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"For deposits, Yu'ebao has appeared; for loans, there are numerous companies such as Ant Financial Service Group and JD.com; for payment, there are Alipay and WeChat Pay; for financing, crowd-funding has already drawn lots of attention; and furthermore, Fintech will overturn the insurance sector in a more 'ferocious' way," Zhu, also chair of the National Institute of Financial Research, Tsinghua University, told participants.

"For instance, existing information transmitting technology is not able to meet some requirements of smart cities," said Guo, adding, "outdated laws and regulations concerning access and use of government and citizens' information may also pose obstacles in the future."

"GM technology can be safely controlled, judging from scientific principles and practices over past decades," he said.

"For any kind of scientific research, we should always strive to improve," Yang said. "I take scientific research as my happiness in life."

"Gavin Yamey and I thought that is a very visible number, and we wanted to take advantage of that unfortunate milestone to push the American policy in the right direction, and to add to the many voices trying to do that," said Jamison, referring to Doctor Gavin Yamey, a global health and public policy professor at Duke University.