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SACRAMENTO, Calif. (AP) — The California Assembly voted Thursday to cap the interest lenders may charge on loans that can carry rates spiraling into the triple digits.Backed by civil rights groups, religious organizations and some trade associations, the proposed law would cap annual rates at around 38% for loans between ,500 and ,000.The bill comes as legislators across the country seek to reign in a storefront lending industry critics accuse of preying on low-income consumers in need of cash and trapping them under mounds of debt for years.But even as the bill advanced, some California lawmakers expressed concern that it will limit choices for consumers with bad credit or little access to banks and other financial products. And the lending industry, which wields significant influence in legislatures as well as in Washington, has launched an advertising campaign in California attacking the bill as it heads to the state Senate, where observers expect a tougher fight.Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade.The state already caps interest rates on consumer loans under ,500 but not for amounts over that threshold. In 2009, 8,468 loans for amounts between ,500 and ,000 came with interest rates over 100%, according to data from state regulators. Lenders now issue more than 350,000 loans each year with interest rates in the triple digits. A legislative analysis said at least one out of three borrowers is unable to pay their loans.But proposals to cap interest rates in recent years have faltered at California's Legislature. Several lawmakers still expressed concern about the latest proposal, suggesting it could drive lenders out of the market, pushing consumers with low incomes toward unregulated lenders or cutting off their easy access to capital."Without these alternative financial service providers, those folks would have nowhere else to go," said Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles.Assembly Speaker Anthony Rendon dismissed arguments the bill would ultimately harm low-income residents."Those are merely talking points of an industry that has repeatedly lied to members of this chamber," he said.Casting the bill as a moral issue, the Democrat said the legislation can be considered as important as any other lawmakers will vote on this year in the country's most populous state.The bill ended up passing with bipartisan support as one Republican legislator cited religious prohibitions on usury."I'm a free-market capitalist and I'm unashamed of it but we need to stand up and protect people who are being preyed upon," said Assemblyman Jordan Cunningham of San Luis Obispo.The support of the financial industry this year, too, may also signal that the sector foresees a reckoning in the state or at least further political uncertainty if lawmakers do not approve limits for loans between ,500 and ,000.The California Supreme Court cast a legal question mark last year over the lending industry's practices, deciding in one class action lawsuit that some interest rates can be so high as to be deemed unconscionable under financial laws.Democratic Assemblywoman Monique Limon of Santa Barbara, the bill's author, also suggested that an interest rate cap could end up on the ballot if the Legislature does not act.If passed, California would join 38 states and the District of Columbia in capping interest rates for these types of loans, according to a legislative analysis. The level proposed in California would be on the higher end.Observers expect a bigger political fight when the bill heads to the state Senate, however.Opponents of the bill have launched an advertising campaign aimed at stopping it.The trade group Online Lenders Alliance has bought ads on Sacramento television stations, according to Federal Communication Commission filings.A group calling itself Don't Lock Me Out California has also bought online ads attacking the bill. 4018

SACRAMENTO, Calif. (AP) — California would bar forced arbitration and nondisclosure agreements under a bill sent to Gov. Jerry Brown on Wednesday that enjoys celebrity backing from some in the #MeToo movement.It would prohibit employers from requiring nondisclosure agreements related to sexual misconduct as a condition of getting or keeping a job. It also would ban employers from requiring arbitration agreements, which can force employees to settle workplace complaints instead of going to court, as a condition of employment.The bill has the backing of actress and activist Jane Fonda and former Fox News anchor Gretchen Carlson.Current law "allows companies to force employee complaints in to secret proceedings" and can be used to protect "serial offenders" in the workplace, said Democratic Sen. Hannah-Beth Jackson of Santa Barbara.Companies can still require arbitration under the bill, but not as a as a condition of employment, she said."To force someone to enter into these agreements is not acceptable, and that's what this bill addresses," she said. The bill "gives people access to justice in a fair and impartial way."The bill would not prevent existing arbitration or nondisclosure agreements from being enforced.Republican Sen. Jeff Stone of Temecula, the only senator who spoke in opposition, called the bill "another job killer" that can drive companies out of California and mainly benefits trial lawyers by forcing more disputes into already overwhelmed courts.Most workers can often get a better and quicker resolution through arbitration than by filing a lawsuit, he said.That may be true for unionized employees whose unions can help choose arbitrators, said Democratic Sen. Connie Leyva of Chino, but she said companies have an unfair advantage over non-union employees because the employer then controls the arbitration process.The measure was approved by the state Senate, 25-12. It was one of a number of bills introduced after dozens of women went public with stories of sexual misconduct.Carlson, who spoke in favor of the bill in May, sued Fox News Channel CEO Roger Ailes in 2016, alleging she was fired for rejecting his sexual advances. Ailes, who died last year, said Carlson's contract prohibited her from going public until both sides first tried closed-door arbitration. Ailes was ultimately forced out of the network because of her allegations. 2393

Roger Stone associate Jerome Corsi said Monday he expects to be indicted by special counsel Robert Mueller for "giving false information to the special counsel or to one of the other grand jury."Corsi made the comment during his streaming show on YouTube."And now I fully anticipate that the next few days, I will be indicted by Mueller for some form or other of giving false information to the special counsel or to one of the other grand jury or however they want to do the indictment. But I'm going to be criminally charged," Corsi said Monday.Corsi's lawyer declined to comment.Corsi could face any number of charges -- spanning from perjury to making false claims to obstruction of justice. The potential charges are related to false statements he made about his relationship with WikiLeaks and Stone.Corsi has been involved in Mueller's investigation for roughly two months and had already been subpoenaed for documents and testimony before the grand jury, and he complied with both.Corsi's role in the investigation largely revolves around the possibility that he was an intermediary between Stone and WikiLeaks.During the 2016 campaign, Stone publicly bragged about having "backchannel communications" with WikiLeaks founder Julian Assange, and on several occasions appeared to predict the WikiLeaks releases that roiled the race in the final stretch of the campaign. But in the two years since Trump's victory, Stone has walked back those claims and said his "backchannel" was merely New York radio host Randy Credico sharing information about his interviews with Assange. Credico denies serving as an intermediary between the two.Investigators have been skeptical of Stone's explanation. CNN has reported that?Mueller's team is examining the possibility that Stone had another intermediary beyond Credico, and that Corsi might have been involved.Corsi injected himself into Stone's situation last year when he claimed that one of his own articles for InfoWars inspired Stone to predict in October 2016 that there would be trouble coming for Clinton campaign chairman John Podesta. Not long after that, WikiLeaks started releasing thousands of Podesta's hacked emails.Stone denies that he ever told Trump about WikiLeaks' dumps before they became public. He also denies colluding with Russia.The-CNN-Wire 2331

RINO Mitt Romney should read this. I’m sure, however, that he feels he got slaughtering by Obama “fair and square”. https://t.co/GGZKfSAp8z— Donald J. Trump (@realDonaldTrump) November 20, 2020 201

Roughly six percent of the male population - and less than one percent of the female population - suffer from colorblindness.It isn’t a deficiency that is debilitating, but it can be frustrating.For 11-year-old Andreas Koerber, reds and greens are mixed up, blues and purples are difficult to differentiate. The world, as he sees it, is generally more drab.The North Olmsted, Ohio sixth-grader and his family didn’t know there was a fix, until recently.Now, his eyes are open to an entirely new world after the discovery of specialized glasses.“Everything is more colorful, it’s brighter, it’s not as dark,” Andreas said.He realized he was colorblind at age five. It’s one of the biggest differences between him and his twin brother Luke. Luke is the one who had the idea to surprise Andreas with the glasses after learning about them online.“He’s my brother and really, it doesn’t feel fair that I get to see all the colors and he doesn’t,” Luke said. “I didn’t really realize how bad it was and what he wasn’t seeing.”For mom Rita Koerber, watching Andreas see colors for the first time was eye-opening.“It was just this totally special, emotional moment,” Rita said. "Kind of like Christmas when you have little kids and you’re seeing that through their eyes and they’re so excited, it was like that."The glasses run upwards of 0 and are not covered by insurance. After trying them on at Eyetique in Eton Center, Rita immediately had them special-ordered.“It’s like, how do you put a price tag on that? His face was just smiling nonstop for two days,” she said. 1595

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