later in an exchange with Sen. Dan Sullivan, R-Alaska, that "I'm not the type of person who thinks that all regulation is bad."Ahead of the hearing, John Cornyn of Texas, the No. 2 Republican in the Senate, said, "This is a serious matter, and I think people expect us to take action."At the hearing, Zuckerberg said, "We didn't take a broad enough view of our responsibility, and that was a big mistake. It was my mistake, and I'm sorry. I started Facebook, I run it, and I'm responsible for what happens here."He outlined steps the company has taken to restrict outsiders' access to people's personal information. He also said the company is investigating every app that had access to a large amount of information before the company moved to prevent such access in 2014 — actions that came too late in the Cambridge Analytica case.Watch the testimony in the player below:  6570

WASHINGTON, D.C. – President Donald Trump made his first public appearance since returning to the White House after being treated for the coronavirus.Saturday afternoon, Trump delivered an address on his support for law enforcement from the Blue Room balcony to a friendly crowd.The president wore a mask as he walked for the speech but took it off to make his remarks. He received an enthusiastic response from his supporters.The White House has refused to declare that he is no longer contagious, and the gathering of hundreds of people on the South Lawn went ahead despite the guidance of public health officials.The Trump administration insisted the event on the South Lawn was an official event and not a campaign rally. But Trump used the address to make broadsides against the Democratic ticket of former Vice President Joe Biden and Sen. Kamala Harris.During his speech, Trump claimed that the U.S. would become a socialist country if Biden is elected. He also continued to undermine public confidence in the upcoming election, pointing to "crooked" mail-in ballots. “I think we’re going to swamp them by so much, hopefully it’s not going to matter, and we have law enforcement watching,” he said.Trump is looking to get his campaign back on track, a week after he was sidelined with COVID-19, which has killed more than 210,000 Americans.Next, the president says he will hold a "BIG RALLY" in Sanford, Florida, on Monday.Will be in Sanford, Florida on Monday for a very BIG RALLY! https://t.co/TTOlHJT8kr— Donald J. Trump (@realDonaldTrump) October 9, 2020 On Friday, Trump held what his campaign billed as a “radio rally” as he dialed in to the show of conservative radio host Rush Limbaugh.Despite public and private surveys showing him trailing Democrat Joe Biden, Trump predicted a greater victory in 2020 than he had four years ago. 1854

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WASHINGTON, D.C. – It will be even longer until Americans can travel aboard cruise ships. A group of the nation’s top cruise lines have agreed to suspend their U.S. operations even further.Cruise Lines International Association (CLIA) announced Wednesday that its ocean-going cruise line members will suspend their U.S. operations until at least Oct. 31, 2020.The association, made up of companies like Carnival and Norwegian cruise lines, had previously suspended U.S. operations until Sept. 15. The CDC’s no-sail order lasts through Sept. 30.The association said it was a hard decision to further suspend operations, but it must be done to protect the public from the devastating effects of COVID-19.“This is a difficult decision as we recognize the crushing impact that this pandemic has had on our community and every other industry,” said CLIA in a statement. “However, we believe this proactive action further demonstrates the cruise industry’s commitment to public health and willingness to voluntarily suspend operations in the interest of public health and safety, as has occurred twice prior.”CLIA says its cruise line members will continue to monitor the situation with the understanding that they will revisit a possible further extension on or before 30 September 2020.“At the same time, should conditions in the U.S. change and it becomes possible to consider short, modified sailings, we would consider an earlier restart,” wrote CLIA.CLIA says its most recent economic impact study indicated the U.S. supports nearly half a million American jobs and generates billion annually in economic activity throughout the country. According to the association, each day of the suspension of U.S. cruise operations results in a loss of up to 0 million in economic activity and 800 direct and indirect American jobs.The impact of the suspension is particularly profound in states that depend heavily on cruise tourism, including Florida, Texas, Alaska, Washington, New York and California, according to CLIA.The following global cruise lines are part of the association:AIDA CruisesAmerican Cruise LinesAzamaraCarnival Cruise LineCelebrity CruisesCelestyal CruisesCosta CruisesCrystal CruisesCunard LineDisney Cruise LineHolland America LineMSC CruisesMystic CruisesNorwegian Cruise LineOceania CruisesPearl Seas CruisesPONANT Yacht Cruises and ExpeditionsPrincess CruisesRegent Seven Seas CruisesRoyal Caribbean InternationalScenic Luxury Cruises and ToursSeabournSeaDream Yacht ClubSilversea CruisesTUI CruisesVirgin VoyagesWindstar Cruises 2562

WASHINGTON, D.C. -- On Monday, 17 states and the District of Columbia announced they are suing the Trump administration over the president’s plan to revoke foreign student visas if they only take online classes.Along with D.C., the lawsuit was filed by these states: Colorado, Connecticut, Delaware, Illinois, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, and Wisconsin. California has also filed a similar lawsuit.Last week, ICE announced international students would have to return home or risk deportation if their universities switch to online-only courses come fall and they cannot find alternative plans. “It’s really hard and really painful,” said Maha AlHamoud, an incoming senior from Saudi Arabia at the University of Washington in Seattle. "No one should have to really make a choice between their health and their education.” At 17%, the University of Washington has one of the highest percentages of the more than 1 million international students in the United States. In 2018, the Institute of International Education estimated they contributed more than billion to the U.S. economy. "This has thrown into a little bit of chaos the reopening plans that higher education institutions had for the fall,” said Theresa Brown, Director of Immigration and Cross Border Policy at the Bipartisan Policy Center. “We could lose a generation of students who come to the U.S. and spend money to support their education, which supports the education of Americans in many instances.” ICE has always required international students take in-person classes if they hope to get a visa. What’s unprecedented in this case, says Brown, is the short time students have to make other arrangements. She says they could apply to other schools that have in-person courses, but that is assuming those universities are welcoming students and their credits would transfer. They could go to other countries like Canada, but that requires starting life over in a country they are not accustomed to.Brown adds foreign-exchange students could also apply to have their temporary status in the United States change, but that requires time, particularly since U.S. Citizenship and Immigration Services intend to furlough 70% of its workforce next month. “This could have long-standing implications,” said Brown. “If you are a foreign national looking where to pursue your education, and you’re looking at the U.S. maybe you think about it again. Maybe you rethink the U.S. is really where you want to be when all these changes come very quickly.” “We really want the institutions that we’ve contributed so much to to protect us,” added AlHamoud. For AlHamoud, the decision on what to do next is particularly tough. During her freshman year, she was diagnosed with a form of blood cancer. It means her decision now is guided as much by her future as it is her health. “I was fighting for my life away from my family and friends,” she said. “But I made that sacrifice for my education hoping I would never have to make that choice again. So now, to be forced into a situation where I have to risk my health to attend my classes seems unfair.” One more caveat, according to Brown, is the ability for these students to go back to their home country if they cannot find a viable alternative. Many, she says, will not accept their own nationals because they have closed off their borders due to the pandemic. 3489