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Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

An 6.5 magnitude earthquake struck off the coast of Costa Rica on Sunday night, the US Geological Survey (USGS) said.The quake was centered 16 km west of Jacó, Costa Rica, at a depth of 10 km, according to the USGS. It gave the quake preliminary magnitude of 6.8, but later downgraded it.The observatory at the Universidad Nacional Costa Rica said the earthquake measured 6.9.Jacó lies southwest of Costa Rica's capital, San Jose, and is part of the region of Puntarenas, on the Pacific Coast.Emergency response agencies activatedThree people suffered fatal heart attacks that coincided with the time of the earthquake -- two in Jacó and one person further south in Coronado -- according to a statement from Costa Rica's presidency.It said the country's Judicial Investigation Agency was investigating the deaths.At least one building in Jacó had been evacuated due to apparent damage and there were reports of walls collapsing and objects falling in other parts of the country, but there were no reports of any further injuries, the statement said.Costa Rica's hospitals were functioning normally and minor power outages had been quickly resolved, it said, with the quake felt most severely in the provincial districts of Quepos, Parrita and Garabito -- of which Jacó is capital.The presidency said that emergency response agencies had been activated and remained on alert following the quake.President Luis Guillermo Solís earlier tweeted that no tsunami warning had been issued.Police called for calm.The Fuerza Publica warned on Twitter that there were landslides on the road between Jaco to Tárcoles, further north.  1634

ARROYO GRANDE, Calif. (AP) — Cal Fire alleges that fast food chain In-N-Out was responsible for a 2017 wildfire in rural Arroyo Grande, according to a lawsuit filed in San Luis Obispo Superior Court.The San Luis Obispo Tribune reports that Cal Fire claims the September 2017 wildfire was caused by a tractor mowing grass on In-N-Out property, saying it was covered in “dry annual grasses and scattered brush, which created a receptive bed of flammable vegetation.” The agency also claims the tractor was improperly maintained and the driver allowed the fire to spread.Cal Fire is seeking roughly .2 million from the burger chain to recoup costs.The fire burned about 245 acres (99 hectares) in four days. In-N-Out did not respond to a request from The Tribune.___Information from: The Tribune, http://www.sanluisobispo.com 832

ANZA, Calif (KGTV) - Tons of weed was hauled and dropped at a high school in the Riverside County city of Anza after deputies served 80 search warrants on illegal pot farms.The substantial bust came hours after a murder on one of the farms. The Riverside County Sheriff's Office did not give out many details other than to say the death was tied to the illegal activity.Sheriff Chad Bianco said the coordinated drug bust effort took months of planning. Deputies started their work when the sun came up, Bianco said, adding he hoped to have at least 200 pot farms out of commission by the end of the day.Many of the operations took place miles down dirt roads. Some of the activities were reasonably hidden; others were easily visible. Neighbors said law enforcement officers were in full combat gear with rifles when they approached the illegal operations. The more 10News spoke to neighbors, the more we heard about the town of Anza being overrun with pot farms."We've been complaining for a long time, and it's happening," said Anza resident Dan, who did not want to be identified because he fears retaliation."With them common cartels and gangs and grows that are protecting themselves from thieves, and with that come guns and come gunfights and come shootings and robberies," Bianco said."This isn't a victimless crime. This is not a pretty little plant that we're taking, someone's medicine, this is a quality-of-life issue that is destroying this valley," Bianco added.The magnitude of the operation was visible as overflowing trucks and helicopters left the area with loads of pot plants. Bianco said the drugs would be destroyed.Neighbors stopped to watch the trucks pass by, saying they're feeling safer already. Dan pumped his fist in excitement, saying, "I'm loving it."The Riverside County Sheriff had a serious message for anyone thinking about starting operations back up once law enforcement clears out: "Don't grow in Anza."In unincorporated Riverside County it is prohibited to cultivate marijuana unless you have a medical card, which allows you to cultivate no more than 12 plants. 2109

Another #JamWithJeff . Hers the thing- #JeffGoldblum flatly refuses to rehearse. So every time is the first time. pic.twitter.com/I0iFmHCpUo— Sam Neill (@TwoPaddocks) September 7, 2020 192