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Ford Motor Company has launched a new program that will allow customers who buy a new car to return the vehicle if they lose their job within a year of the purchase."We feel like right now, the economy is at the stage of recovery where people want things to be back to normal, they want to buy, but they're still a little nervous about what the future holds," Mark LaNeve, Ford's vice president of U.S. marketing, sales and service said. "We want them to know we understand that, and we're here to support them in their buying decisions."Under the "Ford Promise" program, customers who lease or purchase a vehicle with Ford Credit financing and then lose their job within a year can return the vehicle.Ford Credit will value the vehicle using the National Automobile Dealers Association (NADA) average trade-in value, reduce the customer's outstanding balance by that amount and waive up to an additional ,000. The customer is responsible for covering any remaining balance.In addition, the customer is responsible for outstanding late or deferred payments and any vehicle damage. Once those conditions are met, the account is reported as closed and paid.Enrollment for the Ford Promise program is open through Sept. 30.According to Matt VanDyke, Ford's director of U.S. marketing, the ad campaign focuses on supporting consumers eager to move forward."Customers are realizing it might take a while for things to completely feel normal again, if in fact, they ever do," VanDyke said.Ford Promise covers 2019, 2020 and 2021 purchased or leased new, used and certified pre-owned vehicles financed through Ford Credit. Vehicles must be for personal use only; commercial use contracts are ineligible.This story was originally published by WXYZ in Detroit. 1762

FLORIDA — Kratom is a natural plant native to Southeast Asia that has been used in the region for decades, but it's fairly new to the United States.Some people say it's helped them in reducing pain and has helped addicts recover. But others say it's dangerous and could even be deadly. Experts said it's been linked to deadly overdoses. The Drug Enforcement Administration (DEA) identified 15 deaths connected to Kratom from 2014 to 2016. The FDA records at least 44 Kratom related deaths in the last decade. One of these deaths is 27-year-old Christopher Waldron. His mother, Laura Lamon says he was her only son and the love of her life.  On July 17th, 2017 she got a call from Tampa police. “He [investigator] said your son is deceased. I lost it. I just started yelling and I don't remember much after that,” Lamon said. Lamon thought that he had overdosed on narcotics, but a month later she received an autopsy report that indicated the cause of death was intoxication by Kratom, and strictly Kratom, according to the Hillsborough medical examiner. "I was shocked and then when I got it. I thought, 'What is this?' I had found some things in his room and I saw the packages of what he had taken but I didn't know much about it,” Lamon said. Director of SalusCare Steven Hill says one of the biggest dangers with Kratom is that it’s not regulated or monitored. “You never know exactly what you're getting. Anything could be in the packaging. There could be different levels of the active substance,” Hill said. Lamon believes that if the plant was properly labeled, her son would have survived. “There was no label on it at all. it didn't have a dosage amount, didn't have a warning label, didn't say don't mix it with this or that, if you have this condition, or whatever. a bottle of Tylenol has that on there,” Lamon said. She says that it is so devastating because her son didn’t want to die. She doesn't necessarily want to see Kratom banned, but thinks it should be researched and much more regulated.“It absolutely should be banned, it’s like playing a game of roulette,” Steven Hill, director of SalusCare, said. Adrianna Marrone, manager of Up in Smoke in the Cape says Kratom came to the U.S. recently, and now it’s one of their best sellers. “Just to help with the aches and pains and anxiety and depression,” Marrone said. A former addict, Amanda Raska, says that Kratom helped her overcome drugs. “He told me about Kratom and that day I tried and I never touched another pill, it literally saved my life,” Rasksa said. Raska said she started using Kratom five months ago when a friend who was also an addict told her about it. Before using the plant, she couldn't get out of bed without taking prescription pills. “It was a horrible life, I have 5 kids so i could not even take care of my children,” Raska said. She said that she grew up around addicts and has an addictive personality, but said Kratom isn’t addicting. If she goes without it, there’s no symptoms of withdrawal.Steven Hill says that he saw firsthand how people react to the drug. “It’s happened on our detox where people are coming in and the issue is with Kratom,” Hill said. Hill said the experience of taking Kratom can be described as a quick down feeling followed by hallucinations and visualizations. In 2016, there were less than 100 poison control calls regarding the drug, and by the middle of 2018, the number of calls were approaching 700. “So we're seeing more and more use and we're seeing the health concerns and health issues also go up. ER visits spiked,” Hill said. In August 2016, the DEA announced an intent to ban Kratom, but after strong reaction from the public, it was labeled as pending analysis. “We've seen and heard of people who have very bad reactions. people who have had to be hospitalized,” Hill said.  3982

Federal Reserve chairman Jerome Powell gave investors reason to cheer on Wednesday when he suggested that the Fed may slow down its interest rate hikes.The Dow surged on the news and closed up 600 points, or more than 2%, in midday trading. The S&P 500 and Nasdaq each rose about 2% as well.Powell reassured investors that the Fed wouldn't risk killing off economic growth by continuing to aggressively raise rates next year."Our gradual pace of raising interest rates has been an exercise in balancing risks," Powell said during a speech at the Economic Club of New York. "We know that moving too fast would risk shortening the expansion. We also know that moving too slowly -- keeping interest rates too low for too long -- could risk other distortions in the form of higher inflation."Powell noted that rates remain relatively low and that they are just below what many economists consider "neutral for the economy -- that is, neither speeding up nor slowing down growth."Investors seemed to interpret Powell's comments as a sign that the Fed, which is widely expected to raise rates again at a meeting next month, may now only hike rates once or maybe twice at most in 2019 as opposed to earlier forecasts of three or four hikes.The Dow's most cyclical stocks were among the biggest gainers. Shares of Boeing (BA), Caterpillar (CAT), Microsoft (MSFT) and Apple (AAPL) helping to lead the rally.In fact, only four Dow stocks -- Verizon (VZ), United Technologies (UTX), DowDupont (DWDP) and Procter & Gamble (PG) -- were trading lower Wednesday afternoon.Matthew Cheslock, a trader at Virtu Financial, told CNNMoney editor-at-large Richard Quest on "Markets Now" Wednesday that the market interpreted Powell's comments as meaning that we are "closer to normal rates. I think that was what really sparked the market to go higher."Cheslock added that some of Powell's remarks about the market not being in a bubble were reassuring as well.Powell's comments may assuage concerns about the Fed possibly going too far with rate increases, a criticism leveled by President Donald Trump.But Tobias Levkovich, Citigroup chief US equity strategist, told Quest that the market may be overreacting."I'm not dancing or partying right at the moment," he said, adding that the Fed has talked about gradual rate hikes "for a very long time." "Maybe [the markets] were just worried it would be worse," Levkovich said.To that end, Trump, who chose Powell to replace former Fed chief Janet Yellen, has often bashed him and the Fed on Twitter and in interviews for the rate hikes.In fact, Trump attacked Powell again in a Washington Post interview Tuesday, saying he was "not even a little bit happy" with Powell and that the Fed was making a mistake with so many rate hikes.Trump even added that sometimes decisions he makes with his "gut" matter more than what other people's brains tell him.Whether or not investors were using their guts or brains when deciding to jump back into stocks Wednesday remains to be seen. But it's clear that the bulls were back in charge on Wednesday."Markets Now" streams live from the New York Stock Exchange every Wednesday at 12:45 p.m. ET. Hosted by Quest and CNNMoney's business correspondents, the 15-minute program features incisive commentary from experts.You can watch "Markets Now" at CNNMoney.com/MarketsNow from your desk or on your phone or tablet. If you can't catch the show live, check out highlights online and through the Markets Now newsletter, delivered to your inbox every afternoon.The-CNN-Wire 3545

For Army veteran Leonardo De Angelis, COVID-19 has been hard in more ways than one. He came down with the novel coronavirus in April and was immediately taken to the VA hospital where he was treated and tested every week"If he tested positive, he would have to stay for another week. So, he was in there for a month," said his daughter Lacy De Angelis.Seven months later, De Angelis is still dealing with complications."He has permanent lung scarring in his lungs. He still can’t do stairs. He’s still doing physical therapy," said Lacy De Angelis.De Angelis also had a bout of pneumonia. And he also suffers from PTSD, which he and his daughter say has been exacerbated by the COVID-19 pandemic."I see shadows and I see them in the daytime and at night. They give me a pill to take so I can go to sleep," said De Angelis, who served in the Vietnam War in the late 60s."They said that because he was in isolation and he was so bored, he was seeing shadows. He would be running, and yelling, and screaming in his sleep at night," explained Lacy De Angelis.And he’s not alone.The U.S. Department of Veterans Affairs says about 30 percent of Vietnam veterans have had PTSD in their lifetime. De Angelis is one of the more than 83,000 vets in VA homes across the country who have contracted COVID-19. More than 4,200 have died."We just lost another one the other day," said De Angelis."They’re seeing each other die again. They’re such a vulnerable population. They come in here and they make connections with other vets and then they catch COVID and they die. It’s hard for them," said Lacy De Angelis.Reliving the tragedy and trauma brought on by a war he served in more than 50 years ago, all over again. 1711

For many of us, the word “outbreak” has taken a more personal meaning this year.For the people of Austin, Indiana, it’s not the first time they’ve dealt with an outbreak.“We’re an itty-bitty town, but we got big city problems,” said Austin resident Ethan Howard.By 2015, the opioid crisis had ravaged Howard’s hometown for years. People became hooked on painkillers and often used needles to take them. The same syringes would be passed from person to person.Dr. William Cooke arrived in Austin in 2004. Back then, he was the town’s only doctor. In fact, he was the town’s first doctor in a generation. He says he saw several issues in the southern Indiana community, including people’s health to poverty.As the opioid crisis started to wrap its grip across parts of the country, Dr. Cooke says he started to see another health issue spread in the community, starting around 2010.“What we saw was a really quick in dramatic rise in Hepatitis C around that time,” Dr. Cooke said. “Any community that has a high Hepatitis C rate is at high risk for an HIV outbreak.”By 2015, the opioid crisis had ravaged the city for years.“Opiates were my devil,” Howard recalled.Howard says his mom convinced him one day to go get tested, after he says he had shared a needle with his cousin.His test revealed he was positive for HIV.“I thought I was dead. I thought it was a death sentence,” Howard said.He wasn’t alone with testing positive for HIV in Austin.“In that first year, we had almost 200 cases,” Dr. Cooke said. “It was almost a quarter of the HIV cases in the state and this is a town of 4,200 people.”Austin had become home to one of the largest HIV outbreaks in rural America ever.Dr. Cooke helped convince then-Indiana Gov. Mike Pence to change his stance on needle exchanges.“It took a few months, but eventually, he signed the executive order allowing us to operate syringe service programs here,” Cooke said.That program, access to addiction recovery services and powerful HIV medicine has led to a dramatic drop in new cases.In 2015, Scott County, Indiana had 157 new HIV cases. In 2019, the county had only five, according to the Indiana Department of Health."The medications today are powerful enough and well tolerated enough that you should not spread the disease to anyone else and you should never worry about dying from HIV,” Dr. Cooke said.Dr. Cooke says Austin is still working to overcome some of the social challenges he found when he first arrived in the community in 2004.It’s been five years after the largest HIV outbreak in Indiana history. Like many communities across the world, this one is now dealing with the impacts of COVID-19.Nurse Jessica Howard is a proud native of Austin. She’s seen the challenges her community has faced over the years. She also sees the good in Austin, pointing to a local church pantry providing food and clothes to those in need.Jessica Howard in charge of coronavirus testing at Dr. Cooke’s office. She grew up in Austin and knows many of the patients that come through the door.As of early July, Scott County has not seen a large amount of coronavirus cases like other parts of the country, but the nurse worries about her patients that struggle with addiction who are now in quarantine and could relapse."These are people these are our people and we have to take care of them and protect them,” she said.Austin has come a long way from where it was in 2015, when HIV spread through a large part of the community.Last year, Dr. Cooke was named by American Academy of Family Physicians the AAFP 2019 Family Physician of the Year for his efforts to help stop the 2015 HIV outbreak.As for Howard, he says medication has made it so HIV is no longer detectable in his blood.He now travels as a musician and points to music as a source of strength that helped him through the darkest of times.“I fought and clawed my way out of a dark place,” Howard said.His fighting spirit is one this small Indiana city has used to battle through crisis before.“We’ve been through a healthcare disaster before,” Dr. Cooke said. “And there is a light on at the end of a tunnel.”It’s a mindset Dr. Cooke says we need now, as we all fight this new crisis of a coronavirus pandemic. 4221